Sold STC Terraced

27 NORTH STREET

CARLISLE, CUMBERLAND CA2 5LN

2 beds 1 baths 60 m² Listed 25 Sep 2025 (-298d)

£90,000

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External

External Living Room Kitchen Bathroom Kitchen Primary Bedroom Bedroom 2 External

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Property details

Tenure

FREEHOLD

Floor area

60 m²

Council tax band

A

EPC rating

D

Last sold

£87,500 Apr 2026

Price per m²

£1,500/m²

Local average

£118,538 (-24.1%)

Deprivation

Decile 4 (12,406 of 33,755)

Street crime

530 incidents within 1 mile (May 2026)

Key features

  • 2 Bedrooms
  • Living Room
  • Kitchen
  • Bathroom

Additional details

Parking
Yes
Garden
Yes

Description

Set on the edge of Denton Holme, by Holme Head Bay is this two bedroom mid terrace property. The accommodation comprises of entrance porch, living room, kitchen, bathroom. To the first floor are two bedrooms. Externally there is a rear yard with access to a shared lane. IDEAL FOR FIRST TIME BUYER OR INVESTMENT, NO ONWARD CHAIN

Situation

This property is located off Denton Street, on the edge of the Denton Holme Urban Village and close to Holme Head Bay. It is within easy reach of many local amenities, regular bus route and riverside walks. Robert Ferguson Primary School is close to the property. Carlisle City Centre is approx one mile away and the Northern Bypass, with links to the M6 motorway, is easily accessible.

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:
We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

CAR240706/2

Listed by

Carlisle

LSL Franchise

Reference: 167438570

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 20/06/2017

Expiry date: 19/06/2027

Current heating cost: £658/year

Potential heating cost: £509/year

Est. upgrade cost to C: £25,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

Event Date Price % change
Sold 02/04/2026 (3 months ago) £87,500 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 21 NORTH STREET, CARLISLE, CUMBERLAND, CA2 5LN £131,500 16/01/2026 Terraced
32 CUMBERLAND STREET, CARLISLE, CUMBERLAND, CA2 5JH £56,000 07/01/2026 Terraced
22 HOLME HEAD WAY, CARLISLE, CUMBERLAND, CA2 6AJ £120,000 12/12/2025 Terraced
23 CONSTABLE STREET, CARLISLE, CUMBERLAND, CA2 6AB £155,000 07/11/2025 Terraced
Same street 10 NORTH STREET, CARLISLE, CUMBERLAND, CA2 5LN £110,000 25/08/2025 Terraced
21 HOLME HEAD WAY, CARLISLE, CUMBERLAND, CA2 6AJ £180,000 20/06/2025 Terraced
25 BEVERIDGE ROAD, CARLISLE, CUMBERLAND, CA2 5SA £127,000 06/05/2025 Terraced
57 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF £85,000 18/09/2024 Terraced
4 COOGAN CLOSE, CARLISLE, CUMBERLAND, CA2 5SG £158,500 20/12/2023 Terraced
96 RICHARDSON STREET, CARLISLE, CUMBERLAND, CA2 6AG £105,000 08/12/2023 Terraced
17 FREER STREET, CARLISLE, CUMBERLAND, CA2 5JX £150,000 04/12/2023 Terraced
76 RICHARDSON STREET, CARLISLE, CUMBERLAND, CA2 6AG £145,000 30/11/2023 Terraced
10 ASHMAN CLOSE, CARLISLE, CUMBERLAND, CA2 5SN £98,000 23/11/2023 Terraced
6 STOKOE COURT, CARLISLE, CUMBERLAND, CA2 5SE £130,500 16/11/2023 Terraced
88 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF £94,000 13/10/2023 Terraced
3 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW £56,000 21/09/2023 Terraced
21 BLUNT STREET, CARLISLE, CUMBERLAND, CA2 5LT £120,000 11/08/2023 Terraced
5 DALSTON STREET, CARLISLE, CUMBERLAND, CA2 5JW £70,000 07/08/2023 Terraced
18 MARYPORT COURT, CARLISLE, CUMBERLAND, CA2 5LY £105,000 26/04/2023 Terraced
86 RICHARDSON STREET, CARLISLE, CUMBERLAND, CA2 6AG £145,000 05/04/2023 Terraced
12 RICHARDSON STREET, CARLISLE, CUMBRIA, CA2 6AA £115,000 09/12/2022 Terraced
16 FREER STREET, CARLISLE, CUMBRIA, CA2 5JX £125,000 02/12/2022 Terraced
Same street 6 NORTH STREET, CARLISLE, CUMBERLAND, CA2 5LN £105,000 25/11/2022 Semi-detached
Same street 21 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £110,000 08/08/2022 Terraced
Same street 8 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £120,000 26/01/2022 Terraced
Same street 26 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £110,000 10/12/2021 Terraced
Same street 30 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £89,950 27/09/2021 Terraced
Same street 35 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £172,000 13/08/2021 Terraced
Same street 7 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £180,000 10/08/2021 Terraced
Same street 16 NORTH STREET, CARLISLE, CUMBRIA, CA2 5LN £100,000 06/08/2021 Semi-detached

Street average: £122,845 (10 sales)

Area average: £117,000 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.6%
10y growth 7.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%
5y (index) 27.5%
10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo
Realistic £954/mo
Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 5LN

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Holme Head 0.0 miles
Bus stop Richardson Street green in 0.2 miles
Shop Escape Hair & Beauty 0.3 miles
Shop Sandra's Hair Salon 0.3 miles
Train station Carlisle 0.7 miles
Hospital Eden Valley Hospice 0.9 miles
University University of Cumbria 1.0 miles
Hospital Cumberland Infirmary 1.1 miles
Train station Dalston 3.1 miles

Street-level crime

Category Count
Violence and sexual offences 234
Shoplifting 72
Public order 70
Criminal damage and arson 40
Drugs 29
Other theft 27
Anti-social behaviour 17
Burglary 9
Other crime 9
Possession of weapons 8
Vehicle crime 5
Bicycle theft 4
Robbery 3
Theft from the person 3
Total incidents 530

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Robert Ferguson Primary School Primary 0.2 miles Good — 19 Dec 2017
The Bishop Harvey Goodwin School (Church of England Voluntary Aided) Primary 0.6 miles Good — 9 Jun 2024
St Margaret Mary Catholic Primary School, Carlisle Primary 0.8 miles — (Inspected (no overall grade))
Newlaithes Junior School Primary 0.8 miles Good — 10 Mar 2020
Gillford Centre Other 0.8 miles Good — 14 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Norfolk Street, CA2 £750/mo 2 0.25 miles OpenRent
2 Bed Terraced House, Collingwood Street, CA2 £800/mo 2 0.44 miles OpenRent
2 Bed Penthouse, Shaddon Mill, CA2 £800/mo 2 0.66 miles OpenRent
2 Bed Terraced House, Crummock Street, CA2 £530/mo 2 0.67 miles OpenRent

Average rent: £720/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.86%
Max investor price (0.8%) £96,875
Target investor price (1%) £77,500
Gross yield 10.3%
Cost-to-rent ratio 9.7×
Monthly cashflow £318/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 14.6%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).
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