# 3 bedroom terraced house for sale (N10 1FG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 OAK GROVE, LONDON, GREATER LONDON N10 1FG |
| Price | £900,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | TBC |
| Last sold | £870,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 01/09/2032
- **Current heating cost:** £235/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-3282-6010-2402-1455)

## Description

LAST THREE BED REMAINING! 

Nestled in Muswell Hill, Oak Grove is a carefully considered gated development of just 9 elegant townhouses set in the popular N10 postcode.

Designed to incorporate natural light and family living each house has been carefully thought out to cater to everyday needs.

A great kitchen can make a home so with family living in mind, within each spacious designer kitchen you'll find a full suite of integrated appliances, including fridge freezer, single oven and combi oven/microwave, dishwasher with a washer and dryer stowed neatly in the utility cupboard. Finishing touches such as under unit lighting and Silestone Lagoon quartz worktops with tiled splashbacks make the kitchen an ideal space to entertain in style. 

The first floor boasts two double bedrooms with built in wardrobes and a three-piece family bathroom suite, whilst the top floor features a principal bedroom with a stylish walk-in wardrobe, en-suite shower room and roof-terrace.

Externally the property benefits from a private decked area, communal gardens and off-street parking.

Muswell Hill offers vibrant metropolitan living with fabulous views of the centre of London. There's a wide choice of arty cafés, restaurants and bars, and plenty of green spaces including Highgate Woods, Queen's Wood and Hampstead Heath. The development is also located near the iconic North London venue, Alexandra Palace. 

*Photos are of the dressed house and are used for guidance only.

We've Noticed

Oak Grove is set within a gated development and all houses benefit from off-street parking.

All houses have underfloor heating on all levels and are heated via an air source heat pump.

All houses benefit from views looking towards Muswell Hill playing fields.

Each property benefits from a Build-Zone New Home Warranty.

## Property Photos

- ![Picture No. 13](/listings/photos/148640072/253369) - Picture No. 13
- ![Picture No. 19](/listings/photos/148640072/253370) - Picture No. 19
- ![Picture No. 14](/listings/photos/148640072/253371) - Picture No. 14
- ![Picture No. 15](/listings/photos/148640072/253372) - Picture No. 15
- ![Picture No. 16](/listings/photos/148640072/253373) - Picture No. 16
- ![Picture No. 08](/listings/photos/148640072/253374) - Picture No. 08
- ![Picture No. 07](/listings/photos/148640072/253375) - Picture No. 07
- ![Picture No. 09](/listings/photos/148640072/253376) - Picture No. 09
- ![Picture No. 23](/listings/photos/148640072/253377) - Picture No. 23
- ![Picture No. 22](/listings/photos/148640072/253378) - Picture No. 22
- ![Picture No. 12](/listings/photos/148640072/253379) - Picture No. 12
- ![Picture No. 21](/listings/photos/148640072/253380) - Picture No. 21

## Floorplans

- ![Floorplan](/listings/photos/148640072/253381) - Floorplan
- ![Floorplan](/listings/photos/148640072/253382) - Floorplan
- ![Floorplan](/listings/photos/148640072/253383) - Floorplan
- ![Floorplan](/listings/photos/148640072/253384) - Floorplan
- ![Floorplan](/listings/photos/148640072/253385) - Floorplan
- ![Floorplan](/listings/photos/148640072/253386) - Floorplan

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 OAK GROVE, LONDON, HARINGEY, GREATER LONDON, N10 1FG | £870,000 | 20/03/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 144 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £1,000,000 | 12/12/2025 | Terraced |
| [Same street] 9 OAK GROVE, LONDON, HARINGEY, GREATER LONDON, N10 1FG | £1,190,277 | 02/11/2023 | Terraced |
| 128 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £890,000 | 06/09/2023 | Terraced |
| 132 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £950,000 | 26/07/2023 | Terraced |
| 126 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £875,000 | 24/07/2023 | Terraced |
| 34 MARRIOTT ROAD, LONDON, HARINGEY, GREATER LONDON, N10 1JJ | £900,000 | 15/12/2022 | Terraced |
| 10 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QU | £830,050 | 13/12/2022 | Terraced |
| 57 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QS | £890,000 | 31/10/2022 | Terraced |
| 62 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QX | £875,000 | 07/10/2022 | Terraced |
| 13A THE VALE, LONDON, BARNET, GREATER LONDON, N10 1AH | £750,000 | 09/09/2022 | Terraced |
| 154 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £1,080,000 | 08/07/2022 | Terraced |
| 29 MARRIOTT ROAD, LONDON, HARINGEY, GREATER LONDON, N10 1JJ | £546,000 | 04/04/2022 | Terraced |
| 144 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1RF | £885,000 | 18/02/2022 | Terraced |
| 48 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QW | £797,000 | 01/02/2022 | Terraced |
| 43 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QS | £667,797 | 04/10/2021 | Terraced |
| 18 OSIER CRESCENT, MUSWELL HILL, LONDON, HARINGEY, GREATER LONDON, N10 1QU | £700,000 | 30/06/2021 | Terraced |
| 5 STRAWBERRY TERRACE, LONDON, HARINGEY, GREATER LONDON, N10 1JZ | £400,000 | 23/06/2021 | Terraced |

**Street average:** £1,190,277 (1 sale)
**Area average:** £814,740 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £1,470,304 (18 Terraced, N10, 2024–2026)
- **Deviation:** -38.8%

## Rental Range

*ONS Price Index of Private Rents (London). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,061/mo
- **Realistic:** £2,290/mo
- **Optimistic:** £2,519/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Woodberry Crescent, N10 | £2,500/mo | 3 | 0.81 miles | OpenRent |

**Average rent: £2,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £312,500
- **Target investor price (1%):** £250,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,500/mo).*

- **Gross yield:** 3.3%
- **Cost-to-rent:** 30×
- **Monthly cashflow:** £-1,319/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £8,654/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 6.5%

## House Price Index (HM Land Registry)

*Official index for London; Terraced series; as of March 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 9.4%
- **10y growth (index):** 21.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
