Sold STC Flat

Flat 13

THE GEORGE COURT, STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE SG18 8AJ

2 beds 1 baths 42 m² Listed 3 Oct 2023 (-1033d)

£190,000

Reduced on 20 Oct 2023

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Property details

Tenure

LEASEHOLD

Floor area

42 m²

Council tax band

B

Last sold

£173,000 Feb 2024

Local average

£230,398 (-17.5%)

Deprivation

Decile 4 (12,591 of 33,755)

Street crime

154 incidents within 1 mile (May 2026)

Key features

  • Over 5% yield!
  • First-floor apartment
  • Two bedrooms
  • Integrated appliances
  • Modern bathroom
  • Walking distance to town and station
  • Allocated parking space
  • Lease: 958 years remaining
  • Service charge £480pa no ground rent charges
  • EPC rating: D. Council tax band: B

Additional details

Parking
Yes

Description

The property briefly comprises of an entrance hallway with doors to all rooms. Living/dining room with opening through to the kitchen. To the front are two bedrooms and a recently modernised family bathroom. Externally is one allocated car parking space. 

Listed by

Biggleswade

Satchells Estate Agents

Reference: 140734325

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address Current Potential Floor area Age band Type
Flat 13, The George Court, Station Road, BIGGLESWADE 67 79 42 m² England and Wales: 1991-1995 Flat

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

Price history

57% since 2012

Event Date Price % change
Sold 27/02/2024 (2 years ago) £173,000 +57.3%
Sold 20/12/2012 (13 years ago) £110,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
VICTORIA COURT FLAT 7 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG £60,000 01/12/2025 Flat
MERCHANT HOUSE, 21A FLAT 1 MARKET SQUARE, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AS £230,000 06/10/2023 Flat
VICTORIA COURT FLAT 10 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG £145,000 15/09/2023 Flat
Same street THE GEORGE COURT FLAT 7 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ £124,000 18/08/2022 Flat
Same street THE GEORGE COURT FLAT 1 STATION ROAD, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8AJ £160,000 01/06/2022 Flat
VICTORIA COURT FLAT 21 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG £120,000 30/05/2022 Flat
VICTORIA COURT FLAT 23 BACK STREET, BIGGLESWADE, CENTRAL BEDFORDSHIRE, SG18 8LG £110,000 21/12/2021 Flat

Street average: £142,000 (2 sales)

Area average: £133,000 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.3%
10y growth 5.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Central Bedfordshire. Series: Flats and maisonettes. As of April 2026.

1y (index) 0.1%
5y (index) 6.8%
10y (index) 18.7%

Rental Range

Estimated market rent for Central Bedfordshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,125/mo
Realistic £1,250/mo
Optimistic £1,375/mo

Based on Local Authority from postcode lookup → Central Bedfordshire.

LHA (30th percentile) floor for Bedford: £823/mo (Apr 2025 – Mar 2026)

Location

Address

High Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Mr Bransons 0.0 miles
Shop R&R Consotrium 0.0 miles
Bus stop Biggleswade Bus Station 0.1 miles
Bus stop ASDA 0.1 miles
Train station Biggleswade 0.2 miles
Train station Sandy 2.7 miles
University University of Bedfordshire 8.1 miles
University University of Bedfordshire Polhill Campus 8.5 miles
Hospital Bedford Hospital SDEC - Same Day Emergency Care 9.3 miles
Hospital Cambridge Private Hospital (Orwell Grange) 10.3 miles

Street-level crime

Category Count
Violence and sexual offences 49
Anti-social behaviour 41
Vehicle crime 13
Criminal damage and arson 12
Shoplifting 12
Other theft 7
Public order 7
Drugs 4
Bicycle theft 3
Burglary 2
Robbery 2
Theft from the person 2
Total incidents 154

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Andrew's CofE VC Primary School Primary 0.3 miles Good — 28 Jun 2011
Lawnside Academy Primary 0.3 miles Good — 23 May 2023
Stratton School Secondary 0.6 miles Requires improvement — 6 Nov 2022
Ivel Valley School & College Other 0.6 miles Good — 16 Oct 2014
Biggleswade Academy Primary 0.6 miles Good — 9 Jun 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Terraced House, Rose Lane, SG18 £1,150/mo 2 0.07 miles OpenRent
2 Bed Maisonette, Clare House, SG18 £1,100/mo 2 0.21 miles OpenRent
2 Bed Flat, Fairlands, SG18 £1,150/mo 2 0.27 miles OpenRent
2 Bed Maisonette, St Johns Court, SG18 £1,250/mo 2 0.28 miles OpenRent
2 Bed Terraced House, Dickens Court, SG18 £1,150/mo 2 0.29 miles OpenRent
2 Bed End Terrace, Ivel Bury, SG18 £1,400/mo 2 0.39 miles OpenRent
2 Bed Semi-Detached House, Ripon Court, SG18 £1,095/mo 2 0.57 miles OpenRent
2 Bed Semi-Detached House, Lincoln Crescent, SG18 £1,299/mo 2 0.63 miles OpenRent
2 Bed Terraced House, Chervil Close, SG18 £1,250/mo 2 0.64 miles OpenRent
2 Bed Flat, Sullivan Court, SG18 £1,350/mo 2 0.97 miles OpenRent

Average rent: £1,219/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.63%
Max investor price (0.8%) £150,000
Target investor price (1%) £120,000
Gross yield 7.6%
Cost-to-rent ratio 13.2×
Monthly cashflow £307/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 6.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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