# 3 bedroom semi-detached house for sale (DN16 1UE) ## Property Details | Key | Value | |-----|-------| | Address | 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE DN16 1UE | | Price | £145,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | A | | Last sold | £140,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 24/08/2032 - **Current heating cost:** £669/year - **Est. upgrade cost to C:** £11,900 ### Recommendations - B (£500 - £1,500) - W1 (£800 - £1,200) - G (£350 - £450) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2285-8180-2622-3965) ## Description Offered for sale with NO ONWARD CHAIN is this well presented semi detached house on Cottage Beck Road. The property comes complete with great outdoor space including off street parking to the front, and a well maintained good size garden to the rear. The internal accommodation briefly comprises of 3 bedrooms and a family bathroom to the first floor, whilst downstairs boasts an entrance hall, WC with modern boiler inset, lounge and open plan kitchen/diner overlooking the rear garden. The property would make a fantastic first time buyer home and is ideally located in a central location close by to a wide range of amenities. An internal inspection is highly recommended, call today to view! Freehold. Council tax band: A ## Property Photos - ![Photo 1](/listings/photos/161456507/1891339) - Photo 1 - ![Photo 2](/listings/photos/161456507/1891340) - Photo 2 - ![Photo 3](/listings/photos/161456507/1891341) - Photo 3 - ![Photo 4](/listings/photos/161456507/1891342) - Photo 4 - ![Photo 5](/listings/photos/161456507/1891343) - Photo 5 - ![Photo 6](/listings/photos/161456507/1891344) - Photo 6 - ![Photo 7](/listings/photos/161456507/1891345) - Photo 7 - ![Photo 8](/listings/photos/161456507/1891346) - Photo 8 - ![Photo 9](/listings/photos/161456507/1891347) - Photo 9 - ![Photo 13](/listings/photos/161456507/1891348) - Photo 13 - ![Photo 10](/listings/photos/161456507/1891349) - Photo 10 - ![Photo 11](/listings/photos/161456507/1891350) - Photo 11 - ![Photo 12](/listings/photos/161456507/1891351) - Photo 12 ## Floorplans - ![Floorplan 1](/listings/photos/161456507/1891352) - Floorplan 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #8497792 - **Address:** 109 Cottage Beck Road, SCUNTHORPE, DN16 1UE - **Certificate Issued:** 09/11/2011 - **Work Completed:** 18/10/2011 - **Items:** 9 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £140,000 | 12/03/2026 | Semi-detached | | 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £110,000 | 18/11/2022 | Semi-detached | | 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £55,000 | 26/08/2011 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 79 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SX | £121,000 | 17/12/2025 | Semi-detached | | 46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £145,000 | 28/11/2025 | Semi-detached | | 135 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ | £110,000 | 28/08/2025 | Semi-detached | | 52 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EZ | £100,000 | 15/08/2025 | Semi-detached | | 16 THE CROFTS, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SY | £140,000 | 25/07/2025 | Semi-detached | | 70 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EJ | £140,000 | 09/10/2024 | Semi-detached | | 34 HALLGARTH AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UG | £125,000 | 18/12/2023 | Semi-detached | | 66 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1ST | £135,000 | 14/12/2023 | Semi-detached | | 9 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £122,500 | 08/12/2023 | Semi-detached | | 127 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ | £114,950 | 03/11/2023 | Semi-detached | | 46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £138,500 | 08/09/2023 | Semi-detached | | 50 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £119,500 | 30/06/2023 | Semi-detached | | 35 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £90,000 | 14/06/2023 | Semi-detached | | 26 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £160,000 | 13/06/2023 | Semi-detached | | 7 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £135,000 | 27/04/2023 | Semi-detached | | 16 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EW | £125,000 | 14/04/2023 | Semi-detached | | 63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £83,000 | 30/03/2023 | Semi-detached | | 3 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £118,000 | 03/02/2023 | Semi-detached | | 61 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £85,000 | 21/12/2022 | Semi-detached | | 63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £83,000 | 02/12/2022 | Semi-detached | | [Same street] 107 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £130,000 | 03/12/2021 | Semi-detached | **Street average:** £130,000 (1 sale) **Area average:** £119,523 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £140,735 (73 Semi-detached, DN16, 2024–2026) - **Deviation:** +3% ## Rental Range *ONS Price Index of Private Rents (North Lincolnshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £588/mo - **Realistic:** £653/mo - **Optimistic:** £718/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Scunthorpe (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Highfield Avenue, DN15 | £900/mo | 3 | 1.09 miles | OpenRent | **Average rent: £900/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.62% (weak for cashflow) - **Max investor price (0.8%):** £112,500 - **Target investor price (1%):** £90,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £900/mo).* - **Gross yield:** 7.4% - **Cost-to-rent:** 13.4× - **Monthly cashflow:** £214/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £1,747/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 19.3% - **10y growth:** 45.3% ## House Price Index (HM Land Registry) *Official index for North Lincolnshire; Semi-detached series; as of May 2026.* - **1y growth (index):** 6.6% - **5y growth (index):** 19.6% - **10y growth (index):** 53.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)