Sold STC Terraced

37 BEATRICE ROAD

NORWICH, NORFOLK NR1 4BB

2 beds 1 baths 80 m² Listed 30 Jul 2025 (-357d)

£280,000

Offers in Excess of

Reduced on 27 Oct 2025

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# 2 bedroom terraced house for sale (NR1 4BB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 BEATRICE ROAD, NORWICH, NORFOLK NR1 4BB |
| Price | £280,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £270,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 31/01/2035
- **Current heating cost:** £758/year
- **Est. upgrade cost to C:** £24,400

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-2129-2420-2305-1645)

## Description

HALL ENTRANCE TERRACE ON SOUGHT AFTER TREE-LINED ROAD** Gilson Bailey are delighted to offer this RENOVATED, TWO BEDROOM, HALL ENTRANCE, MID TERRACE HOUSE situated in the popular Thorpe Hamlet area. Accommodation comprising entrance hall, lounge, dining room, kitchen and breakfast room to the ground floor. On the first floor there are TWO BEDROOMS and a bathroom off landing. Outside there is a low maintenance front garden and a NON-BISECTED REAR GARDEN. The house benefits from gas heating, NO ONWARD CHAIN and has been modernised to a very high standard throughout. The property would suit a wide array of buyers so be quick to book a viewing.

**Location** - This highly sought-after tree-lined avenue is situated in the heart of Thorpe Hamlet, east of the historic Cathedral City centre of Norwich within walking distance to Norwich City centre and a great selection of other local amenities including schooling, doctors, local pubs and restaurants. You are also within reasonable walking distance to Norwich railway station and the Riverside complex.

**Accommodation Comprises** - Front door to:

**Entrance Hall** - Doors to lounge, dining room and stairs to first floor.

**Lounge** - 3.38 x 3.14 (11'1" x 10'3") - Sash window, radiator, cast iron fireplace.

**Dining Room** - 3.65 x 3.31 (11'11" x 10'10") - Sash window, radiator, cast iron fireplace.

**Kitchen** - 3.81 x 2.10 (12'5" x 6'10") - Fitted wall and base units with worktops over, sink and drainer, fitted hob and oven, space for fridge/freezer and washing machine, double glazed windows

**Breakfast Room** - 1.94 x 1.88 (6'4" x 6'2") - Patio doors.

**First Floor Landing** - Doors to two bedrooms and bathroom.

**Bedroom One** - 4.19 x 3.39 (13'8" x 11'1") - Two sash windows, radiator, cast iron fireplace.

**Bedroom Two** - 3.66 x 2.58 (12'0" x 8'5") - Sash window, radiator, cast iron fireplace.

**Bathroom** - 3.83 x 2.12 (12'6" x 6'11") - Panelled bath with shower over, low level WC, hand wash basin, heated towel rail, frosted sash windows.

**Outside Front** - Low maintenance garden with path to front door.

**Outside Rear** - Non-bisected garden with rear gate access.

**Local Authority** - Norwich City Council, Tax Band B.

**Tenure** - Freehold

**Utilities** - Full fibre broadband available.

Mains water and electric.

## Property Photos

- ![IMG_7840-2.jpg](/listings/photos/165115508/1161168) - IMG_7840-2.jpg
- ![IMG_7822-2.jpg](/listings/photos/165115508/1161169) - IMG_7822-2.jpg
- ![IMG_7814-2.jpg](/listings/photos/165115508/1161170) - IMG_7814-2.jpg
- ![IMG_7828-2.jpg](/listings/photos/165115508/1161171) - IMG_7828-2.jpg
- ![IMG_7818-2.jpg](/listings/photos/165115508/1161172) - IMG_7818-2.jpg
- ![IMG_7824-2.jpg](/listings/photos/165115508/1161173) - IMG_7824-2.jpg
- ![IMG_7833-2.jpg](/listings/photos/165115508/1161174) - IMG_7833-2.jpg
- ![IMG_7831-2.jpg](/listings/photos/165115508/1161175) - IMG_7831-2.jpg
- ![IMG_7836-2.jpg](/listings/photos/165115508/1161176) - IMG_7836-2.jpg
- ![IMG_7837-2.jpg](/listings/photos/165115508/1161177) - IMG_7837-2.jpg
- ![IMG_7826-2.jpg](/listings/photos/165115508/1161178) - IMG_7826-2.jpg
- ![IMG_7835-2.jpg](/listings/photos/165115508/1161179) - IMG_7835-2.jpg

