# 3 bedroom semi-detached house for sale (CB8 0EQ) ## Property Details | Key | Value | |-----|-------| | Address | Millbank, Newmarket, CB8 0EQ | | Price | £250,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £240,000 | ## Description **SUMMARY** This spacious THREE bedroom semi-detached house is situated within walking distance of the Town Centre AND local schools and has been lovingly updated and improved by the current owners. With a 90' (sts) fully enclosed rear garden too, this house is a fine example of a good family home! **DESCRIPTION** This spacious THREE bedroom semi-detached house is situated within walking distance of the Town Centre and local schools and has been lovingly updated by the current owners, who during their time here have replaced the roof, installed UPVC windows, added cavity wall insulation, erected 'Cambridge' metal garden fencing, installed gas central heating and updated the electrics. Comprising of an entrance hall, lounge, dining room and kitchen on the ground floor, upstairs there are three DOUBLE bedrooms, the family bathroom and a separate WC. Externally there is a well maintained front garden with a variety of shrubs and flowering plants and a path which leads to the rear garden. The rear garden (approx 90' sts) is fully enclosed and has a patio area with steps to the lawn, where you will find a variety of trees, bushes, shrubs and flower borders. There is a brick built shed (with new roof) and a workshop, with power & lights, and a WC. With a new supermarket due to be constructed in August 2020 within a 5 minute walk, this home represents excellent value, a great size family home, and a great location. **The Accommodation:**  Solid wood part glazed door and stairs to first floor. **Entrance Hall**  Solid wood, part glazed front door. Stairs to first floor. Radiator. **Living Room ** 12' 8" x 13' 4" ( 3.86m x 4.06m ) Feature fireplace, UPVC window to front and 2 radiators. **Dining Room ** 8' 11" x 10' 2" ( 2.72m x 3.10m ) French doors to rear garden and radiator. **Kitchen ** 9' 7" x 10' 3" ( 2.92m x 3.12m ) Wall and base units, space for cooker, fridge/freezer, washing machine and dishwasher, tiled effect flooring, gas boiler, UPVC window to rear, overlooking the garden and stable door to rear garden. Radiator. **Landing **  UPVC window to the side. Loft access. **Bedroom 1 ** 10' 4" x 10' 3" ( 3.15m x 3.12m ) 2 Built in wardrobes and UPVC window to the front. Radiator. **Bedroom 2 ** 11' 2" x 10' 3" ( 3.40m x 3.12m ) Built in wardrobe and UPVC window to rear. Radiator. **Bedroom 3 ** 8' 4" x 8' 2" ( 2.54m x 2.49m ) Built in wardrobe and UPVC window to front. Radiator. **Bathroom **  White suite comprising: Panelled bath with power shower over, hand wash basin. UPVC frosted glass to the side aspect. Airing cupboard. Radiator. **Separate W.C**  Low level WC, UPVC window with frosted glass to the side aspect. **Outside **  The front garden is laid to lawn with a variety of plants and shrub borders and pathway leading to the side gate to rear garden. The fully enclosed rear garden (approximately 90' sts) features mature shrubs/plant borders, a patio area, steps to lawn, workshop and brick outhouse for storage plus outside lighting. There is a WC which is handy for the gardeners out there and an outside tap. 1. MONEY LAUNDERING REGULATIONS: Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale. 2. General: While we endeavour to make our sales particulars fair, accurate and reliable, they are only a general guide to the property and, accordingly, if there is any point which is of particular importance to you, please contact the office and we will be pleased to check the position for you, especially if you are contemplating travelling some distance to view the property. 3. The measurements indicated are supplied for guidance only and as such must be considered incorrect. 4. Services: Please note we have not tested the services or any of the equipment or appliances in this property, accordingly we strongly advise prospective buyers to commission their own survey or service reports before finalising their offer to purchase. 