Sold STC Detached

89 WETHERBY CRESCENT

LINCOLN, LINCOLNSHIRE LN6 8TE

3 beds 1 baths 90 m² Listed 19 Aug 2022 (-1443d)

£250,000

Reduced on 26 Jun 2023

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# 3 bedroom detached house for sale (LN6 8TE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 89 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE LN6 8TE |
| Price | £250,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £220,000 Dec 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/08/2032
- **Current heating cost:** £994/year
- **Est. upgrade cost to C:** £4,315

### Recommendations
- W1 (£800 - £1,200)
- E (£15)
- F (£200 - £400)
- G (£350 - £450)
- I (£2,200 - £3,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2132-4728-0100-0950-9276)

## Description

EPC rating: D. Tenure: Freehold,

## Property Photos

- ![Photo](/listings/photos/126215441/1570190)
- ![Photo](/listings/photos/126215441/1570191)
- ![Photo](/listings/photos/126215441/1570192)
- ![Photo](/listings/photos/126215441/1570193)
- ![Photo](/listings/photos/126215441/1570194)
- ![Photo](/listings/photos/126215441/1570195)
- ![Photo](/listings/photos/126215441/1570196)
- ![Photo](/listings/photos/126215441/1570197)
- ![Photo](/listings/photos/126215441/1570198)
- ![Photo](/listings/photos/126215441/1570199)
- ![Photo](/listings/photos/126215441/1570200)
- ![Photo](/listings/photos/126215441/1570201)
- ![Photo](/listings/photos/126215441/1570202)

## Floorplans

- ![Floorplan](/listings/photos/126215441/1570203) - Floorplan

## EPC Graphs

- ![EPC Certificate](/listings/photos/126215441/1570204) - EPC Certificate

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16600768
- **Address:** 89 Wetherby Crescent, LINCOLN, LN6 8TE
- **Certificate Issued:** 15/12/2024
- **Work Completed:** 30/11/2024
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 89 WETHERBY CRESCENT, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TE | £220,000 | 11/12/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 70 CONSTANCE AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SS | £351,000 | 02/07/2025 | Detached |
| 5 ROWAN ROAD, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8LY | £285,000 | 15/12/2023 | Detached |
| 20 LEYBURN ROAD, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TQ | £314,000 | 13/10/2023 | Detached |
| 7 CHELMER CLOSE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TH | £245,000 | 21/09/2023 | Detached |
| 6 WAVERLEY AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TJ | £215,000 | 21/09/2023 | Detached |
| 19 WAVERLEY AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TJ | £262,000 | 02/05/2023 | Detached |
| 25 THIRSK DRIVE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SZ | £311,000 | 05/03/2023 | Detached |
| 21 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY | £255,000 | 11/11/2022 | Detached |
| 25 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY | £325,000 | 21/09/2022 | Detached |
| 12 BAILDON CRESCENT, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8HU | £188,100 | 12/09/2022 | Detached |
| 20 WETHERBY CRESCENT, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SX | £275,000 | 12/08/2022 | Detached |
| 57 CONSTANCE AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8ST | £300,000 | 26/07/2022 | Detached |
| 36 RICHMOND DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8QY | £324,950 | 22/07/2022 | Detached |
| 43 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY | £232,000 | 27/05/2022 | Detached |
| 2 BURE CLOSE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TG | £357,000 | 14/03/2022 | Detached |
| 95 DODDINGTON ROAD, LINCOLN, LINCOLNSHIRE, LN6 7HD | £418,500 | 04/03/2022 | Detached |
| 3 RICHMOND DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8QY | £283,000 | 07/02/2022 | Detached |
| 39 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY | £264,000 | 02/02/2022 | Detached |
| 12 WHARFEDALE DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8JL | £330,000 | 08/12/2021 | Detached |
| 10 WETHERBY CRESCENT, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SX | £255,000 | 18/11/2021 | Detached |

**Area average:** £289,528 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £307,999 (92 Detached, LN6, 2024–2026)
- **Deviation:** -18.8%

## Rental Range

*ONS Price Index of Private Rents (North Kesteven). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £736/mo
- **Realistic:** £818/mo
- **Optimistic:** £900/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Richmond Drive, LN6 | £1,300/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Semi-Detached House, Malton Road, LN6 | £1,300/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Semi-Detached House, Richmond Drive, LN6 | £1,300/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Semi-Detached House, Clarke Road, LN6 | £1,250/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Detached House, Manor Leas Close, LN6 | £1,026/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Semi-Detached House, Dore Avenue, LN6 | £1,500/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Detached House, Windermere Avenue, LN6 | £3,500/mo | 3 | 0.55 miles | OpenRent |
| 3 Bed End Terrace, Lindum Mews, LN6 | £1,095/mo | 3 | 0.73 miles | OpenRent |
| 3 Bed Semi-Detached House, Elizabeth Avenue, LN6 | £2,905/mo | 3 | 0.83 miles | OpenRent |
| 3 Bed Terraced House, Turner Avenue, LN6 | £1,150/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £1,633/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,778/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.6%
- **10y growth:** 33.7%

## House Price Index (HM Land Registry)

*Official index for North Kesteven; Detached series; as of April 2026.*

- **1y growth (index):** 4.1%
- **5y growth (index):** 16.1%
- **10y growth (index):** 44.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

90 m²

Council tax band

EPC rating

Last sold

£220,000 Dec 2023

Price per m²

£2,778/m²

Local average

£307,999 (-18.8%)