## Floorplans

- ![37beatriceroadnr14bb-High.jpg](/listings/photos/165115508/1161180) - 37beatriceroadnr14bb-High.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/165115508/1161181) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £270,000 | 09/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 ELLA ROAD, NORWICH, NORFOLK, NR1 4BS | £212,000 | 19/12/2025 | Terraced |
| 25 ELLA ROAD, NORWICH, NORFOLK, NR1 4BP | £310,000 | 03/12/2025 | Terraced |
| 2 GUELPH ROAD, NORWICH, NORFOLK, NR1 4AY | £210,000 | 21/11/2025 | Terraced |
| 1 MALVERN ROAD, NORWICH, NORFOLK, NR1 4BA | £220,000 | 13/08/2025 | Terraced |
| [Same street] 28 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £199,089 | 02/07/2025 | Terraced |
| 12 MARION ROAD, NORWICH, NORFOLK, NR1 4BN | £195,000 | 04/02/2025 | Terraced |
| 75 ROSARY ROAD, NORWICH, NORFOLK, NR1 1SZ | £319,000 | 18/10/2024 | Terraced |
| 77 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AS | £225,000 | 01/12/2023 | Terraced |
| 92 ROSARY ROAD, NORWICH, NORFOLK, NR1 4BX | £230,000 | 13/11/2023 | Terraced |
| 26 QUEBEC ROAD, NORWICH, NORFOLK, NR1 4HZ | £240,000 | 23/10/2023 | Terraced |
| 2 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT | £270,000 | 23/10/2023 | Terraced |
| 121 ROSARY ROAD, NORWICH, NORFOLK, NR1 4BX | £250,000 | 09/10/2023 | Terraced |
| 19 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT | £230,000 | 14/08/2023 | Terraced |
| 42 QUEBEC ROAD, NORWICH, NORFOLK, NR1 4HZ | £245,000 | 07/07/2023 | Terraced |
| 16 MALVERN ROAD, NORWICH, NORFOLK, NR1 4BA | £195,000 | 26/06/2023 | Terraced |
| 32 ST LEONARDS ROAD, NORWICH, NORFOLK, NR1 4AZ | £295,000 | 01/06/2023 | Terraced |
| 5 HILL HOUSE ROAD, NORWICH, NORFOLK, NR1 4BW | £450,000 | 01/06/2023 | Terraced |
| 45 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT | £176,250 | 06/04/2023 | Terraced |
| 11 GUELPH ROAD, NORWICH, NORFOLK, NR1 4AY | £225,000 | 07/12/2022 | Terraced |
| 17 ST LEONARDS ROAD, NORWICH, NORFOLK, NR1 4BT | £242,250 | 18/11/2022 | Terraced |
| 1 GAS HILL, NORWICH, NORFOLK, NR1 4JB | £356,500 | 11/11/2022 | Terraced |
| [Same street] 43 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £300,000 | 28/07/2022 | Terraced |
| [Same street] 34 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £334,500 | 08/04/2022 | Semi-detached |
| [Same street] 38 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £272,000 | 17/12/2021 | Terraced |
| [Same street] 6 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB | £237,000 | 16/11/2021 | Terraced |

**Street average:** £268,518 (5 sales)
**Area average:** £254,800 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £278,308 (40 Terraced, NR1, 2024–2026)
- **Deviation:** +0.6%

## Rental Range

*ONS Price Index of Private Rents (Norwich). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,037/mo
- **Realistic:** £1,152/mo
- **Optimistic:** £1,267/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Thorpe Road, NR1 | £2,000/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Grosvenor House, NR1 | £1,375/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Penthouse, Grosvenor House, NR1 | £1,600/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Flat, Ber Street, NR1 | £1,400/mo | 2 | 0.73 miles | OpenRent |
| 2 Bed Flat, Mousehold Ave, NR3 | £1,545/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Semi-Detached House, Marchaunts Place, NR1 | £1,750/mo | 2 | 0.85 miles | OpenRent |
| 2 Bed Flat, Pottergate, NR2 | £1,300/mo | 2 | 0.98 miles | OpenRent |

**Average rent: £1,567/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £193,125
- **Target investor price (1%):** £154,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,545/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.1×
- **Monthly cashflow:** £263/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,500/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.4%
- **10y growth:** 27.2%

## House Price Index (HM Land Registry)

*Official index for Norwich; Terraced series; as of April 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 15.3%
- **10y growth (index):** 35.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_7840-2.jpg IMG_7822-2.jpg IMG_7814-2.jpg IMG_7828-2.jpg IMG_7818-2.jpg IMG_7824-2.jpg IMG_7833-2.jpg IMG_7831-2.jpg IMG_7836-2.jpg IMG_7837-2.jpg IMG_7826-2.jpg IMG_7835-2.jpg

