Sold STC Flat

12 WHITELAKE ROAD

TONBRIDGE, KENT TN10 3TJ

1 beds 1 baths 538 sq ft Listed 28 Apr 2026 (-83d)

£155,000

Guide Price

Reduced on 22 May 2026

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# 1 bedroom flat for sale (TN10 3TJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 WHITELAKE ROAD, TONBRIDGE, KENT TN10 3TJ |
| Price | £155,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 50 m² |
| Last sold | £165,000 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 25/07/2032
- **Current heating cost:** £1,477/year
- **Est. upgrade cost to C:** £8,390

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- E (£15)
- T (£3,000 - £7,000)
- O3 (£1,000 - £1,400)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2249-1031-3347-4043-0513)

## Description

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. If buying to let, the energy rating will need to be improved to at least 'E' rating before you can let the property. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Wards, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

## Property Photos

- ![External ::](/listings/photos/87778893/1295453) - External ::
- ![Living Room](/listings/photos/87778893/1295455) - Living Room
- ![Kitchen](/listings/photos/87778893/1295457) - Kitchen
- ![Bedroom](/listings/photos/87778893/1295459) - Bedroom
- ![Bathroom](/listings/photos/87778893/1295460) - Bathroom
- ![Living Room](/listings/photos/87778893/1295462) - Living Room
- ![Study](/listings/photos/87778893/1295465) - Study
- ![Kitchen](/listings/photos/87778893/1295467) - Kitchen
- ![Living Room](/listings/photos/87778893/1295469) - Living Room
- ![Bedroom](/listings/photos/87778893/1295471) - Bedroom

## Floorplans

- ![Second Floor](/listings/photos/87778893/1295473) - Second Floor

## EPC Graphs

- ![EPC graph](/listings/photos/87778893/1295475) - EPC graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £165,000 | 25/07/2025 | Flat |
| 12 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £122,000 | 05/08/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 PENFOLDS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EH | £207,500 | 18/11/2022 | Flat |
| [Same street] 73 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ | £489,000 | 07/10/2022 | Semi-detached |
| 16 ATKINS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EQ | £79,500 | 17/11/2021 | Flat |

**Street average:** £489,000 (1 sale)
**Area average:** £143,500 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £247,667 (3 Flat, TN10, 2024–2026)
- **Deviation:** -37.4%

## Rental Range

*ONS Price Index of Private Rents (Tonbridge and Malling). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,331/mo
- **Realistic:** £1,479/mo
- **Optimistic:** £1,627/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for High Weald (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Church Lane, TN9 | £875/mo | 1 | 0.9 miles | OpenRent |

**Average rent: £875/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.8×
- **Monthly cashflow:** £152/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,100/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5%

## House Price Index (HM Land Registry)

*Official index for Tonbridge and Malling; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -3%
- **5y growth (index):** 1%
- **10y growth (index):** 15.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External :: Living Room Kitchen Bedroom Bathroom Living Room Study Kitchen Living Room Bedroom

/ 10

Property details

Tenure

LEASEHOLD (88 years remaining on lease)

Floor area

50 m²

Council tax band

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£165,000 Jul 2025

Price per m²

£3,100/m²

Local average

£247,667 (-37.4%)

Deprivation

Decile 2 (5,199 of 33,755)

Street crime

109 incidents within 1 mile (May 2026)

Key features

Well presented top floor flat
Perfect for first time buyers
Close to schools and local amenities
Great transport links
Allocated Parking

Additional details

Parking: Off street
Garden: Communal garden

Description

This top floor one bedroom apartment is situated in rural Tonbridge. Cloe to local amenities. Beautifully decorated and finished to a high standard. Spacious throughout. Perfect for first time buyers.Room sizes:Entrance HallLiving Room: 15'7 x 10'4 (4.75m x 3.15m)Bedroom: 13'0 x 8'6 (3.97m x 2.59m)Kitchen: 13'8 x 6'9 (4.17m x 2.06m)Bathroom: 6'5 x 5'11 (1.96m x 1.80m)Allocated Parking
The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. If buying to let, the energy rating will need to be improved to at least 'E' rating before you can let the property. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Wards, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

Listed by

Tonbridge

Arun Estates

Reference: 87778893

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: C

Inspection date: 26/07/2022

Expiry date: 25/07/2032

Current heating cost: £1,477/year

Potential heating cost: £204/year

Est. upgrade cost to C: £8,390

EPC F or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
Low energy lighting for all fixed outlets (£15)
Change heating to gas condensing boiler (£3,000 - £7,000)
Replacement glazing units (£1,000 - £1,400)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Second Floor

EPC Graphs

EPC graph

Price history

35% since 2022

Event	Date	Price	% change
Listed for sale	—	£155,000	-6.1%
Sold	25/07/2025 (11 months ago)	£165,000	+35.2%
Sold	05/08/2022 (3 years ago)	£122,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
2 PENFOLDS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EH	£207,500	18/11/2022	Flat
Same street 73 WHITELAKE ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3TJ	£489,000	07/10/2022	Semi-detached
16 ATKINS CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN10 3EQ	£79,500	17/11/2021	Flat

Street average: £489,000 (1 sale)

Area average: £143,500 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5%

House Price Index (HM Land Registry — official index, not sold-price averages): Tonbridge and Malling. Series: Flats and maisonettes. As of April 2026.

1y (index) -3%

5y (index) 1%

10y (index) 15.7%

Rental Range

Estimated market rent for Tonbridge and Malling. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,331/mo

Realistic £1,479/mo

Optimistic £1,627/mo

Based on Local Authority from postcode lookup → Tonbridge and Malling.

LHA (30th percentile) floor for High Weald: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View TN10 3TJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Derwent Road	0.1 miles
Bus stop	Pinnacles	0.1 miles
Shop	Budgens	0.4 miles
Shop	Richards same day dry cleaners	0.4 miles
University	Tonbridge Adult Education Centre	1.3 miles
Train station	Tonbridge	1.4 miles
Train station	Hildenborough	2.1 miles
Hospital	Tunbridge Wells Independant Hospital	6.6 miles
University	University for the Creative Arts, Maidstone TV Studios	10.5 miles
Hospital	The Somerfield Hospital	11.0 miles

Street-level crime

Category	Count
Violence and sexual offences	43
Anti-social behaviour	16
Criminal damage and arson	12
Other theft	12
Shoplifting	9
Public order	5
Burglary	3
Other crime	3
Vehicle crime	3
Drugs	2
Possession of weapons	1
Total incidents	109

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
YMCA West Kent	Other	0.2 miles	— (No rating)
Long Mead Community Primary School	Primary	0.3 miles	Good — 17 Oct 2019
Skills for Independence and Employability Ltd	Other	0.3 miles	— (No rating)
Leigh Academy Hugh Christie	Secondary	0.3 miles	Requires improvement — 27 Nov 2023
Cage Green Primary School	Primary	0.4 miles	Good — 14 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Church Lane, TN9	£875/mo	1	0.9 miles	OpenRent

Average rent: £875/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 6.8%

Cost-to-rent ratio 14.8×

Monthly cashflow £152/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).