Sold Terraced

5 BANKFIELD

SKELMERSDALE, LANCASHIRE WN8 9EW

3 beds 1 baths 74 m² Listed 13 Sep 2017 (-3232d)

£62,000

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# 3 bedroom terraced house for sale (WN8 9EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 BANKFIELD, SKELMERSDALE, LANCASHIRE WN8 9EW |
| Price | £62,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £57,500 Jun 2018 |

## Description

**Entrance Hall** - Radiator fitted, stairs to the first floor. uPVC front door fitted.

**Cloaks** - low level W.C. and wall mounted wash hand basin. Part tiled walls.

**Lounge** - 4.83mx3.00m (15'10x9'10) - Wall mounted gas fire, sliding patio doors to the conservatory.

**Conservatory** - 1.50mx2.90m (4'11x9'6) -

**Dining Kitchen** - 4.83mx3.00m (15'10x9'10) - A recently fitted range of base and wall units with worktops to accord and including a single drainer stainless steel sink unit, stainless steel gas hob, electric oven and plumbing for a washing machine.

**Rear Porch** - uPVC door to the rear garden. gas central heating boiler.

**First Floor** -

**Landing** -

**Bedroom 1** - 4.83mx3.02m narrowing ro 1.88m (15'10x9'11 narrowi - Rear facing

**Bedroom 2** - 2.92mx3.02m max measurements (9'7x9'11 max measure - An "L" shaped room which is rear facing.

**Bedroom 3** - 1.83mx3.30m (6'x10'10) - Built in cupboard. Front facing

**Bathroom** - Suite comprising panelled bath , low level W.C. and wall mounted wash hand basin. Tiled walls.

**Outside** - There is a small front garden. Good sized rear garden accessed by double timber gates and provides parking for vehicles.

## Property Photos

- ![IMG_1270.JPG](/listings/photos/61767805/1231002) - IMG_1270.JPG
- ![Outside](/listings/photos/61767805/1231003) - Outside
- ![Lounge](/listings/photos/61767805/1231004) - Lounge
- ![Dining kitchen](/listings/photos/61767805/1231005) - Dining kitchen
- ![Bedroom 2](/listings/photos/61767805/1231006) - Bedroom 2
- ![Bedroom 3](/listings/photos/61767805/1231007) - Bedroom 3
- ![Bathroom](/listings/photos/61767805/1231008) - Bathroom
- ![IMG_1266.JPG](/listings/photos/61767805/1231009) - IMG_1266.JPG
- ![Bedroom 1](/listings/photos/61767805/1231010) - Bedroom 1
- ![IMG_1268.JPG](/listings/photos/61767805/1231011) - IMG_1268.JPG

## Floorplans

- ![5Bankfield-print.JPG](/listings/photos/61767805/1231012) - 5Bankfield-print.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/61767805/1231013) - EE Rating
- ![EI Rating](/listings/photos/61767805/1231014) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £57,500 | 08/06/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £122,000 | 16/01/2026 | Terraced |
| 239 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EZ | £57,000 | 26/08/2025 | Terraced |
| 129 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG | £175,000 | 28/05/2025 | Terraced |
| [Same street] 62 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £64,000 | 19/12/2023 | Terraced |
| 26 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £122,000 | 07/12/2023 | Terraced |
| 163 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ER | £56,000 | 01/12/2023 | Terraced |
| 21 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS | £95,000 | 30/11/2023 | Terraced |
| 75 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £136,000 | 03/11/2023 | Terraced |
| 152 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES | £69,000 | 17/08/2023 | Terraced |
| 64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £150,000 | 28/04/2023 | Terraced |
| 172 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES | £70,000 | 11/04/2023 | Terraced |
| 139 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG | £62,000 | 24/02/2023 | Terraced |
| 7 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EP | £68,500 | 15/11/2022 | Terraced |
| 50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ | £105,050 | 14/10/2022 | Terraced |
| 70 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EX | £50,000 | 23/09/2022 | Terraced |
| 5 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EQ | £145,000 | 29/07/2022 | Terraced |
| 50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ | £50,000 | 22/07/2022 | Terraced |
| 95 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG | £117,000 | 22/07/2022 | Terraced |
| 33 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS | £105,000 | 27/04/2022 | Terraced |
| [Same street] 86 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £2,560,699 | 11/04/2022 | Other |
| 64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £113,000 | 29/03/2022 | Terraced |
| 29 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £84,950 | 11/01/2022 | Terraced |

**Street average:** £1,312,350 (2 sales)
**Area average:** £97,625 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £122,975 (55 Terraced, WN8, 2024–2026)
- **Deviation:** -49.6%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £719/mo
- **Realistic:** £799/mo
- **Optimistic:** £879/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Eskbank, WN8 | £1,050/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Detached House, Elmridge, WN8 | £800/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Elmstead, WN8 | £750/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, WN8 | £800/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Terraced House, Eversley, WN8 | £750/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £830/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 1.29% (strong)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 15.5%
- **Cost-to-rent:** 6.5×
- **Monthly cashflow:** £451/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 30.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.8%
- **10y growth:** 36.6%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Terraced series; as of April 2026.*

- **1y growth (index):** 7.1%
- **5y growth (index):** 30.9%
- **10y growth (index):** 53.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_1270.JPG Outside Lounge Dining kitchen Bedroom 2 Bedroom 3 Bathroom IMG_1266.JPG Bedroom 1 IMG_1268.JPG

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Property details

Floor area

74 m²

Last sold

£57,500 Jun 2018

Local average

£122,975 (-49.6%)

Deprivation

Decile 1 (652 of 33,755)

Street crime

182 incidents within 1 mile (May 2026)

Additional details

Parking: Yes
Garden: Yes

Description

This three bedroom terraced house has off road, secure parking to the rear garden and is offered with no on going chain. The accommodation, which has gas central heating and double glazing throughout, some recently fitted, comprises entrance hall, W.C. lounge, recently fitted dining kitchen, rear porch and three bedrooms and bathroom to the first floor. Garden to the rear with ample parking.

