# 2 bedroom ground floor flat for sale (NE49 9LS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 SHEPHERD TERRACE, HALTWHISTLE, NORTHUMBERLAND NE49 9LS |
| Price | £135,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £135,000 Feb 2025 |

## Description

**NO ONWARD CHAIN**

This ground floor, two bedroom, spacious flat has been renovated to an exceptionally high standard, whilst maintaining the character of the property, and is offered in immaculate order throughout.  The property is close to the Town Centre and has a back yard as well as a separate landscaped garden that overlooks the burn.  The property would be an ideal first home, holiday home/let or even a buy to let opportunity.

The accommodation is in excellent order and comes with the benefits of electric central heating and double glazing and comprises:  Entrance Hall, Lounge, Kitchen, Bathroom/WC, Two Bedrooms, Rear Yard, Off-Street Parking, Separate Landscaped Garden.

Shepherd Terrace is at the East End of Haltwhistle.  When you leave the A69 at the junction you then take the first right hand turn onto Castle Hill Terrace and then on the bend turn right again onto Shield Hill and Shepherd Terrace is the terrace of properties on the left.  Haltwhistle has a wide range of shops to cater for all your daily needs. There are schools nearby, as well as a doctor, the local hospital, a library, two supermarkets and more. Haltwhistle is a well located town with excellent transport links. As well as being situated just off the main A69 trunk road there are regular bus and main line rail services allowing easy access to all major towns between Carlisle and Newcastle.

An early viewing is highly recommended to fully appreciate the quality of the work carried out in the property. For further information and your appointment to view please call our Hexham team .

Council Tax Band: A

Tenure: Leasehold

Length Of Lease: 964

## Property Photos

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## Floorplans

- ![Floorplan](/listings/photos/150664853/581354) - Floorplan

## EPC Graphs

- ![EPC](/listings/photos/150664853/581359) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 SHEPHERD TERRACE, HALTWHISTLE, NORTHUMBERLAND, NE49 9LS | £135,000 | 10/02/2025 | Flat |
| 21 SHEPHERD TERRACE, HALTWHISTLE, NORTHUMBERLAND, NE49 9LS | £46,000 | 25/08/2017 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 FAIRFIELD PARK, HALTWHISTLE, NORTHUMBERLAND, NE49 9HE | £84,000 | 26/05/2023 | Flat |
| 1 HILLBROW CASTLE HILL, HALTWHISTLE, NORTHUMBERLAND, NE49 0DY | £85,000 | 24/05/2023 | Flat |
| 9 FAIRFIELD PARK, HALTWHISTLE, NORTHUMBERLAND, NE49 9HE | £90,000 | 28/04/2023 | Flat |
| [Same street] 5 SHEPHERD TERRACE, HALTWHISTLE, NORTHUMBERLAND, NE49 9LS | £46,000 | 27/03/2023 | Other |
| 13 FAIRFIELD PARK, HALTWHISTLE, NORTHUMBERLAND, NE49 9HE | £88,000 | 31/10/2022 | Flat |
| 6 FAIRFIELD PARK, HALTWHISTLE, NORTHUMBERLAND, NE49 9HE | £70,500 | 28/02/2022 | Flat |
| 2 HADRIAN FLATS, HALTWHISTLE, NORTHUMBERLAND, NE49 0EW | £80,000 | 21/02/2022 | Flat |

**Street average:** £46,000 (1 sale)
**Area average:** £82,917 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £93,167 (3 Flat, NE49, 2024–2026)
- **Deviation:** +44.9%

## Rental Range

*ONS Price Index of Private Rents (Northumberland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £604/mo
- **Realistic:** £671/mo
- **Optimistic:** £738/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £83,875
- **Target investor price (1%):** £67,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -17%

## House Price Index (HM Land Registry)

*Official index for Northumberland; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -3.7%
- **5y growth (index):** 9%
- **10y growth (index):** 26.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
