Sold Terraced

217 BANKES ROAD

BIRMINGHAM, WEST MIDLANDS B10 9PL

3 beds 1 baths 1,475 sq ft Listed 9 Jan 2019 (-2722d)

£156,000

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# 3 bedroom terraced house for sale (B10 9PL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 217 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS B10 9PL |
| Price | £156,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 137 m² |
| Last sold | £154,000 Feb 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 09/11/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Est. upgrade cost to C:** £24,785

### Recommendations
- A (£100  -  £350)
- Q (£4,000  -  £14,000)
- W (£800  -  £1,200)
- E (£60)
- G (£350  -  £450)
- I (£2,200  -  £3,000)
- U (£9,000  -  £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9127-2890-7894-9894-5275)

## Description

Advert

## Property Photos

- ![Photo 1](/listings/photos/69354445/717430) - Photo 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #304169
- **Address:** 217 Bankes Road, Small Heath, B10 9PL
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 16/10/2002
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 217 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL | £154,000 | 08/02/2019 | Terraced |
| 217 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL | £140,000 | 30/04/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 284 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BB | £300,000 | 08/08/2025 | Terraced |
| 381 ST BENEDICTS ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9ND | £185,000 | 20/11/2023 | Terraced |
| 325 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BG | £172,500 | 29/09/2023 | Terraced |
| 259 HEATHER ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9BE | £180,000 | 22/08/2023 | Terraced |
| 222 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PJ | £200,000 | 21/07/2023 | Terraced |
| 48 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PG | £160,000 | 20/06/2023 | Terraced |
| 237 MONICA ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BP | £180,000 | 20/06/2023 | Terraced |
| 237 MONICA ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BP | £180,000 | 20/06/2023 | Terraced |
| 310 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BB | £180,000 | 31/03/2023 | Terraced |
| [Same street] 245 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL | £150,000 | 03/03/2023 | Terraced |
| 223 FLOYER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9NH | £155,000 | 10/02/2023 | Terraced |
| 136 BURLINGTON ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9PD | £185,000 | 04/01/2023 | Terraced |
| 13 HOB MOOR ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9AY | £150,000 | 16/12/2022 | Terraced |
| 137 BURLINGTON ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9PE | £120,000 | 09/12/2022 | Terraced |
| 105 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PW | £160,000 | 30/11/2022 | Terraced |
| 210 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PJ | £188,500 | 28/10/2022 | Terraced |
| 9 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PB | £180,000 | 25/10/2022 | Terraced |
| 208 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BD | £208,000 | 30/09/2022 | Terraced |
| 78 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9LZ | £185,000 | 06/09/2022 | Terraced |
| 6 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PB | £142,000 | 12/08/2022 | Terraced |
| 60 YARDLEY GREEN ROAD, BORDESLEY GREEN, BIRMINGHAM, WEST MIDLANDS, B9 5QE | £260,000 | 29/07/2022 | Terraced |
| [Same street] 239 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL | £180,000 | 14/04/2022 | Terraced |
| [Same street] 251 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL | £140,000 | 25/10/2021 | Terraced |

**Street average:** £156,667 (3 sales)
**Area average:** £183,550 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,467 (15 Terraced, B10, 2024–2026)
- **Deviation:** -32.3%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £977/mo
- **Realistic:** £1,086/mo
- **Optimistic:** £1,195/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Third Avenue, B9 | £1,350/mo | 3 | 0.36 miles | OpenRent |
| 3 Bed Terraced House, Whitehall Road, B9 | £1,250/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £1,300/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.83% (okay)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £531/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,139/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 61.3%
- **10y growth:** 133.2%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of March 2026.*

- **1y growth (index):** 0.6%
- **5y growth (index):** 17.5%
- **10y growth (index):** 59.5%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1

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Property details

Floor area

137 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£154,000 Feb 2019

Price per m²

£1,139/m²

Local average

£230,467 (-32.3%)

Deprivation

Decile 1 (2,380 of 33,755)

Street crime

579 incidents within 1 mile (Apr 2026)

Description

Advert

Listed by

National

Doorsteps.co.uk

Reference: 69354445

EPC Rating & Upgrade Cost

This certificate expired on 09/11/2024. A new EPC may be required before the property can be marketed or let.

