Sold STC Semi-detached

109 COTTAGE BECK ROAD

SCUNTHORPE, NORTH LINCOLNSHIRE DN16 1UE

3 beds 1 baths 83 m² Listed 2 May 2025 (-481d)

£145,000

Save

# 3 bedroom semi-detached house for sale (DN16 1UE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE DN16 1UE |
| Price | £145,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £140,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 24/08/2032
- **Current heating cost:** £669/year
- **Est. upgrade cost to C:** £11,900

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2285-8180-2622-3965)

## Description

Offered for sale with NO ONWARD CHAIN is this well presented semi detached house on Cottage Beck Road. The property comes complete with great outdoor space including off street parking to the front, and a well maintained good size garden to the rear. The internal accommodation briefly comprises of 3 bedrooms and a family bathroom to the first floor, whilst downstairs boasts an entrance hall, WC with modern boiler inset, lounge and open plan kitchen/diner overlooking the rear garden. The property would make a fantastic first time buyer home and is ideally located in a central location close by to a wide range of amenities. An internal inspection is highly recommended, call today to view! Freehold. Council tax band: A

## Property Photos

- ![Photo 1](/listings/photos/161456507/1891339) - Photo 1
- ![Photo 2](/listings/photos/161456507/1891340) - Photo 2
- ![Photo 3](/listings/photos/161456507/1891341) - Photo 3
- ![Photo 4](/listings/photos/161456507/1891342) - Photo 4
- ![Photo 5](/listings/photos/161456507/1891343) - Photo 5
- ![Photo 6](/listings/photos/161456507/1891344) - Photo 6
- ![Photo 7](/listings/photos/161456507/1891345) - Photo 7
- ![Photo 8](/listings/photos/161456507/1891346) - Photo 8
- ![Photo 9](/listings/photos/161456507/1891347) - Photo 9
- ![Photo 13](/listings/photos/161456507/1891348) - Photo 13
- ![Photo 10](/listings/photos/161456507/1891349) - Photo 10
- ![Photo 11](/listings/photos/161456507/1891350) - Photo 11
- ![Photo 12](/listings/photos/161456507/1891351) - Photo 12

## Floorplans

- ![Floorplan 1](/listings/photos/161456507/1891352) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #8497792
- **Address:** 109 Cottage Beck Road, SCUNTHORPE, DN16 1UE
- **Certificate Issued:** 09/11/2011
- **Work Completed:** 18/10/2011
- **Items:** 9 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £140,000 | 12/03/2026 | Semi-detached |
| 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £110,000 | 18/11/2022 | Semi-detached |
| 109 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £55,000 | 26/08/2011 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SX | £121,000 | 17/12/2025 | Semi-detached |
| 46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £145,000 | 28/11/2025 | Semi-detached |
| 135 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ | £110,000 | 28/08/2025 | Semi-detached |
| 52 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EZ | £100,000 | 15/08/2025 | Semi-detached |
| 16 THE CROFTS, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SY | £140,000 | 25/07/2025 | Semi-detached |
| 70 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EJ | £140,000 | 09/10/2024 | Semi-detached |
| 34 HALLGARTH AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UG | £125,000 | 18/12/2023 | Semi-detached |
| 66 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1ST | £135,000 | 14/12/2023 | Semi-detached |
| 9 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £122,500 | 08/12/2023 | Semi-detached |
| 127 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ | £114,950 | 03/11/2023 | Semi-detached |
| 46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £138,500 | 08/09/2023 | Semi-detached |
| 50 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £119,500 | 30/06/2023 | Semi-detached |
| 35 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £90,000 | 14/06/2023 | Semi-detached |
| 26 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £160,000 | 13/06/2023 | Semi-detached |
| 7 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP | £135,000 | 27/04/2023 | Semi-detached |
| 16 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EW | £125,000 | 14/04/2023 | Semi-detached |
| 63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £83,000 | 30/03/2023 | Semi-detached |
| 3 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ | £118,000 | 03/02/2023 | Semi-detached |
| 61 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £85,000 | 21/12/2022 | Semi-detached |
| 63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL | £83,000 | 02/12/2022 | Semi-detached |
| [Same street] 107 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE | £130,000 | 03/12/2021 | Semi-detached |

**Street average:** £130,000 (1 sale)
**Area average:** £119,523 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £140,735 (73 Semi-detached, DN16, 2024–2026)
- **Deviation:** +3%

## Rental Range

*ONS Price Index of Private Rents (North Lincolnshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £588/mo
- **Realistic:** £653/mo
- **Optimistic:** £718/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Scunthorpe (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Highfield Avenue, DN15 | £900/mo | 3 | 1.09 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £214/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,747/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 45.3%

## House Price Index (HM Land Registry)

*Official index for North Lincolnshire; Semi-detached series; as of May 2026.*

- **1y growth (index):** 6.6%
- **5y growth (index):** 19.6%
- **10y growth (index):** 53.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 13 Photo 10 Photo 11 Photo 12

