# 2 bedroom flat for sale (FY8 2QS) ## Property Details | Key | Value | |-----|-------| | Address | 103 ST DAVIDS GROVE, LYTHAM ST ANNES, LANCASHIRE FY8 2QS | | Price | £110,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £82,000 Jun 2011 | ## Description *** IMMACULATE 2 BEDROOM FIRST FLOOR FLAT, BEAUTIFUL MODERN KITCHEN, 2 DOUBLE BEDROOMS, LOUNGE, BATHROOM, PARKING, OPEN PRIVATE VIEW TO THE REAR, POPULAR RESIDENTIAL DEVELOPMENT..... Unique Estate Agency are delighted to bring this well presented first floor flat to the open market *** Welcome to St. Davids Grove, this first floor flat offers excellent size accommodation along with a highly sought after area, which is close to local amenities, the beach and transport links. The property is very well presented, with the particular highlight being the recently fitted modern kitchen. The flat has its own front door, this opens to an inner hallway, stairs lead to the first floor, a landing space opens on to the following accommodation. Large lounge diner, 2 windows to the rear with private outlook. The lounge is open to a beautiful modern kitchen, window with private outlook. There are 2 bedrooms, both of which are double rooms, windows to the front elevation. The bathroom has a 3 piece suite, which comprises bathroom with shower over, wash hand basin, toilet, fully tiled. Electric heating, UPVc double glazed throughout. Parking spaces. Leasehold - £185 per quarter service charge £50 per annum ground rent ## Property Photos - ![Photo](/listings/photos/168422408/1310955) - ![Photo](/listings/photos/168422408/1310956) - ![Photo](/listings/photos/168422408/1310957) - ![Photo](/listings/photos/168422408/1310958) - ![Photo](/listings/photos/168422408/1310959) - ![Photo](/listings/photos/168422408/1310960) - ![Photo](/listings/photos/168422408/1310961) - ![Photo](/listings/photos/168422408/1310962) - ![Photo](/listings/photos/168422408/1310963) - ![Photo](/listings/photos/168422408/1310964) - ![Photo](/listings/photos/168422408/1310965) - ![Photo](/listings/photos/168422408/1310966) ## Floorplans - ![Floorplan 1](/listings/photos/168422408/1310967) - Floorplan 1 - ![Floorplan 2](/listings/photos/168422408/1310968) - Floorplan 2 ## EPC Graphs - ![EPC](/listings/photos/168422408/1310969) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 103 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QS | £82,000 | 10/06/2011 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | ST LEONARDS COURT FLAT 16 FLEET STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2SY | £86,060 | 30/10/2023 | Flat | | 1 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £65,000 | 16/12/2022 | Flat | | 27B CAVENDISH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2PX | £157,500 | 30/09/2022 | Flat | | REGENT COURT FLAT 10 CARYL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QA | £116,000 | 15/08/2022 | Flat | | 19 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £80,500 | 21/07/2022 | Flat | | 44 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £80,500 | 21/07/2022 | Flat | | ST LEONARDS COURT FLAT 30 FLEET STREET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2SY | £75,000 | 16/05/2022 | Flat | | 3 STAMFORD COURT, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QD | £98,000 | 11/03/2022 | Flat | | 14 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £175,000 | 25/01/2022 | Flat | | 3 ST DAVIDS GROVE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2QR | £63,500 | 16/11/2021 | Flat | **Area average:** £99,706 (10 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £196,848 (67 Flat, FY8, 2024–2026) - **Deviation:** -44.1% ## Rental Range *ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £772/mo - **Realistic:** £858/mo - **Optimistic:** £944/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £541/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Bungalow, Clifton Drive North, FY8 | £850/mo | 2 | 0.5 miles | OpenRent | | 2 Bed Flat, Clifton Drive North, FY8 | £1,000/mo | 2 | 0.53 miles | OpenRent | | 2 Bed Flat, Clifton Drive North, FY8 | £950/mo | 2 | 0.61 miles | OpenRent | | 2 Bed Flat, Hove Road, FY8 | £1,750/mo | 2 | 0.76 miles | OpenRent | **Average rent: £1,138/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.89% (okay) - **Max investor price (0.8%):** £121,875 - **Target investor price (1%):** £97,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £975/mo).* - **Gross yield:** 10.6% - **Cost-to-rent:** 9.4× - **Monthly cashflow:** £419/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -11.2% - **10y growth:** 37.1% ## House Price Index (HM Land Registry) *Official index for Fylde; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -3% - **5y growth (index):** 2% - **10y growth (index):** 12.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)