# 4 bedroom house for sale (OX29 8AB)

## Property Details

| Key | Value |
|-----|-------|
| Address | ROSEBANK COTTAGE, WITNEY, CHURCH HANBOROUGH, OXFORDSHIRE OX29 8AB |
| Price | £425,000 |
| Bedrooms | 4 |
| Last sold | £635,000 Nov 2025 |

## Description

The property is believed to date from the 18th century and incorporates an old two storey bothey which has been converted into a small self-contained wing.  The property abounds with character.  Beamed sitting room, newly fitted 20ft galley kitchen, semi-vaulted south facing dining room leading to the self contained wing comprising lobby, sitting room, bathroom and double bedroom.  Three double bedrooms and bathroom.  Gas fired central heating.  Gated driveway with car port and parking for several cars.  Delightful well stocked cottage garden.

## Property Photos

- ![Back of Cottage.](/listings/photos/1476487/381863) - Back of Cottage.
- ![Shingled Parking.](/listings/photos/1476487/381864) - Shingled Parking.
- ![Approach from Lane.](/listings/photos/1476487/381865) - Approach from Lane.
- ![Sitting Room.](/listings/photos/1476487/381866) - Sitting Room.

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ROSEBANK COTTAGE, CHURCH HANBOROUGH, WITNEY, WEST OXFORDSHIRE, OXFORDSHIRE, OX29 8AB | £635,000 | 19/11/2025 | Detached |

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £237,094 (6 Other, OX29, 2024–2026)
- **Deviation:** +79.3%

## Rental Range

*ONS Price Index of Private Rents (West Oxfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,146/mo
- **Realistic:** £1,273/mo
- **Optimistic:** £1,400/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, New Road, OX29 | £2,200/mo | 4 | 1.05 miles | OpenRent |

**Average rent: £2,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16.1×
- **Monthly cashflow:** £281/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -72.6%
- **10y growth:** -3.4%

## House Price Index (HM Land Registry)

*Official index for West Oxfordshire; All dwelling types series; as of March 2026.*

- **1y growth (index):** -2%
- **5y growth (index):** 19.4%
- **10y growth (index):** 27.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)