Sold STC Semi-detached

20A

BANBURY LANE, BANBURY, KINGS SUTTON, WEST NORTHAMPTONSHIRE OX17 3RX

3 beds 1 baths 64 m² Listed 19 Aug 2025 (-336d)

£350,000

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# 3 bedroom semi-detached bungalow for sale (OX17 3RX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20A, BANBURY LANE, BANBURY, KINGS SUTTON, WEST NORTHAMPTONSHIRE OX17 3RX |
| Price | £350,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £325,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/10/2026
- **Current heating cost:** £713/year

### Recommendations
- W2 (6,000)
- E (30)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9040-2879-7107-9796-7861)

## Description

A vey well presented, three bedroom, semi-detached bungalow with a part converted garage, driveway and a low maintenance rear garden.  No onward chain.

## Property Photos

- ![Photo 1](/listings/photos/165931958/1256773) - Photo 1
- ![Photo 6](/listings/photos/165931958/1256774) - Photo 6
- ![Photo 8](/listings/photos/165931958/1256775) - Photo 8
- ![Photo 12](/listings/photos/165931958/1256777) - Photo 12
- ![Photo 15](/listings/photos/165931958/1256779) - Photo 15
- ![Photo 11](/listings/photos/165931958/1256782) - Photo 11
- ![Photo 17](/listings/photos/165931958/1256784) - Photo 17
- ![Photo 4](/listings/photos/165931958/1256785) - Photo 4
- ![Photo 23](/listings/photos/165931958/1256787) - Photo 23
- ![Photo 24](/listings/photos/165931958/1256788) - Photo 24
- ![Photo 26](/listings/photos/165931958/1256789) - Photo 26
- ![Photo 25](/listings/photos/165931958/1256791) - Photo 25
- ![Photo 29](/listings/photos/165931958/1256792) - Photo 29
- ![Photo 20](/listings/photos/165931958/1256795) - Photo 20
- ![Photo 19](/listings/photos/165931958/1256796) - Photo 19
- ![Photo 21](/listings/photos/165931958/1256797) - Photo 21
- ![Photo 7](/listings/photos/165931958/1256798) - Photo 7
- ![Photo 5](/listings/photos/165931958/1256799) - Photo 5
- ![Photo 10](/listings/photos/165931958/1256800) - Photo 10
- ![Photo 27](/listings/photos/165931958/1256802) - Photo 27
- ![Photo 2](/listings/photos/165931958/1256803) - Photo 2
- ![Photo 3](/listings/photos/165931958/1256805) - Photo 3
- ![Photo 9](/listings/photos/165931958/1256806) - Photo 9
- ![Photo 13](/listings/photos/165931958/1256807) - Photo 13
- ![Photo 14](/listings/photos/165931958/1256808) - Photo 14
- ![Photo 16](/listings/photos/165931958/1256809) - Photo 16
- ![Photo 18](/listings/photos/165931958/1256811) - Photo 18
- ![Photo 22](/listings/photos/165931958/1256812) - Photo 22
- ![Photo 28](/listings/photos/165931958/1256814) - Photo 28

## Floorplans

- ![Floorplan 1](/listings/photos/165931958/1256816) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/165931958/1256817) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20A BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX | £325,000 | 11/02/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 BULLS LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RB | £392,500 | 07/01/2026 | Semi-detached |
| 49 HALESTRAP WAY, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3SF | £265,000 | 09/02/2024 | Semi-detached |
| [Same street] 64 BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX | £401,250 | 31/05/2023 | Terraced |
| 4 MARLBOROUGH CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XA | £355,500 | 12/05/2023 | Semi-detached |
| 17 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £340,000 | 28/04/2023 | Semi-detached |
| 10 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £240,000 | 13/01/2023 | Semi-detached |
| [Same street] 20 BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX | £495,000 | 07/11/2022 | Detached |
| 5 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QX | £320,000 | 24/10/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £280,000 | 23/09/2022 | Semi-detached |
| 36 WALES STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RR | £475,000 | 22/08/2022 | Semi-detached |
| 37 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QY | £315,000 | 11/08/2022 | Semi-detached |
| 8 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR | £370,000 | 24/06/2022 | Semi-detached |
| 4 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £335,000 | 06/05/2022 | Semi-detached |
| 19 RICHMOND STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RS | £412,500 | 31/03/2022 | Semi-detached |
| 21 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB | £200,000 | 18/03/2022 | Semi-detached |
| 29A RICHMOND STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RS | £335,000 | 23/02/2022 | Semi-detached |
| 17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT | £239,950 | 23/08/2021 | Semi-detached |

