# 3 bedroom end of terrace house for sale (SG5 1EY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20, PLATINUM COURT, 10, THE MEAD, HITCHIN, HERTFORDSHIRE SG5 1EY |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £442,500 Jan 2024 |

## Description

Offered with a COMPLETE UPPER CHAIN, this bright and spacious three bedroom end-terrace property offers modern and spacious open plan living in a three year old development in Hitchin. Located within walking distance to the mainline station and town centre, this stunning home makes for the ideal first time buy and further benefits from allocated parking and an enclosed rear garden.

**Mobile Signal**

Ok

## Property Photos

- ![Photo](/listings/photos/173721392/556154)
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## Floorplans

- ![Floorplan 1](/listings/photos/173721392/556185) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/173721392/556189) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| PLATINUM COURT, 10 20 THE MEAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1EY | £442,500 | 29/01/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] PLATINUM COURT, 10 19 THE MEAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1EY | £440,000 | 04/12/2023 | Terraced |
| 145 HEATHFIELD ROAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1TD | £375,000 | 15/11/2023 | Terraced |
| [Same street] PLATINUM COURT, 10 21 THE MEAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1EY | £435,000 | 20/10/2023 | Terraced |
| 41 HEATHFIELD ROAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1TA | £342,500 | 08/09/2023 | Terraced |
| [Same street] PLATINUM COURT, 10 APARTMENT 3 THE MEAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1EY | £300,000 | 26/05/2023 | Other |
| 104 OLD HALE WAY, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1XS | £472,500 | 16/11/2022 | Terraced |
| 5 HEATHFIELD ROAD, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1SX | £450,000 | 17/08/2022 | Terraced |
| 166 OLD HALE WAY, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1XT | £740,000 | 08/06/2022 | Terraced |
| 35 WHITEHURST AVENUE, HITCHIN, NORTH HERTFORDSHIRE, HERTFORDSHIRE, SG5 1SP | £465,000 | 25/05/2022 | Terraced |

**Street average:** £391,667 (3 sales)
**Area average:** £474,167 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £370,534 (17 Terraced, SG5, 2024–2026)
- **Deviation:** +21.4%

## Rental Range

*ONS Price Index of Private Rents (East of England). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,150/mo
- **Realistic:** £1,278/mo
- **Optimistic:** £1,406/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £808/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Old Hale Way, SG5 | £1,645/mo | 3 | 0.11 miles | OpenRent |

**Average rent: £1,645/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £205,625
- **Target investor price (1%):** £164,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,645/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.8×
- **Monthly cashflow:** £-317/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.9%
- **10y growth:** 9.6%

## House Price Index (HM Land Registry)

*Official index for East of England; Terraced series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.5%
- **10y growth (index):** 35.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)