Deprivation

Decile 10 (31,198 of 33,755)

Street crime

0 incidents within 1 mile (May 2026)

Key features

No Onward Chain
Detached
3 Reception Rooms
Driveway
Two Garages
Popular Location
Solar Panels
Council Tax Band C

Additional details

Heating: Gas central
Parking: Garage
Garden: Private garden

Description

EPC rating: D. Tenure: Freehold,

Listed by

North Hykeham

The Property Franchise Group

Reference: 126215441

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 30/08/2022

Expiry date: 29/08/2032

Current heating cost: £994/year

Potential heating cost: £551/year

Est. upgrade cost to C: £4,315

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£15)
Hot water cylinder thermostat (£200 - £400)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Certificate

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16600768 Recent

Property Details

Street: 89 Wetherby Crescent

Town: LINCOLN

Postcode: LN6 8TE

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 15/12/2024

Work Completed: 30/11/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	11/12/2023 (2 years ago)	£220,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
70 CONSTANCE AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SS	£351,000	02/07/2025	Detached
5 ROWAN ROAD, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8LY	£285,000	15/12/2023	Detached
20 LEYBURN ROAD, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TQ	£314,000	13/10/2023	Detached
7 CHELMER CLOSE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TH	£245,000	21/09/2023	Detached
6 WAVERLEY AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TJ	£215,000	21/09/2023	Detached
19 WAVERLEY AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TJ	£262,000	02/05/2023	Detached
25 THIRSK DRIVE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SZ	£311,000	05/03/2023	Detached
21 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY	£255,000	11/11/2022	Detached
25 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY	£325,000	21/09/2022	Detached
12 BAILDON CRESCENT, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8HU	£188,100	12/09/2022	Detached
20 WETHERBY CRESCENT, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SX	£275,000	12/08/2022	Detached
57 CONSTANCE AVENUE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8ST	£300,000	26/07/2022	Detached
36 RICHMOND DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8QY	£324,950	22/07/2022	Detached
43 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY	£232,000	27/05/2022	Detached
2 BURE CLOSE, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8TG	£357,000	14/03/2022	Detached
95 DODDINGTON ROAD, LINCOLN, LINCOLNSHIRE, LN6 7HD	£418,500	04/03/2022	Detached
3 RICHMOND DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8QY	£283,000	07/02/2022	Detached
39 WETHERBY CRESCENT, LINCOLN, LINCOLNSHIRE, LN6 8SY	£264,000	02/02/2022	Detached
12 WHARFEDALE DRIVE, NORTH HYKEHAM, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8JL	£330,000	08/12/2021	Detached
10 WETHERBY CRESCENT, LINCOLN, NORTH KESTEVEN, LINCOLNSHIRE, LN6 8SX	£255,000	18/11/2021	Detached

Area average: £289,528 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.6%

10y growth 33.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North Kesteven. Series: Detached. As of April 2026.

1y (index) 4.1%

5y (index) 16.1%

10y (index) 44.9%

Rental Range

Estimated market rent for North Kesteven. Low = conservative, Realistic = average, Optimistic = best case.

Low £736/mo

Realistic £818/mo

Optimistic £900/mo

Based on Local Authority from postcode lookup → North Kesteven.

LHA (30th percentile) floor for Lincoln: £673/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN6 8TE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Fosse Drive	0.1 miles
Shop	Tesco Express	0.1 miles
Shop	Cooplands	0.1 miles
Bus stop	The Forum	0.1 miles
Train station	Hykeham	0.8 miles
University	David Chiddick Building	2.6 miles
University	Sarah Swift Building	2.7 miles
Train station	Lincoln	2.7 miles
Hospital	Welbourn Hall Nursing and Residential Home	8.6 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ling Moor Primary Academy	Primary	0.4 miles	— (Inspected (no overall grade))
Fosse Way Academy	Primary	0.4 miles	Good — 2 May 2017
The Lincoln St Christopher's School	Other	0.5 miles	Good — 23 Jun 2019
The Lincoln Manor Leas Infants School	Primary	0.6 miles	Good — 30 Jan 2023
The Lincoln Manor Leas Junior School	Primary	0.6 miles	Good — 20 Jul 2016

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Richmond Drive, LN6	£1,300/mo	3	0.16 miles	OpenRent
3 Bed Semi-Detached House, Malton Road, LN6	£1,300/mo	3	0.16 miles	OpenRent
3 Bed Semi-Detached House, Richmond Drive, LN6	£1,300/mo	3	0.19 miles	OpenRent
3 Bed Semi-Detached House, Clarke Road, LN6	£1,250/mo	3	0.37 miles	OpenRent
3 Bed Detached House, Manor Leas Close, LN6	£1,026/mo	3	0.53 miles	OpenRent
3 Bed Semi-Detached House, Dore Avenue, LN6	£1,500/mo	3	0.53 miles	OpenRent
3 Bed Detached House, Windermere Avenue, LN6	£3,500/mo	3	0.55 miles	OpenRent
3 Bed End Terrace, Lindum Mews, LN6	£1,095/mo	3	0.73 miles	OpenRent
3 Bed Semi-Detached House, Elizabeth Avenue, LN6	£2,905/mo	3	0.83 miles	OpenRent
3 Bed Terraced House, Turner Avenue, LN6	£1,150/mo	3	0.86 miles	OpenRent

Average rent: £1,633/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 6.2%

Cost-to-rent ratio 16×

Monthly cashflow £160/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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