/ 13

Property details

Tenure

FREEHOLD

Floor area

83 m²

Council tax band

EPC rating

Last sold

£140,000 Mar 2026

Price per m²

£1,747/m²

Local average

£140,735 (+3%)

Deprivation

Decile 1 (1,684 of 33,755)

Street crime

427 incidents within 1 mile (Jun 2026)

Key features

NO ONWARD CHAIN!
Well Presented Semi Detached House
3 Well Proportioned Bedrooms
Modern Kitchen & Bathroom
18ft3 Kitchen/Diner
Downstairs WC
Off Street Parking
Rear Garden

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Scunthorpe

Starkey & Brown

Reference: 161456507

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 25/08/2022

Expiry date: 24/08/2032

Current heating cost: £669/year

Potential heating cost: £473/year

Est. upgrade cost to C: £11,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~234 m² (0.06 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8497792

Property Details

Street: 109 Cottage Beck Road

Town: SCUNTHORPE

Postcode: DN16 1UE

Installation Details

Items: 9 windows

Certificate Issued: 09/11/2011

Work Completed: 18/10/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

155% since 2011

Event	Date	Price	% change
Sold	12/03/2026 (5 months ago)	£140,000	+27.3%
Sold	18/11/2022 (3 years ago)	£110,000	+100%
Sold	26/08/2011 (15 years ago)	£55,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
79 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SX	£121,000	17/12/2025	Semi-detached
46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP	£145,000	28/11/2025	Semi-detached
135 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ	£110,000	28/08/2025	Semi-detached
52 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EZ	£100,000	15/08/2025	Semi-detached
16 THE CROFTS, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1SY	£140,000	25/07/2025	Semi-detached
70 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EJ	£140,000	09/10/2024	Semi-detached
34 HALLGARTH AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UG	£125,000	18/12/2023	Semi-detached
66 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1ST	£135,000	14/12/2023	Semi-detached
9 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP	£122,500	08/12/2023	Semi-detached
127 ROWLAND ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1TQ	£114,950	03/11/2023	Semi-detached
46 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP	£138,500	08/09/2023	Semi-detached
50 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ	£119,500	30/06/2023	Semi-detached
35 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL	£90,000	14/06/2023	Semi-detached
26 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ	£160,000	13/06/2023	Semi-detached
7 AVON ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EP	£135,000	27/04/2023	Semi-detached
16 WARWICK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EW	£125,000	14/04/2023	Semi-detached
63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL	£83,000	30/03/2023	Semi-detached
3 HAIG AVENUE, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1DZ	£118,000	03/02/2023	Semi-detached
61 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL	£85,000	21/12/2022	Semi-detached
63 FAIRMONT CRESCENT, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1EL	£83,000	02/12/2022	Semi-detached
Same street 107 COTTAGE BECK ROAD, SCUNTHORPE, NORTH LINCOLNSHIRE, DN16 1UE	£130,000	03/12/2021	Semi-detached

Street average: £130,000 (1 sale)

Area average: £119,523 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.3%

10y growth 45.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North Lincolnshire. Series: Semi-detached. As of May 2026.

1y (index) 6.6%

5y (index) 19.6%

10y (index) 53.4%

Rental Range

Estimated market rent for North Lincolnshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £588/mo

Realistic £653/mo

Optimistic £718/mo

Based on Local Authority from postcode lookup → North Lincolnshire.

LHA (30th percentile) floor for Scunthorpe: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DN16 1UE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Trent Street	0.1 miles
Train station	Scunthorpe	0.4 miles
Shop	Station Newsagent	0.4 miles
Shop	First TransPennine Express	0.4 miles
University	Humber University Technical College	0.5 miles
Train station	Frodingham	0.5 miles
University	University campus North Lincolnshire	0.5 miles
Hospital	Scunthorpe General Hospital	1.0 miles
Hospital	Coronation Wing	1.0 miles

Street-level crime

Category	Count
Violence and sexual offences	165
Shoplifting	62
Anti-social behaviour	45
Criminal damage and arson	35
Other theft	26
Public order	26
Drugs	16
Other crime	16
Vehicle crime	12
Burglary	10
Possession of weapons	7
Robbery	4
Bicycle theft	3
Total incidents	427

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Frodingham Infant School	Primary	0.1 miles	— (Inspected (no overall grade))
St Hugh's Special School	Other	0.4 miles	Outstanding — 9 Oct 2013
Outwood Academy Brumby	Secondary	0.5 miles	Good — 8 Jul 2024
Engineering UTC Northern Lincolnshire	Secondary	0.5 miles	Good — 21 Sep 2023
Bushfield Road Infant School	Primary	0.5 miles	Requires improvement — 15 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Highfield Avenue, DN15	£900/mo	3	1.09 miles	OpenRent

Average rent: £900/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.62%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 7.4%

Cost-to-rent ratio 13.4×

Monthly cashflow £214/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).