Sold STC Terraced

9 GEORGIAN CROFT

BEDFORD, STEWARTBY, BEDFORD MK43 9TA

2 beds 2 baths Listed 15 Oct 2025 (-278d)

£280,000

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Property details

Tenure

FREEHOLD

Council tax band

C

Last sold

£241,000 Dec 2020

Local average

£291,255 (-3.9%)

Street crime

11 incidents within 1 mile (May 2026)

Key features

  • Two double bedroom modern home
  • Quiet and friendly Stewartby location
  • Spacious open-plan living/dining/kitchen area
  • Entrance lobby with large cloakroom/WC
  • Bright, fresh and modern décor throughout
  • Master bedroom stretching over 17ft
  • Stylish first-floor bathroom
  • Rear garden with patio, lawn and sheltered seating area
  • Driveway parking for two cars directly in front
  • EPC Grade: B

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas, Double glazing
Parking
Driveway
Garden
Private garden
Listed property
No

Description

Nestled within a quiet and friendly street in Stewartby, Bedfordshire, this beautifully presented two double bedroom home offers modern living in a peaceful setting. Thoughtfully designed with a light and airy layout, the property is ideal for first-time buyers or investors seeking a stylish, low-maintenance home in a well-connected village location.
As you enter, you’re greeted by a welcoming entrance lobby that provides access to a spacious cloakroom/WC, a practical addition for everyday living. The hallway opens up into a stunning open-plan living, dining and kitchen area – the true heart of the home. This contemporary space is flooded with natural light and finished in a fresh, modern style, perfect for both relaxing and entertaining. The well-equipped kitchen features sleek units, ample worktop space and integrated appliances, while the lounge area enjoys double doors that open out to the garden, creating a seamless indoor-outdoor flow.
Upstairs, you’ll find two generously sized double bedrooms, including a superb master bedroom stretching over 17 feet in length – a rare and impressive feature for a home of this type. The modern bathroom completes the first floor, offering a stylish suite with quality fittings and a calming décor.
Outside, the rear garden is a lovely private retreat with a mix of patio and lawn areas, as well as a sheltered seating area, ideal for summer evenings or entertaining guests. To the front, the property benefits from a driveway providing parking for two cars directly outside.
Located in the desirable village of Stewartby, with its strong community feel, good local amenities and convenient access to Bedford, Milton Keynes and the A421, this is a fantastic opportunity for those looking to put down roots or invest in a growing area.

Listed by

Covering Bedford

Ginger Cow Residential Ltd

Reference: 168192629

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

Price history

Event Date Price % change
Sold 18/12/2020 (5 years ago) £241,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
73 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR £337,000 01/08/2025 Terraced
69 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR £335,000 07/12/2023 Terraced
2 KITCHENER PLACE, STEWARTBY, BEDFORD, MK43 9PN £265,000 31/07/2023 Terraced
20 THE MEADOWS, STEWARTBY, BEDFORD, MK43 9PF £256,000 30/06/2023 Terraced
2 THE MEADOWS, STEWARTBY, BEDFORD, MK43 9PF £255,000 02/02/2023 Terraced
14 HEATHER MEAD, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9TD £480,000 19/12/2022 Terraced
8 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF £264,000 11/11/2022 Terraced
10 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF £280,000 28/10/2022 Terraced
8 KITCHENER PLACE, STEWARTBY, BEDFORD, MK43 9PN £280,000 02/09/2022 Terraced
25 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ £407,400 28/06/2022 Terraced
39 HEREWOOD GREEN, STEWARTBY, BEDFORD, MK43 9SZ £407,400 31/05/2022 Terraced
23 HEREWOOD GREEN, STEWARTBY, BEDFORD, MK43 9SZ £407,400 27/05/2022 Terraced
6 THE PASTURES, STEWARTBY, BEDFORD, MK43 9NZ £165,000 13/05/2022 Terraced
Same street 25 GEORGIAN CROFT, STEWARTBY, BEDFORD, MK43 9TA £407,400 04/02/2022 Detached
14 HEATHER MEAD, STEWARTBY, BEDFORD, MK43 9TD £407,400 22/12/2021 Terraced
Same street 23 GEORGIAN CROFT, STEWARTBY, BEDFORD, MK43 9TA £407,400 30/11/2021 Detached
73 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR £283,000 25/08/2021 Terraced
69 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR £288,000 20/08/2021 Terraced
71 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR £283,000 20/08/2021 Terraced

Street average: £407,400 (2 sales)

Area average: £317,682 (17 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.5%
10y growth 22.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Central Bedfordshire. Series: Terraced. As of April 2026.

1y (index) 4.4%
5y (index) 19.1%
10y (index) 37.2%

Rental Range

Estimated market rent for Central Bedfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,122/mo
Realistic £1,247/mo
Optimistic £1,372/mo

Based on Local Authority from postcode lookup → Central Bedfordshire.

LHA (30th percentile) floor for Bedford: £823/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Stewartby Turn 0.5 miles
Train station Stewartby 0.8 miles
Bus stop How End Bus Stop 1.0 miles
Shop Houghton Conquest Stores & PO 1.3 miles
Train station Kempston Hardwick 1.5 miles
Shop Sainsbury's Local 1.7 miles
Hospital Bedford Hospital SDEC - Same Day Emergency Care 4.1 miles
Hospital The Manor 4.7 miles
University University of Bedfordshire Polhill Campus 5.6 miles
University University of Bedfordshire 5.8 miles

Street-level crime

Category Count
Violence and sexual offences 6
Anti-social behaviour 1
Burglary 1
Other crime 1
Shoplifting 1
Vehicle crime 1
Total incidents 11

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Broadmead Lower School Primary 0.4 miles Good — 17 Sep 2023
Marston Vale Middle School Primary 0.4 miles (Inspected (no overall grade))
Kimberley 16 - 19 Stem College Other 1.0 miles (No rating)
Houghton Conquest Lower School Primary 1.3 miles Good — 1 Jul 2024
Wixams Academy Secondary 1.8 miles Requires improvement — 9 Jun 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Bedford Road, MK45 £1,100/mo 2 1.25 miles OpenRent

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%
Max investor price (0.8%) £137,500
Target investor price (1%) £110,000
Gross yield 4.7%
Cost-to-rent ratio 21.2×
Monthly cashflow £-138/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).