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Property details

Tenure

FREEHOLD

Floor area

80 m²

Council tax band

EPC rating

Last sold

£270,000 Feb 2026

Price per m²

£3,500/m²

Local average

£278,308 (+0.6%)

Deprivation

Decile 5 (15,470 of 33,755)

Street crime

685 incidents within 1 mile (May 2026)

Key features

NO ONWARD CHAIN
MID TERRACE HOUSE
TWO BEDROOMS
RENOVATED
TREE-LINED ROAD
HALL ENTRANCE

Additional details

Garden: Yes

Description

HALL ENTRANCE TERRACE ON SOUGHT AFTER TREE-LINED ROAD Gilson Bailey are delighted to offer this RENOVATED, TWO BEDROOM, HALL ENTRANCE, MID TERRACE HOUSE situated in the popular Thorpe Hamlet area. Accommodation comprising entrance hall, lounge, dining room, kitchen and breakfast room to the ground floor. On the first floor there are TWO BEDROOMS and a bathroom off landing. Outside there is a low maintenance front garden and a NON-BISECTED REAR GARDEN. The house benefits from gas heating, NO ONWARD CHAIN and has been modernised to a very high standard throughout. The property would suit a wide array of buyers so be quick to book a viewing.

Location - This highly sought-after tree-lined avenue is situated in the heart of Thorpe Hamlet, east of the historic Cathedral City centre of Norwich within walking distance to Norwich City centre and a great selection of other local amenities including schooling, doctors, local pubs and restaurants. You are also within reasonable walking distance to Norwich railway station and the Riverside complex.

Accommodation Comprises - Front door to:

Entrance Hall - Doors to lounge, dining room and stairs to first floor.

Lounge - 3.38 x 3.14 (11'1" x 10'3") - Sash window, radiator, cast iron fireplace.

Dining Room - 3.65 x 3.31 (11'11" x 10'10") - Sash window, radiator, cast iron fireplace.

Kitchen - 3.81 x 2.10 (12'5" x 6'10") - Fitted wall and base units with worktops over, sink and drainer, fitted hob and oven, space for fridge/freezer and washing machine, double glazed windows

Breakfast Room - 1.94 x 1.88 (6'4" x 6'2") - Patio doors.

First Floor Landing - Doors to two bedrooms and bathroom.

Bedroom One - 4.19 x 3.39 (13'8" x 11'1") - Two sash windows, radiator, cast iron fireplace.

Bedroom Two - 3.66 x 2.58 (12'0" x 8'5") - Sash window, radiator, cast iron fireplace.

Bathroom - 3.83 x 2.12 (12'6" x 6'11") - Panelled bath with shower over, low level WC, hand wash basin, heated towel rail, frosted sash windows.

Outside Front - Low maintenance garden with path to front door.

Outside Rear - Non-bisected garden with rear gate access.

Local Authority - Norwich City Council, Tax Band B.

Tenure - Freehold

Utilities** - Full fibre broadband available.
Mains water and electric.

