# 2 bedroom ground floor flat for sale (WS14 9FE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1, ST CHAD HOUSE, TRAFALGAR WAY, LICHFIELD, STAFFORDSHIRE WS14 9FE |
| Price | £215,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | B |
| Last sold | £215,000 Jan 2026 |

## Description

**Saint Chad was the first Bishop of Lichfield, and we have answered your prayers because it is time for you to be the next owner of this stunning apartment in St Chad House. Coming to the market presented to a wonderful specification throughout, this spacious ground floor apartment is perfect for downsizers and first time buyers alike, and is positioned on an attractive development in a desirable part of the city. The accommodation comprises an entrance hall, large and bright lounge diner, fabulous contemporary kitchen, two generous double bedrooms and both an en-suite and a family bathroom. Outside, the property sits within wonderfully manicured communal gardens whilst also having its own allocated parking space and plenty of visitor spaces available. This can only be appreciated with a viewing and is sure to be popular at this competitive price, so don't miss out and book in an early visit!**

**Entrance hall**

A door opens from the communal hallways to the private entrance hall fitted with oak flooring, radiator and useful built in storage cupboard. **Lounge Diner** - 7.67m (max) x 3.89m (max)(25'1" (max)) (x 12'9"(max))

A large lounge diner is very naturally bright, courtesy of the four UPVC double glazed windows, whilst there are two radiators and laminate wood effect flooring.**Kitchen ** - 3.85m (max) x 2.63m (12'7" (max)x 8'7")

A stunning refitted contemporary kitchen comprises a range of matching base cabinets and wall units, whilst a sink with mixer tap is set into a wood effect worksurface with tiled splash back. There is an integrated double oven, fridge freezer and dishwasher, whilst there is space for an integrated washing machine. There is also a five ring gas hob set into the worksurface with stainless steel extractor hood above and a wall unit houses the gas fired combi boiler. There is a tiled floor, radiator, recessed ceiling spotlights and two UPVC double glazed windows. **Master Bedroom ** - 3.42m (max into robes) x 3.9m (11'2" (max into robes)) (x 12'9")

A very large master bedroom is fitted with contemporary built in wardrobes, a radiator and UPVC double glazed window.**Ensuite **

The ensuite is fitted with a white suite which includes a low level flush WC, pedestal wash hand basin and shower enclosure with Triton shower. There are tiled walls, a radiator and an extractor fan.**Bedroom Two** - 2.98m x 2.56m (9'9" x 8'4")

A generous second double bedroom is fitted with a radiator, laminate wood effect flooring and UPVC double glazed window.**Bathroom**

A generous family bathroom is fitted with a contemporary white suite which includes a low level flush WC, pedestal wash hand basin and panelled bath. There is a radiator, extractor fan and UPVC double glazed window, as well as a large built in storage cupboard.**Exterior **

The property sits within beautifully manicured communal gardens, whilst there is also an allocated parking space and plenty of further visitor parking spaces available.**Tenure **

The property is leasehold with a lease commencing in 2007 with a term of 150 years. The service charge for 2025 is £1846.55 and the ground rent is £150 with bi-annual payments of £75.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/159994454/1620329) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/159994454/1620330) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ST CHAD HOUSE 1 TRAFALGAR WAY, LICHFIELD, STAFFORDSHIRE, WS14 9FE | £215,000 | 23/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HENLEY COURT 27 BUCKINGHAM GARDENS, LICHFIELD, STAFFORDSHIRE, WS14 9AT | £105,000 | 28/02/2025 | Flat |
| 1 THE MALTINGS, LICHFIELD, STAFFORDSHIRE, WS14 0AP | £210,000 | 03/11/2023 | Flat |
| 129 CHESTERFIELD ROAD, LICHFIELD, STAFFORDSHIRE, WS14 0AA | £189,000 | 03/11/2023 | Flat |
| ST MICHAEL HOUSE 1 VICTORY CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9FS | £215,500 | 31/07/2023 | Flat |
| WINDSOR COURT 19 BUCKINGHAM GARDENS, LICHFIELD, STAFFORDSHIRE, WS14 9AU | £130,000 | 14/07/2023 | Flat |
| 112 FLAT 3 BIRMINGHAM ROAD, LICHFIELD, STAFFORDSHIRE, WS14 9BW | £120,000 | 07/07/2023 | Flat |
| EASTGATE COURT 7 UPPER ST JOHN STREET, LICHFIELD, STAFFORDSHIRE, WS14 9EF | £230,000 | 24/03/2023 | Flat |
| 45 TRAFALGAR WAY, LICHFIELD, STAFFORDSHIRE, WS14 9FD | £190,000 | 17/03/2023 | Flat |
| HENLEY COURT 29 BUCKINGHAM GARDENS, LICHFIELD, STAFFORDSHIRE, WS14 9AT | £120,000 | 03/03/2023 | Flat |
| THE MALTHOUSE FLAT 43 CAIRNS CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9TP | £390,000 | 21/12/2022 | Flat |
| 77 CHESTERFIELD ROAD, LICHFIELD, STAFFORDSHIRE, WS13 6QW | £183,500 | 16/12/2022 | Flat |
| ST MICHAEL HOUSE 3 VICTORY CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9FS | £185,000 | 16/12/2022 | Flat |
| THE MALTHOUSE FLAT 45 CAIRNS CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9TP | £355,000 | 06/12/2022 | Flat |
| 26 SANDERS WAY, LICHFIELD, STAFFORDSHIRE, WS14 9AD | £206,000 | 02/12/2022 | Flat |
| ST MARY HOUSE 2 VICTORY CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9FR | £185,000 | 11/11/2022 | Flat |
| EASTGATE COURT 1 UPPER ST JOHN STREET, LICHFIELD, STAFFORDSHIRE, WS14 9EF | £240,000 | 31/10/2022 | Flat |
| EASTGATE COURT 8 UPPER ST JOHN STREET, LICHFIELD, STAFFORDSHIRE, WS14 9EF | £234,700 | 21/10/2022 | Flat |
| 12 THE MALTINGS, LICHFIELD, STAFFORDSHIRE, WS14 0AP | £192,500 | 14/10/2022 | Flat |
| 51 TRAFALGAR WAY, LICHFIELD, STAFFORDSHIRE, WS14 9FD | £208,000 | 14/10/2022 | Flat |
| ST. JOHN HOUSE 1 VICTORY CLOSE, LICHFIELD, STAFFORDSHIRE, WS14 9FN | £189,950 | 07/10/2022 | Flat |

**Area average:** £203,958 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £140,744 (8 Flat, WS14, 2024–2026)
- **Deviation:** +52.8%

## Rental Range

*ONS Price Index of Private Rents (Lichfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £988/mo
- **Realistic:** £1,098/mo
- **Optimistic:** £1,208/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Chesterfield Road, WS13 | £975/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Flat, Bird Street, WS13 | £795/mo | 2 | 0.65 miles | OpenRent |

**Average rent: £885/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £110,625
- **Target investor price (1%):** £88,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £885/mo).*

- **Gross yield:** 4.9%
- **Cost-to-rent:** 20.2×
- **Monthly cashflow:** £-75/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -13.5%
- **10y growth:** 22.3%

## House Price Index (HM Land Registry)

*Official index for Lichfield; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 13.2%
- **10y growth (index):** 34.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