5. THESE PARTICULARS ARE ISSUED IN GOOD FAITH BUT DO NOT CONSTITUTE REPRESENTATIONS OF FACT OR FORM PART OF ANY OFFER OR CONTRACT. THE MATTERS REFERRED TO IN THESE PARTICULARS SHOULD BE INDEPENDENTLY VERIFIED BY PROSPECTIVE BUYERS OR TENANTS. NEITHER SEQUENCE (UK) LIMITED NOR ANY OF ITS EMPLOYEES OR AGENTS HAS ANY AUTHORITY TO MAKE OR GIVE ANY REPRESENTATION OR WARRANTY WHATEVER IN RELATION TO THIS PROPERTY. ## Property Photos - ![Photo](/listings/photos/77850406/311782) - ![Photo](/listings/photos/77850406/311784) - ![Photo](/listings/photos/77850406/311786) - ![Photo](/listings/photos/77850406/311788) - ![Photo](/listings/photos/77850406/311790) - ![Photo](/listings/photos/77850406/311792) - ![Photo](/listings/photos/77850406/311794) - ![Photo](/listings/photos/77850406/311796) - ![Photo](/listings/photos/77850406/311800) - ![Photo](/listings/photos/77850406/311802) - ![Photo](/listings/photos/77850406/311806) - ![Photo](/listings/photos/77850406/311808) - ![Photo](/listings/photos/77850406/311812) - ![Photo](/listings/photos/77850406/311813) - ![Photo](/listings/photos/77850406/311815) - ![Photo](/listings/photos/77850406/311817) - ![Photo](/listings/photos/77850406/311819) ## Floorplans - ![Floorplan 1](/listings/photos/77850406/311820) - Floorplan 1 ## EPC Graphs - ![EPC](/listings/photos/77850406/311821) - EPC ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 134 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £270,000 | 30/10/2025 | Semi-detached | | 69 FRESHFIELDS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EG | £210,000 | 09/06/2025 | Semi-detached | | 3 TANNERSFIELD WAY, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EE | £268,000 | 10/11/2023 | Semi-detached | | 7 STIRLING GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ER | £230,000 | 03/10/2023 | Semi-detached | | 10 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £342,000 | 30/06/2023 | Semi-detached | | 34 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EN | £175,000 | 02/06/2023 | Semi-detached | | 2 MILL HILL, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0JB | £515,000 | 06/04/2023 | Semi-detached | | 212 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX | £265,000 | 24/03/2023 | Semi-detached | | WHITE LODGE 14 HEASMAN CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SS | £250,000 | 29/11/2022 | Semi-detached | | 24 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £335,000 | 23/11/2022 | Semi-detached | | 206 GEORGE LAMBTON AVENUE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0DX | £275,000 | 18/10/2022 | Semi-detached | | 23 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £425,000 | 13/10/2022 | Semi-detached | | 136 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £341,200 | 16/09/2022 | Semi-detached | | 41 ST PHILIPS ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ES | £376,000 | 26/08/2022 | Semi-detached | | [Same street] 13 MILLBANK, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EQ | £280,000 | 11/02/2022 | Semi-detached | | 21 ADASTRAL CLOSE, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0PX | £292,000 | 19/01/2022 | Semi-detached | | 6 MELROSE GARDENS, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EW | £292,000 | 14/01/2022 | Semi-detached | | 174 WINDSOR ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0QA | £325,000 | 15/12/2021 | Semi-detached | | 47 ENGELHARD ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0SA | £234,000 | 03/12/2021 | Semi-detached | | 18 BEAVERBROOK ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0ST | £230,000 | 15/10/2021 | Semi-detached | | 57 EXNING ROAD, NEWMARKET, WEST SUFFOLK, SUFFOLK, CB8 0EA | £329,000 | 17/08/2021 | Semi-detached | **Street average:** £280,000 (1 sale) **Area average:** £298,960 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £352,067 (26 Semi-detached, CB8, 2024–2026) - **Deviation:** -29% ## Rental Range *ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,058/mo - **Realistic:** £1,176/mo - **Optimistic:** £1,294/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,122/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, St Philips Road, CB8 | £1,395/mo | 3 | 0.21 miles | OpenRent | | 3 Bed Terraced House, Lowther Street, CB8 | £1,400/mo | 3 | 0.27 miles | OpenRent | | 3 Bed Flat, Rowley Drive, CB8 | £1,100/mo | 3 | 0.27 miles | OpenRent | **Average rent: £1,298/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.56% (weak for cashflow) - **Max investor price (0.8%):** £174,375 - **Target investor price (1%):** £139,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,395/mo).* - **Gross yield:** 6.7% - **Cost-to-rent:** 14.9× - **Monthly cashflow:** £246/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14.7% - **10y growth:** 44.4% ## House Price Index (HM Land Registry) *Official index for West Suffolk; Semi-detached series; as of March 2026.* - **1y growth (index):** 5.7% - **5y growth (index):** 11.7% - **10y growth (index):** 35.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)