# 2 bedroom terraced house for sale (ST1 5JB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 86 DENBIGH STREET, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5JB |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £53,500 Apr 2007 |

## Description

**ENTRANCE** **PORCH** **3' 9" x 2' 11" (1.15m x 0.91m)** Entered via a UPVC front door. 

**LOUNGE/DINER** **25' 3" x 11' 5" (7.72m x 3.48m)** A spacious open plan lounge/diner having dual aspect double glazed windows to bot the front and rear elevations, stairs to first floor, two radiators. 

**KITCHEN** **12' 0" x 6' 2" (3.68m x 1.89m)** Fitted with wall and base units with worksurface over which incorporates a stainless steel sink unit and drainer, space for appliances, double glazed window to the side elevation. 

**REAR** **LOBBY** **** Storage cupboard, door giving access to the rear yard. 

**BATHROOM** **6' 3" x 6' 0" (1.92m x 1.85m)** Comprising; low level WC, pedestal hand wash basin and bath with shower over, double glazed window to the side elevation, fully tiled walls, radiator.  

**BEDROOM** **11' 5" x 10' 4" (3.48m x 3.17m)** Double glazed window to the front elevation, radiator.  

**BEDROOM** **14' 5" x 8' 1" (4.40m x 2.47m)** Double glazed window to the rear elevation, radiator.  

**EXTERNAL** **** Enclosed paved yard to the rear. 

## Property Photos

- ![RHM_7745](/listings/photos/168145352/747957) - RHM_7745
- ![RHM_7740](/listings/photos/168145352/747961) - RHM_7740
- ![RHM_7742](/listings/photos/168145352/747962) - RHM_7742
- ![RHM_7735](/listings/photos/168145352/747963) - RHM_7735
- ![RHM_7731](/listings/photos/168145352/747964) - RHM_7731
- ![RHM_7730](/listings/photos/168145352/747965) - RHM_7730
- ![RHM_7729](/listings/photos/168145352/747966) - RHM_7729
- ![RHM_7727](/listings/photos/168145352/747967) - RHM_7727
- ![RHM_7726](/listings/photos/168145352/747969) - RHM_7726
- ![RHM_7733](/listings/photos/168145352/747970) - RHM_7733

## Floorplans

- ![Floorplan 1](/listings/photos/168145352/747971) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/168145352/747972) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 86 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £53,500 | 11/04/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £80,000 | 30/01/2026 | Terraced |
| 42 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £87,500 | 11/12/2025 | Terraced |
| 21 WINDERMERE STREET, STOKE-ON-TRENT, ST1 5EL | £77,000 | 21/07/2025 | Terraced |
| 46 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £100,000 | 31/01/2025 | Terraced |
| 33 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £82,000 | 27/01/2025 | Terraced |
| 43 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £55,000 | 07/12/2023 | Terraced |
| [Same street] 18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £77,000 | 06/12/2023 | Terraced |
| 36 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £58,500 | 08/11/2023 | Terraced |
| 83 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £105,000 | 06/10/2023 | Terraced |
| 22 MULGRAVE STREET, STOKE-ON-TRENT, ST1 5EP | £90,000 | 28/07/2023 | Terraced |
| 7 SHAW STREET, STOKE-ON-TRENT, ST1 5JN | £115,000 | 10/07/2023 | Terraced |
| [Same street] 26 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £65,000 | 12/06/2023 | Terraced |
| 89 CENTURY STREET, STOKE-ON-TRENT, ST1 5HY | £52,500 | 02/05/2023 | Terraced |
| 75 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £90,000 | 28/04/2023 | Terraced |
| 48 WINIFRED STREET, STOKE-ON-TRENT, ST1 5DN | £116,000 | 13/04/2023 | Terraced |
| 29 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £66,000 | 27/03/2023 | Terraced |
| [Same street] 36 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £50,000 | 22/03/2023 | Terraced |
| 63 LOWTHER STREET, STOKE-ON-TRENT, ST1 5JE | £50,000 | 10/03/2023 | Terraced |
| 5 RUTLAND STREET, STOKE-ON-TRENT, ST1 5JG | £84,950 | 13/02/2023 | Terraced |
| 9 PORTLAND STREET, STOKE-ON-TRENT, ST1 5HZ | £85,000 | 10/02/2023 | Terraced |
| 99 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DR | £88,000 | 03/02/2023 | Terraced |
| 15 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JA | £62,000 | 16/12/2022 | Terraced |
| 413 WATERLOO ROAD, STOKE-ON-TRENT, ST1 5DT | £69,950 | 15/12/2022 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £80,000 | 29/11/2022 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £61,000 | 26/07/2022 | Terraced |
| [Same street] 10 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £54,625 | 02/12/2021 | Terraced |

**Street average:** £64,604 (6 sales)
**Area average:** £80,720 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,821 (74 Terraced, ST1, 2024–2026)
- **Deviation:** -21.4%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Denbigh Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/212bab2) | £700/mo | 2 | 0.01 miles | Rightmove |
| [Century Street, Stoke on Trent](http://87.117.209.195:8080/listings/a872223) | £775/mo | 2 | 0.07 miles | Rightmove |
| [Portland Street, Hanley](http://87.117.209.195:8080/listings/0247332) | £700/mo | 2 | 0.13 miles | Rightmove |
| [Cobridge Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/5adbbee) | £725/mo | 2 | 0.15 miles | Rightmove |
| [Mulgrave Street,Cobridge, Stoke-on-Trent](http://87.117.209.195:8080/listings/95434e5) | £725/mo | 2 | 0.16 miles | Rightmove |
| [Arthur Brocklehurst Way, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/890e9f4) | £1,000/mo | 2 | 0.32 miles | Rightmove |
| [Ringway House, Hanley, Stoke on Trent](http://87.117.209.195:8080/listings/118155d) | £900/mo | 2 | 0.32 miles | Rightmove |
| [Bryan Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/6031995) | £950/mo | 2 | 0.34 miles | Rightmove |
| [Lower Foundry Street, Hanley](http://87.117.209.195:8080/listings/492f54a) | £700/mo | 2 | 0.35 miles | Rightmove |
| [Lower Foundry Street, Hanley](http://87.117.209.195:8080/listings/5b14e22) | £700/mo | 2 | 0.35 miles | Rightmove |
| [James Broomhall Place, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/5fba94f) | £950/mo | 2 | 0.4 miles | Rightmove |
| [Henry Dunn Avenue, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/a73d098) | £950/mo | 2 | 0.43 miles | Rightmove |
| [Trinity Point, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/844a28d) | £620/mo | — | 0.43 miles | Rightmove |
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.45 miles | Rightmove |
| [Stafford Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/a8431ae) | £575/mo | — | 0.52 miles | Rightmove |
| [Arbour Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/272537e) | £725/mo | 2 | 0.53 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/4b2811c) | £1,100/mo | 2 | 0.54 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.55 miles | Rightmove |

**Average rent: £799/mo (59 listings)**

## 1% Rule

- **Rent ratio:** 0.94% (okay)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 11.3%
- **Cost-to-rent:** 8.9×
- **Monthly cashflow:** £335/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 18.3%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)