# 3 bedroom semi-detached house for sale (ST16 1XP) ## Property Details | Key | Value | |-----|-------| | Address | 15 THE RIDGEWAY, STAFFORD, STAFFORDSHIRE ST16 1XP | | Price | £225,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | C | | Construction age | England and Wales: 1996-2002 | | Floor area | 76 m² | | Last sold | £150,000 Oct 2018 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** B - **Expiry date:** 15/12/2033 - **Current heating cost:** £1,002/year - **Est. upgrade cost to C:** £5,000 ### Recommendations - N (£4,000 - £6,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1737-7222-4309-0576-3292) ## Description Call us **9AM - 9PM** -**7 **days a week, **365** days a year! A fantastic opportunity to step onto the property ladder, this three-bedroom semi-detached home on The Ridgeway offers generous space, a convenient location and the added benefit of being chain free! Situated in the popular area of Doxey, the property enjoys a convenient setting just a short distance from Stafford town centre, where you will find a wide range of shops, amenities, schools and leisure facilities, along with the mainline railway station providing direct links to London, Birmingham and Manchester – making it an ideal home for commuters. The accommodation is well laid out and offers excellent potential. An entrance hallway welcomes you into the home and provides access to a useful guest WC. To the front of the property is the living room, offering a comfortable space to relax. To the rear, a dining room leads through to the kitchen, creating a practical arrangement for everyday living. Upstairs, there are three bedrooms, two of which are good-sized doubles. The main bedroom benefits from its own ensuite shower room, while the remaining bedrooms are served by a family bathroom. Externally, the property features a driveway providing off-road parking, a garage for additional storage or secure parking, and an enclosed rear garden. Offered with no upward chain, this home presents a fantastic opportunity for a range of buyers and early viewing is highly recommended. EPC Rating: B ## Property Photos - ![Photo](/listings/photos/173261516/73380) - ![Photo](/listings/photos/173261516/73381) - ![Photo](/listings/photos/173261516/73382) - ![Photo](/listings/photos/173261516/73383) - ![Photo](/listings/photos/173261516/73384) - ![Photo](/listings/photos/173261516/73385) - ![Photo](/listings/photos/173261516/73386) - ![Photo](/listings/photos/173261516/73387) - ![Photo](/listings/photos/173261516/73388) - ![Photo](/listings/photos/173261516/73389) - ![Photo](/listings/photos/173261516/73390) - ![Photo](/listings/photos/173261516/73391) - ![Photo](/listings/photos/173261516/73392) - ![Photo](/listings/photos/173261516/740070) - ![Photo](/listings/photos/173261516/740071) - ![Photo](/listings/photos/173261516/740072) - ![Photo](/listings/photos/173261516/740073) - ![Photo](/listings/photos/173261516/740074) - ![Photo](/listings/photos/173261516/740075) - ![Photo](/listings/photos/173261516/740076) - ![Photo](/listings/photos/173261516/740077) - ![Photo](/listings/photos/173261516/740078) - ![Photo](/listings/photos/173261516/740079) - ![Photo](/listings/photos/173261516/740080) - ![Photo](/listings/photos/173261516/740081) - ![Photo](/listings/photos/173261516/2379328) ## Floorplans - ![Ground Floor](/listings/photos/173261516/73393) - Ground Floor - ![First Floor](/listings/photos/173261516/73394) - First Floor - ![All](/listings/photos/173261516/73395) - All ## EPC Graphs - ![EPC 1](/listings/photos/173261516/73396) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 15 THE RIDGEWAY, STAFFORD, STAFFORDSHIRE, ST16 1XP | £150,000 | 31/10/2018 | Terraced | | 15 THE RIDGEWAY, STAFFORD, STAFFORDSHIRE, ST16 1XP | £59,995 | 28/05/1999 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 GORSEBROOK LEYS, STAFFORD, STAFFORDSHIRE, ST16 1HB | £240,000 | 05/12/2025 | Semi-detached | | 27 DOXEY FIELDS, STAFFORD, STAFFORDSHIRE, ST16 1HJ | £199,500 | 21/11/2025 | Semi-detached | | 64 DOXEY FIELDS, STAFFORD, STAFFORDSHIRE, ST16 1HJ | £173,000 | 06/12/2023 | Semi-detached | | 12 SPEEDWELL RISE, STAFFORD, STAFFORDSHIRE, ST16 1XR | £215,000 | 28/11/2023 | Semi-detached | | 42 DOXEY FIELDS, STAFFORD, STAFFORDSHIRE, ST16 1HJ | £90,000 | 14/11/2023 | Semi-detached | | 20 SPEEDWELL RISE, STAFFORD, STAFFORDSHIRE, ST16 1XR | £212,500 | 20/10/2023 | Semi-detached | | 23 GREENSOME CRESCENT, STAFFORD, STAFFORDSHIRE, ST16 1EX | £230,000 | 27/07/2023 | Semi-detached | | 4 FERNLEIGH GARDENS, STAFFORD, STAFFORDSHIRE, ST16 1HA | £140,000 | 03/03/2023 | Semi-detached | | 63 DOXEY FIELDS, STAFFORD, STAFFORDSHIRE, ST16 1HJ | £236,900 | 30/09/2022 | Semi-detached | | 11 GREENSOME LANE, STAFFORD, STAFFORDSHIRE, ST16 1HE | £220,000 | 12/09/2022 | Semi-detached | | [Same street] 8 THE RIDGEWAY, STAFFORD, STAFFORDSHIRE, ST16 1XP | £235,000 | 26/08/2022 | Semi-detached | | 2 MOSSVALE GROVE, STAFFORD, STAFFORDSHIRE, ST16 1HD | £195,000 | 08/08/2022 | Semi-detached | | 23 DOXEY FIELDS, STAFFORD, STAFFORDSHIRE, ST16 1HJ | £175,000 | 06/07/2022 | Semi-detached | | 2A CONWAY ROAD, STAFFORD, STAFFORDSHIRE, ST16 1EW | £160,000 | 24/03/2022 | Semi-detached | | 2B GREENSOME LANE, STAFFORD, STAFFORDSHIRE, ST16 1HF | £164,000 | 04/03/2022 | Semi-detached | | 33 GREENSOME LANE, STAFFORD, STAFFORDSHIRE, ST16 1HE | £160,000 | 28/01/2022 | Semi-detached | | 18 CONWAY ROAD, STAFFORD, STAFFORDSHIRE, ST16 1EN | £175,000 | 19/11/2021 | Semi-detached | **Street average:** £235,000 (1 sale) **Area average:** £186,619 (16 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £215,351 (36 Semi-detached, ST16, 2024–2026) - **Deviation:** +4.5% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £808/mo - **Realistic:** £898/mo - **Optimistic:** £988/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Plover Green, ST16 | £1,325/mo | 3 | 0.4 miles | OpenRent | | 3 Bed Semi-Detached House, Monmouth Drive, ST16 | £1,280/mo | 3 | 0.69 miles | OpenRent | | 3 Bed Terraced House, Timberfield Road, ST16 | £1,000/mo | 3 | 0.83 miles | OpenRent | **Average rent: £1,202/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.57% (weak for cashflow) - **Max investor price (0.8%):** £160,000 - **Target investor price (1%):** £128,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,280/mo).* - **Gross yield:** 6.8% - **Cost-to-rent:** 14.6× - **Monthly cashflow:** £241/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,961/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 18.2% - **10y growth:** 37.3% ## House Price Index (HM Land Registry) *Official index for Stafford; Semi-detached series; as of June 2026.* - **1y growth (index):** 5.4% - **5y growth (index):** 23.1% - **10y growth (index):** 49.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)