**Street average:** £448,125 (2 sales)
**Area average:** £325,030 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £368,195 (20 Semi-detached, OX17, 2024–2026)
- **Deviation:** -4.9%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £965/mo
- **Realistic:** £1,072/mo
- **Optimistic:** £1,179/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,182/mo

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £134,000
- **Target investor price (1%):** £107,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £5,469/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8.6%
- **10y growth:** -15.9%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 19.2%
- **10y growth (index):** 43.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

64 m²

Council tax band

EPC rating

Last sold

£325,000 Feb 2026

Price per m²

£5,469/m²

Local average

£368,195 (-4.9%)

Deprivation

Decile 7 (23,142 of 33,755)

Street crime

3 incidents within 1 mile (May 2026)

Key features

THREE BEDROOM BUNGALOW
SEMI-DETACHED
VERY GOOD CONDITION THROUGHOUT
PART CONVERTRED GARAGE
CONSERVATORY
PRIVATE, LOW MAINTENANCE REAR GARDEN
DRIVEWAY PARKING
MODERN SHOWER ROOM
CLOSE TO LOCAL SCHOOLING AND AMENITIES
EASY WALKING DISTANCE TO KINGS SUTTON TRAIN STATION

Additional details

Parking: Yes
Garden: Yes

Description

A vey well presented, three bedroom, semi-detached bungalow with a part converted garage, driveway and a low maintenance rear garden. No onward chain.

Listed by

Bloxham

Round & Jackson Estate Agents Limited

Reference: 165931958

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/10/2016

Expiry date: 10/10/2026

Current heating cost: £713/year

Potential heating cost: £538/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (30)
Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Performance Certificate

Price history

Event	Date	Price	% change
Sold	11/02/2026 (5 months ago)	£325,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
8 BULLS LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RB	£392,500	07/01/2026	Semi-detached
49 HALESTRAP WAY, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3SF	£265,000	09/02/2024	Semi-detached
Same street 64 BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX	£401,250	31/05/2023	Terraced
4 MARLBOROUGH CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XA	£355,500	12/05/2023	Semi-detached
17 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£340,000	28/04/2023	Semi-detached
10 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£240,000	13/01/2023	Semi-detached
Same street 20 BANBURY LANE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RX	£495,000	07/11/2022	Detached
5 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QX	£320,000	24/10/2022	Semi-detached
17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT	£280,000	23/09/2022	Semi-detached
36 WALES STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RR	£475,000	22/08/2022	Semi-detached
37 BLENHEIM RISE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QY	£315,000	11/08/2022	Semi-detached
8 HAMPTON DRIVE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QR	£370,000	24/06/2022	Semi-detached
4 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB	£335,000	06/05/2022	Semi-detached
19 RICHMOND STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RS	£412,500	31/03/2022	Semi-detached
21 KENSINGTON CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3XB	£200,000	18/03/2022	Semi-detached
29A RICHMOND STREET, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3RS	£335,000	23/02/2022	Semi-detached
17 WINDSOR CLOSE, KINGS SUTTON, BANBURY, WEST NORTHAMPTONSHIRE, OX17 3QT	£239,950	23/08/2021	Semi-detached

Street average: £448,125 (2 sales)

Area average: £325,030 (15 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -8.6%

10y growth -15.9%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Semi-detached. As of April 2026.

1y (index) 2.4%

5y (index) 19.2%

10y (index) 43.5%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £965/mo

Realistic £1,072/mo

Optimistic £1,179/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Cherwell Valley: £1,182/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OX17 3RX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cannings Garage (o/s)	0.0 miles
Train station	King's Sutton	0.3 miles
Bus stop	Upper Astrop Road (opp)	0.4 miles
Shop	Adderbury Stores	1.7 miles
Shop	Charlton Village PO & Shop	2.0 miles
Hospital	Horton Midwifery-led Unit	3.1 miles
Train station	Banbury	3.3 miles
Hospital	Bicester Community Hospital	10.2 miles

Street-level crime

Category	Count
Anti-social behaviour	2
Violence and sexual offences	1
Total incidents	3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kings Sutton Primary Academy	Primary	0.3 miles	Good — 19 May 2022
Christopher Rawlins Church of England Primary School	Primary	1.4 miles	Good — 10 Oct 2014
Newbottle and Charlton Church of England Primary School	Primary	2.0 miles	Requires improvement — 25 May 2023
Longford Park Primary School	Primary	2.1 miles	Outstanding — 10 Nov 2021
Bishop Loveday Church of England Primary School	Primary	2.5 miles	Good — 29 Nov 2021

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.31%

Max investor price (0.8%) £134,000

Target investor price (1%) £107,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).