Current rating: E

Potential rating: B

Inspection date: 10/11/2014

Expiry date: 09/11/2024 (expired)

Est. upgrade cost to C: £24,785

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£60)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Flood risk

Zone: 2

Risk: In flood risk area

Environment Agency Flood Risk Areas (APSFR)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #304169

Property Details

Street: 217 Bankes Road

Town: Small Heath

Postcode: B10 9PL

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 16/01/2003

Work Completed: 16/10/2002

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

10% since 2015

Event	Date	Price	% change
Sold	08/02/2019 (7 years ago)	£154,000	+10%
Sold	30/04/2015 (11 years ago)	£140,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
284 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BB	£300,000	08/08/2025	Terraced
381 ST BENEDICTS ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9ND	£185,000	20/11/2023	Terraced
325 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BG	£172,500	29/09/2023	Terraced
259 HEATHER ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9BE	£180,000	22/08/2023	Terraced
222 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PJ	£200,000	21/07/2023	Terraced
48 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PG	£160,000	20/06/2023	Terraced
237 MONICA ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BP	£180,000	20/06/2023	Terraced
237 MONICA ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BP	£180,000	20/06/2023	Terraced
310 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BB	£180,000	31/03/2023	Terraced
Same street 245 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL	£150,000	03/03/2023	Terraced
223 FLOYER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9NH	£155,000	10/02/2023	Terraced
136 BURLINGTON ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9PD	£185,000	04/01/2023	Terraced
13 HOB MOOR ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9AY	£150,000	16/12/2022	Terraced
137 BURLINGTON ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9PE	£120,000	09/12/2022	Terraced
105 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PW	£160,000	30/11/2022	Terraced
210 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PJ	£188,500	28/10/2022	Terraced
9 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PB	£180,000	25/10/2022	Terraced
208 HEATHER ROAD, SMALL HEATH, BIRMINGHAM, WEST MIDLANDS, B10 9BD	£208,000	30/09/2022	Terraced
78 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9LZ	£185,000	06/09/2022	Terraced
6 MANSEL ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PB	£142,000	12/08/2022	Terraced
60 YARDLEY GREEN ROAD, BORDESLEY GREEN, BIRMINGHAM, WEST MIDLANDS, B9 5QE	£260,000	29/07/2022	Terraced
Same street 239 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL	£180,000	14/04/2022	Terraced
Same street 251 BANKES ROAD, BIRMINGHAM, WEST MIDLANDS, B10 9PL	£140,000	25/10/2021	Terraced

Street average: £156,667 (3 sales)

Area average: £183,550 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 61.3%

10y growth 133.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: Terraced. As of March 2026.

1y (index) 0.6%

5y (index) 17.5%

10y (index) 59.5%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £977/mo

Realistic £1,086/mo

Optimistic £1,195/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View B10 9PL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hob Moor Rd / St Benedicts Rd	0.1 miles
Shop	Unknown	0.1 miles
Train station	Adderley Park	0.9 miles
Train station	Small Heath	1.0 miles
University	BIMM University Birmingham	1.8 miles
University	University of Birmingham School of Dentistry	3.5 miles
Hospital	Brian Oliver Centre	4.1 miles
Hospital	Bromsgove Private Hospital	12.0 miles

Street-level crime

Category	Count
Violence and sexual offences	312
Criminal damage and arson	58
Vehicle crime	46
Other theft	30
Public order	29
Burglary	17
Robbery	15
Drugs	14
Anti-social behaviour	12
Possession of weapons	12
Shoplifting	12
Theft from the person	11
Other crime	8
Bicycle theft	3
Total incidents	579

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Starbank School	Other	0.2 miles	Good — 11 Jul 2023
Hamd House School	Other	0.3 miles	Outstanding — 25 Sep 2023
Marlborough Primary School	Primary	0.3 miles	Good — 28 Jun 2023
Bordesley Green Primary School	Primary	0.4 miles	Good — 15 May 2023
Waverley Studio College	Secondary	0.4 miles	Good — 17 Feb 2017

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Third Avenue, B9	£1,350/mo	3	0.36 miles	OpenRent
3 Bed Terraced House, Whitehall Road, B9	£1,250/mo	3	0.52 miles	OpenRent

Average rent: £1,300/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.83%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 10%

Cost-to-rent ratio 10×

Monthly cashflow £531/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 14.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).