Entrance Hall - Radiator fitted, stairs to the first floor. uPVC front door fitted.

Cloaks - low level W.C. and wall mounted wash hand basin. Part tiled walls.

Lounge - 4.83mx3.00m (15'10x9'10) - Wall mounted gas fire, sliding patio doors to the conservatory.

Conservatory - 1.50mx2.90m (4'11x9'6) -

Dining Kitchen - 4.83mx3.00m (15'10x9'10) - A recently fitted range of base and wall units with worktops to accord and including a single drainer stainless steel sink unit, stainless steel gas hob, electric oven and plumbing for a washing machine.

Rear Porch - uPVC door to the rear garden. gas central heating boiler.

First Floor -

Landing -

Bedroom 1 - 4.83mx3.02m narrowing ro 1.88m (15'10x9'11 narrowi - Rear facing

Bedroom 2 - 2.92mx3.02m max measurements (9'7x9'11 max measure - An "L" shaped room which is rear facing.

Bedroom 3 - 1.83mx3.30m (6'x10'10) - Built in cupboard. Front facing

Bathroom - Suite comprising panelled bath , low level W.C. and wall mounted wash hand basin. Tiled walls.

Outside - There is a small front garden. Good sized rear garden accessed by double timber gates and provides parking for vehicles.

Listed by

Skelmersdale

Brighouse Wolff

Reference: 61767805

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

5Bankfield-print.JPG

EPC Graphs

EE Rating

EI Rating

Price history

Event	Date	Price	% change
Sold	08/06/2018 (8 years ago)	£57,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH	£122,000	16/01/2026	Terraced
239 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EZ	£57,000	26/08/2025	Terraced
129 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG	£175,000	28/05/2025	Terraced
Same street 62 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW	£64,000	19/12/2023	Terraced
26 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP	£122,000	07/12/2023	Terraced
163 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ER	£56,000	01/12/2023	Terraced
21 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS	£95,000	30/11/2023	Terraced
75 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH	£136,000	03/11/2023	Terraced
152 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES	£69,000	17/08/2023	Terraced
64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP	£150,000	28/04/2023	Terraced
172 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES	£70,000	11/04/2023	Terraced
139 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG	£62,000	24/02/2023	Terraced
7 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EP	£68,500	15/11/2022	Terraced
50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ	£105,050	14/10/2022	Terraced
70 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EX	£50,000	23/09/2022	Terraced
5 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EQ	£145,000	29/07/2022	Terraced
50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ	£50,000	22/07/2022	Terraced
95 ESKBANK, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6EG	£117,000	22/07/2022	Terraced
33 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS	£105,000	27/04/2022	Terraced
Same street 86 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW	£2,560,699	11/04/2022	Other
64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP	£113,000	29/03/2022	Terraced
29 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH	£84,950	11/01/2022	Terraced

Street average: £1,312,350 (2 sales)

Area average: £97,625 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.8%

10y growth 36.6%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lancashire. Series: Terraced. As of April 2026.

1y (index) 7.1%

5y (index) 30.9%

10y (index) 53.5%

Rental Range

Estimated market rent for West Lancashire. Low = conservative, Realistic = average, Optimistic = best case.

Low £719/mo

Realistic £799/mo

Optimistic £879/mo

Based on Local Authority from postcode lookup → West Lancashire.

LHA (30th percentile) floor for Lancaster: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WN8 9EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Quarry Bank (by)	0.0 miles
Bus stop	Quarry Bank (opp)	0.0 miles
Shop	Bargain Booze	0.4 miles
Shop	Numark Pharmacy	0.5 miles
Train station	Upholland	1.4 miles
Train station	Rainford	2.0 miles
University	Edge Hill University	4.5 miles
Hospital	Children's Outpatients Department	4.6 miles
Hospital	Children's A&E	4.6 miles
University	Milton House	4.7 miles

Street-level crime

Category	Count
Violence and sexual offences	80
Anti-social behaviour	25
Criminal damage and arson	17
Other theft	14
Drugs	13
Public order	7
Shoplifting	7
Other crime	5
Burglary	4
Possession of weapons	4
Robbery	3
Vehicle crime	3
Total incidents	182

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Francis of Assisi Catholic Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Delph Side Community Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Hillside Community Primary School	Primary	0.3 miles	Good — 23 Sep 2024
Bishop Martin Church of England Primary School	Primary	0.4 miles	Good — 14 Dec 2012
Little Digmoor Primary School	Primary	0.4 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Eskbank, WN8	£1,050/mo	3	0.29 miles	OpenRent
3 Bed Detached House, Elmridge, WN8	£800/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Elmstead, WN8	£750/mo	3	0.35 miles	OpenRent
3 Bed Terraced House, Ennerdale, WN8	£800/mo	3	0.37 miles	OpenRent
3 Bed Terraced House, Eversley, WN8	£750/mo	3	0.53 miles	OpenRent

Average rent: £830/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.29%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 15.5%

Cost-to-rent ratio 6.5×

Monthly cashflow £451/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 30.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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