# 4 bedroom detached house for sale (ST3 4UB) ## Property Details | Key | Value | |-----|-------| | Address | 23 PALOMINO CLOSE, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 4UB | | Price | £399,950 | | Bedrooms | 4 | | Bathrooms | 2 | | Council tax | E | | Construction age | England and Wales: 1996-2002 | | Floor area | 123 m² | | Last sold | £274,995 Dec 2016 | ## EPC Rating & Upgrade Cost - **Current rating:** B - **Potential rating:** B - **Expiry date:** 08/06/2036 - **Current heating cost:** £1,092/year [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4536-3326-2600-0181-3206) ## Description This impressive four-bedroom detached residence presents an outstanding opportunity for families or professionals seeking a spacious and versatile home in a highly sought after location. The property is beautifully presented throughout, offering a flexible layout designed for modern living. On entering, you are greeted by a welcoming hallway that leads to two generous reception rooms, ideal for formal entertaining, family gatherings or a quiet retreat. The contemporary kitchen and dining room is fitted with a range of sleek, high quality units and integrated appliances, providing ample space for both every-day meals and special occasions. Adjacent to the kitchen, a practical utility room offers additional storage and laundry facilities, while a guest W/C adds convenience for visitors. Upstairs, the property boasts four well-proportioned bedrooms, including a spacious master suite featuring a stylish ensuite shower room (perfect for added privacy and comfort). The remaining bedrooms are served by a modern family bathroom, finished to a high standard. Throughout the home, tasteful décor, quality flooring and excellent natural light combine to create a warm and inviting atmosphere. Additional highlights include a detached double garage (ideal for secure parking or storage) and ample off road parking to accommodate multiple vehicles. The property’s location is particularly appealing, situated within easy reach of reputable schools, local amenities and excellent transport links, making it ideal for commuters and families alike. With its blend of generous accommodation, contemporary finishes and enviable setting, this four-bedroom detached home represents a rare opportunity to acquire a property of distinction in one of the area’s most desirable neighbourhoods. Early viewing is highly recommended to fully appreciate everything this exceptional residence has to offer. ## Property Photos - ![Photo](/listings/photos/89325654/623662) - ![Photo](/listings/photos/89325654/623666) - ![Photo](/listings/photos/89325654/623673) - ![Photo](/listings/photos/89325654/623679) - ![Photo](/listings/photos/89325654/623684) - ![Photo](/listings/photos/89325654/623688) - ![Photo](/listings/photos/89325654/623693) - ![Photo](/listings/photos/89325654/623696) - ![Photo](/listings/photos/89325654/623701) - ![Photo](/listings/photos/89325654/623706) - ![Photo](/listings/photos/89325654/623712) - ![Photo](/listings/photos/89325654/623717) - ![Photo](/listings/photos/89325654/623720) - ![Photo](/listings/photos/89325654/623727) - ![Photo](/listings/photos/89325654/623729) - ![Photo](/listings/photos/89325654/623734) - ![Photo](/listings/photos/89325654/623737) - ![Photo](/listings/photos/89325654/623741) - ![Photo](/listings/photos/89325654/623745) - ![Photo](/listings/photos/89325654/623749) - ![Photo](/listings/photos/89325654/623755) - ![Photo](/listings/photos/89325654/623759) - ![Photo](/listings/photos/89325654/623762) - ![Photo](/listings/photos/89325654/623763) - ![Photo](/listings/photos/89325654/623765) - ![Photo](/listings/photos/89325654/623767) - ![Photo](/listings/photos/89325654/623768) - ![Photo](/listings/photos/89325654/623770) - ![Photo](/listings/photos/89325654/623772) - ![Photo](/listings/photos/89325654/623774) - ![Photo](/listings/photos/89325654/623776) - ![Photo](/listings/photos/89325654/623778) ## Floorplans - ![All](/listings/photos/89325654/623779) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 PALOMINO CLOSE, STOKE-ON-TRENT, ST3 4UB | £274,995 | 22/12/2016 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 32 HAMPSHIRE CRESCENT, STOKE-ON-TRENT, ST3 4TR | £370,000 | 07/01/2026 | Detached | | 63 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TG | £365,000 | 28/11/2025 | Detached | | 29 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TG | £185,500 | 17/11/2025 | Detached | | 1 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TG | £220,000 | 10/11/2023 | Detached | | 7 SOUTHDOWN CLOSE, STOKE-ON-TRENT, ST3 4UA | £380,000 | 26/05/2023 | Detached | | 12 RYELAND CLOSE, STOKE-ON-TRENT, ST3 4UD | £345,000 | 05/05/2023 | Detached | | 10 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TH | £300,000 | 20/12/2022 | Detached | | 3 ROMNEY GROVE, STOKE-ON-TRENT, ST3 4TU | £345,000 | 18/11/2022 | Detached | | 20 SUFFOLK ROAD, STOKE-ON-TRENT, ST3 4TS | £430,000 | 26/08/2022 | Detached | | 16 JERSEY CRESCENT, STOKE-ON-TRENT, ST3 4TJ | £350,000 | 05/08/2022 | Detached | | 22 JERSEY CRESCENT, STOKE-ON-TRENT, ST3 4TJ | £212,500 | 05/08/2022 | Detached | | 8 SUFFOLK ROAD, STOKE-ON-TRENT, ST3 4TS | £308,000 | 15/07/2022 | Detached | | 7 SUFFOLK ROAD, STOKE-ON-TRENT, ST3 4TS | £340,000 | 01/07/2022 | Detached | | 40 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TH | £320,000 | 05/11/2021 | Detached | | [Same street] 43 PALOMINO CLOSE, STOKE-ON-TRENT, ST3 4UB | £370,000 | 28/09/2021 | Detached | | 6 JERSEY CRESCENT, STOKE-ON-TRENT, ST3 4TJ | £258,500 | 20/08/2021 | Detached | | 45 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TG | £230,000 | 04/08/2021 | Detached | | 59 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TG | £220,000 | 02/08/2021 | Detached | | 14 DURHAM DRIVE, STOKE-ON-TRENT, ST3 4TH | £255,000 | 25/06/2021 | Detached | **Street average:** £370,000 (1 sale) **Area average:** £301,917 (18 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £259,615 (46 Detached, ST3, 2024–2026) - **Deviation:** +54.1% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £637/mo - **Realistic:** £708/mo - **Optimistic:** £779/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/950884b) | £550/mo | — | 0.99 miles | Rightmove | **Average rent: £550/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.14% (weak for cashflow) - **Max investor price (0.8%):** £68,750 - **Target investor price (1%):** £55,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £550/mo).* - **Gross yield:** 1.7% - **Cost-to-rent:** 60.6× - **Monthly cashflow:** £-1,105/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -11.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,252/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 18% - **10y growth:** 31.9% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Detached series; as of March 2026.* - **1y growth (index):** 1.2% - **5y growth (index):** 23.3% - **10y growth (index):** 57.2% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)