Listed by

Norwich

Gilson Bailey

Reference: 165115508

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 01/02/2025

Expiry date: 31/01/2035

Current heating cost: £758/year

Potential heating cost: £498/year

Est. upgrade cost to C: £24,400

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

37beatriceroadnr14bb-High.jpg

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Sold	09/02/2026 (5 months ago)	£270,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 ELLA ROAD, NORWICH, NORFOLK, NR1 4BS	£212,000	19/12/2025	Terraced
25 ELLA ROAD, NORWICH, NORFOLK, NR1 4BP	£310,000	03/12/2025	Terraced
2 GUELPH ROAD, NORWICH, NORFOLK, NR1 4AY	£210,000	21/11/2025	Terraced
1 MALVERN ROAD, NORWICH, NORFOLK, NR1 4BA	£220,000	13/08/2025	Terraced
Same street 28 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB	£199,089	02/07/2025	Terraced
12 MARION ROAD, NORWICH, NORFOLK, NR1 4BN	£195,000	04/02/2025	Terraced
75 ROSARY ROAD, NORWICH, NORFOLK, NR1 1SZ	£319,000	18/10/2024	Terraced
77 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AS	£225,000	01/12/2023	Terraced
92 ROSARY ROAD, NORWICH, NORFOLK, NR1 4BX	£230,000	13/11/2023	Terraced
26 QUEBEC ROAD, NORWICH, NORFOLK, NR1 4HZ	£240,000	23/10/2023	Terraced
2 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT	£270,000	23/10/2023	Terraced
121 ROSARY ROAD, NORWICH, NORFOLK, NR1 4BX	£250,000	09/10/2023	Terraced
19 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT	£230,000	14/08/2023	Terraced
42 QUEBEC ROAD, NORWICH, NORFOLK, NR1 4HZ	£245,000	07/07/2023	Terraced
16 MALVERN ROAD, NORWICH, NORFOLK, NR1 4BA	£195,000	26/06/2023	Terraced
32 ST LEONARDS ROAD, NORWICH, NORFOLK, NR1 4AZ	£295,000	01/06/2023	Terraced
5 HILL HOUSE ROAD, NORWICH, NORFOLK, NR1 4BW	£450,000	01/06/2023	Terraced
45 PRIMROSE ROAD, NORWICH, NORFOLK, NR1 4AT	£176,250	06/04/2023	Terraced
11 GUELPH ROAD, NORWICH, NORFOLK, NR1 4AY	£225,000	07/12/2022	Terraced
17 ST LEONARDS ROAD, NORWICH, NORFOLK, NR1 4BT	£242,250	18/11/2022	Terraced
1 GAS HILL, NORWICH, NORFOLK, NR1 4JB	£356,500	11/11/2022	Terraced
Same street 43 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB	£300,000	28/07/2022	Terraced
Same street 34 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB	£334,500	08/04/2022	Semi-detached
Same street 38 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB	£272,000	17/12/2021	Terraced
Same street 6 BEATRICE ROAD, NORWICH, NORFOLK, NR1 4BB	£237,000	16/11/2021	Terraced

Street average: £268,518 (5 sales)

Area average: £254,800 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.4%

10y growth 27.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Norwich. Series: Terraced. As of April 2026.

1y (index) 3.8%

5y (index) 15.3%

10y (index) 35.9%

Rental Range

Estimated market rent for Norwich. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,037/mo

Realistic £1,152/mo

Optimistic £1,267/mo

Based on Local Authority from postcode lookup → Norwich.

LHA (30th percentile) floor for Central Norfolk & Norwich: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NR1 4BB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Quebec Road Primrose Road	0.0 miles
Bus stop	Quebec Road opp Primrose Road	0.1 miles
Shop	Tracey's	0.2 miles
Train station	Norwich	0.3 miles
Shop	Norwich Flower Kiosk	0.3 miles
University	Broadcast House	0.9 miles
Hospital	Norfolk and Norwich University Hospital:Emergency Department	3.9 miles
Train station	Brundall Gardens	4.5 miles
University	Easton College	6.5 miles
Hospital	Aylsham Health Centre	11.9 miles

Street-level crime

Category	Count
Violence and sexual offences	233
Anti-social behaviour	117
Shoplifting	96
Criminal damage and arson	69
Public order	48
Other theft	33
Burglary	18
Other crime	17
Drugs	15
Bicycle theft	13
Robbery	9
Vehicle crime	7
Possession of weapons	6
Theft from the person	4
Total incidents	685

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lionwood Infant and Nursery School	Primary	0.3 miles	Outstanding — 18 Apr 2016
Lionwood Junior School	Primary	0.3 miles	Good — 26 Apr 2023
Charles Darwin Primary School	Primary	0.4 miles	Outstanding — 10 Sep 2019
Norwich School	Other	0.6 miles	— (No rating)
Norwich University of the Arts	Other	0.7 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Thorpe Road, NR1	£2,000/mo	2	0.19 miles	OpenRent
2 Bed Flat, Grosvenor House, NR1	£1,375/mo	2	0.34 miles	OpenRent
2 Bed Penthouse, Grosvenor House, NR1	£1,600/mo	2	0.34 miles	OpenRent
2 Bed Flat, Ber Street, NR1	£1,400/mo	2	0.73 miles	OpenRent
2 Bed Flat, Mousehold Ave, NR3	£1,545/mo	2	0.76 miles	OpenRent
2 Bed Semi-Detached House, Marchaunts Place, NR1	£1,750/mo	2	0.85 miles	OpenRent
2 Bed Flat, Pottergate, NR2	£1,300/mo	2	0.98 miles	OpenRent

Average rent: £1,567/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £193,125

Target investor price (1%) £154,500

Gross yield 6.6%

Cost-to-rent ratio 15.1×

Monthly cashflow £263/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).