# 1 bedroom flat for sale (TN10 3TJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 WHITELAKE ROAD, TONBRIDGE, KENT TN10 3TJ |
| Price | £155,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 50 m² |
| Last sold | £165,000 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 25/07/2032
- **Current heating cost:** £1,477/year
- **Est. upgrade cost to C:** £8,390

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- E (£15)
- T (£3,000 - £7,000)
- O3 (£1,000 - £1,400)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2249-1031-3347-4043-0513)

## Description

This top floor one bedroom apartment is situated in rural Tonbridge. Cloe to local amenities. Beautifully decorated and finished to a high standard. Spacious throughout. Perfect for first time buyers.Room sizes:**Entrance Hall****Living Room**: 15'7 x 10'4 (4.75m x 3.15m)**Bedroom**: 13'0 x 8'6 (3.97m x 2.59m)**Kitchen**: 13'8 x 6'9 (4.17m x 2.06m)**Bathroom**: 6'5 x 5'11 (1.96m x 1.80m)**Allocated Parking** 

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

 

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. If buying to let, the energy rating will need to be improved to at least 'E' rating before you can let the property. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

 

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Wards, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

## Property Photos

- ![External ::](/listings/photos/87778893/1295453) - External ::
- ![Living Room](/listings/photos/87778893/1295455) - Living Room
- ![Kitchen](/listings/photos/87778893/1295457) - Kitchen
- ![Bedroom](/listings/photos/87778893/1295459) - Bedroom
- ![Bathroom](/listings/photos/87778893/1295460) - Bathroom
- ![Living Room](/listings/photos/87778893/1295462) - Living Room
- ![Study](/listings/photos/87778893/1295465) - Study
- ![Kitchen](/listings/photos/87778893/1295467) - Kitchen
- ![Living Room](/listings/photos/87778893/1295469) - Living Room
- ![Bedroom](/listings/photos/87778893/1295471) - Bedroom

## Floorplans

- ![Second Floor](/listings/photos/87778893/1295473) - Second Floor

## EPC Graphs

- ![EPC graph](/listings/photos/87778893/1295475) - EPC graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £165,000 | 25/07/2025 | Flat |
| 12 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £122,000 | 05/08/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 PENFOLDS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EH | £207,500 | 18/11/2022 | Flat |
| [Same street] 73 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £489,000 | 07/10/2022 | Semi-detached |
| 16 ATKINS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EQ | £79,500 | 17/11/2021 | Flat |

**Street average:** £489,000 (1 sale)
**Area average:** £143,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £247,667 (3 Flat, TN10, 2024–2026)
- **Deviation:** -37.4%

## Rental Range

*ONS Price Index of Private Rents (Tonbridge and Malling). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,331/mo
- **Realistic:** £1,479/mo
- **Optimistic:** £1,627/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for High Weald (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Church Lane, TN9 | £875/mo | 1 | 0.9 miles | OpenRent |
| 1 Bed Flat, High Street, TN9 | £1,200/mo | 1 | 0.94 miles | OpenRent |

**Average rent: £1,038/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.67% (weak for cashflow)
- **Max investor price (0.8%):** £129,750
- **Target investor price (1%):** £103,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,038/mo).*

- **Gross yield:** 8%
- **Cost-to-rent:** 12.4×
- **Monthly cashflow:** £299/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,100/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5%

## House Price Index (HM Land Registry)

*Official index for Tonbridge and Malling; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -3%
- **5y growth (index):** 1%
- **10y growth (index):** 15.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)