# 2 bedroom terraced house for sale (MK43 9TA) ## Property Details | Key | Value | |-----|-------| | Address | 9 GEORGIAN CROFT, BEDFORD, STEWARTBY, BEDFORD MK43 9TA | | Price | £280,000 | | Bedrooms | 2 | | Bathrooms | 2 | | Council tax | C | | Last sold | £241,000 Dec 2020 | ## Description Nestled within a quiet and friendly street in Stewartby, Bedfordshire, this beautifully presented two double bedroom home offers modern living in a peaceful setting. Thoughtfully designed with a light and airy layout, the property is ideal for first-time buyers or investors seeking a stylish, low-maintenance home in a well-connected village location. As you enter, you’re greeted by a welcoming entrance lobby that provides access to a spacious cloakroom/WC, a practical addition for everyday living. The hallway opens up into a stunning open-plan living, dining and kitchen area – the true heart of the home. This contemporary space is flooded with natural light and finished in a fresh, modern style, perfect for both relaxing and entertaining. The well-equipped kitchen features sleek units, ample worktop space and integrated appliances, while the lounge area enjoys double doors that open out to the garden, creating a seamless indoor-outdoor flow. Upstairs, you’ll find two generously sized double bedrooms, including a superb master bedroom stretching over 17 feet in length – a rare and impressive feature for a home of this type. The modern bathroom completes the first floor, offering a stylish suite with quality fittings and a calming décor. Outside, the rear garden is a lovely private retreat with a mix of patio and lawn areas, as well as a sheltered seating area, ideal for summer evenings or entertaining guests. To the front, the property benefits from a driveway providing parking for two cars directly outside. Located in the desirable village of Stewartby, with its strong community feel, good local amenities and convenient access to Bedford, Milton Keynes and the A421, this is a fantastic opportunity for those looking to put down roots or invest in a growing area. ## Property Photos - ![Photo](/listings/photos/168192629/1320540) - ![Photo](/listings/photos/168192629/1320541) - ![Photo](/listings/photos/168192629/1320542) - ![Photo](/listings/photos/168192629/1320543) - ![Photo](/listings/photos/168192629/1320544) - ![Photo](/listings/photos/168192629/1320546) - ![Photo](/listings/photos/168192629/1320548) - ![Photo](/listings/photos/168192629/1320550) - ![Photo](/listings/photos/168192629/1320552) - ![Photo](/listings/photos/168192629/1320554) - ![Photo](/listings/photos/168192629/1320556) - ![Photo](/listings/photos/168192629/1320558) - ![Photo](/listings/photos/168192629/1320560) - ![Photo](/listings/photos/168192629/1320562) - ![Photo](/listings/photos/168192629/1320563) - ![Photo](/listings/photos/168192629/1320566) - ![Photo](/listings/photos/168192629/1320568) - ![Photo](/listings/photos/168192629/1320572) ## Floorplans - ![Floorplan 1](/listings/photos/168192629/1320574) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/168192629/1320576) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 9 GEORGIAN CROFT, STEWARTBY, BEDFORD, MK43 9TA | £241,000 | 18/12/2020 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 35 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £332,500 | 03/10/2025 | Terraced | | 73 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £337,000 | 01/08/2025 | Terraced | | 69 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £335,000 | 07/12/2023 | Terraced | | 2 KITCHENER PLACE, STEWARTBY, BEDFORD, MK43 9PN | £265,000 | 31/07/2023 | Terraced | | 20 THE MEADOWS, STEWARTBY, BEDFORD, MK43 9PF | £256,000 | 30/06/2023 | Terraced | | 2 THE MEADOWS, STEWARTBY, BEDFORD, MK43 9PF | £255,000 | 02/02/2023 | Terraced | | 14 HEATHER MEAD, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9TD | £480,000 | 19/12/2022 | Terraced | | 8 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £264,000 | 11/11/2022 | Terraced | | 10 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £280,000 | 28/10/2022 | Terraced | | 8 KITCHENER PLACE, STEWARTBY, BEDFORD, MK43 9PN | £280,000 | 02/09/2022 | Terraced | | 25 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ | £407,400 | 28/06/2022 | Terraced | | 39 HEREWOOD GREEN, STEWARTBY, BEDFORD, MK43 9SZ | £407,400 | 31/05/2022 | Terraced | | 23 HEREWOOD GREEN, STEWARTBY, BEDFORD, MK43 9SZ | £407,400 | 27/05/2022 | Terraced | | 6 THE PASTURES, STEWARTBY, BEDFORD, MK43 9NZ | £165,000 | 13/05/2022 | Terraced | | [Same street] 25 GEORGIAN CROFT, STEWARTBY, BEDFORD, MK43 9TA | £407,400 | 04/02/2022 | Detached | | 14 HEATHER MEAD, STEWARTBY, BEDFORD, MK43 9TD | £407,400 | 22/12/2021 | Terraced | | [Same street] 23 GEORGIAN CROFT, STEWARTBY, BEDFORD, MK43 9TA | £407,400 | 30/11/2021 | Detached | | 73 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £283,000 | 25/08/2021 | Terraced | | 71 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £283,000 | 20/08/2021 | Terraced | | 69 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £288,000 | 20/08/2021 | Terraced | **Street average:** £407,400 (2 sales) **Area average:** £318,506 (18 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £292,677 (29 Terraced, MK43, 2024–2026) - **Deviation:** -4.3% ## Rental Range *ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,122/mo - **Realistic:** £1,247/mo - **Optimistic:** £1,372/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £823/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Bedford Road, MK45 | £1,100/mo | 2 | 1.25 miles | OpenRent | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.39% (weak for cashflow) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 4.7% - **Cost-to-rent:** 21.2× - **Monthly cashflow:** £-138/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 2.6% - **10y growth:** 23.4% ## House Price Index (HM Land Registry) *Official index for Central Bedfordshire; Terraced series; as of April 2026.* - **1y growth (index):** 4.4% - **5y growth (index):** 19.1% - **10y growth (index):** 37.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)