# 2 bedroom apartment for sale (SG18 8AJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 13, THE GEORGE COURT, STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE SG18 8AJ |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 42 m² |
| Last sold | £173,000 Feb 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 15/09/2032
- **Current heating cost:** £381/year
- **Est. upgrade cost to C:** £1,748

### Recommendations
- A (£100 - £350)
- C (£15 - £30)
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9168-3020-8201-2642-4204)

## Description

The property briefly comprises of an entrance hallway with doors to all rooms. Living/dining room with opening through to the kitchen. To the front are two bedrooms and a recently modernised family bathroom. Externally is one allocated car parking space. 

## Property Photos

- ![Photo](/listings/photos/140734325/1652479)
- ![Photo](/listings/photos/140734325/1652480)
- ![Photo](/listings/photos/140734325/1652481)
- ![Photo](/listings/photos/140734325/1652482)
- ![Photo](/listings/photos/140734325/1652483)
- ![Photo](/listings/photos/140734325/1652484)

## Floorplans

- ![Floorplan 1](/listings/photos/140734325/1652485) - Floorplan 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE GEORGE COURT FLAT 13 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ | £173,000 | 27/02/2024 | Flat |
| THE GEORGE COURT FLAT 13 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ | £110,000 | 20/12/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| VICTORIA COURT FLAT 7 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG | £60,000 | 01/12/2025 | Flat |
| MERCHANT HOUSE, 21A FLAT 1 MARKET SQUARE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AS | £230,000 | 06/10/2023 | Flat |
| VICTORIA COURT FLAT 10 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG | £145,000 | 15/09/2023 | Flat |
| [Same street] THE GEORGE COURT FLAT 7 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ | £124,000 | 18/08/2022 | Flat |
| [Same street] THE GEORGE COURT FLAT 1 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ | £160,000 | 01/06/2022 | Flat |
| VICTORIA COURT FLAT 21 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG | £120,000 | 30/05/2022 | Flat |
| VICTORIA COURT FLAT 23 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG | £110,000 | 21/12/2021 | Flat |

**Street average:** £142,000 (2 sales)
**Area average:** £133,000 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,398 (25 Flat, SG18, 2024–2026)
- **Deviation:** -17.5%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,125/mo
- **Realistic:** £1,250/mo
- **Optimistic:** £1,375/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Rose Lane, SG18 | £1,150/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Maisonette, Clare House, SG18 | £1,100/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Flat, Fairlands, SG18 | £1,150/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Maisonette, St Johns Court, SG18 | £1,250/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, Dickens Court, SG18 | £1,150/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed End Terrace, Ivel Bury, SG18 | £1,400/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Semi-Detached House, Ripon Court, SG18 | £1,095/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Semi-Detached House, Lincoln Crescent, SG18 | £1,299/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Terraced House, Chervil Close, SG18 | £1,250/mo | 2 | 0.64 miles | OpenRent |
| 2 Bed Flat, Sullivan Court, SG18 | £1,350/mo | 2 | 0.97 miles | OpenRent |

**Average rent: £1,219/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.2×
- **Monthly cashflow:** £307/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,524/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.3%
- **10y growth:** 5.3%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 6.8%
- **10y growth (index):** 18.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)