# 3 bedroom terraced house for sale (ME10 3NR) ## Property Details | Key | Value | |-----|-------| | Address | 88 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR | | Price | £250,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: before 1900 | | Floor area | 80 m² | | Last sold | £203,000 Jan 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 18/07/2030 - **Current heating cost:** £498/year - **Est. upgrade cost to C:** £19,500 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9418-5063-7263-3740-7270) ## Description This three-bedroom terraced property is located on Tonge Road in Sittingbourne and offers a spacious and practical layout. The ground floor features a large open-plan lounge and dining area, providing a versatile living space with good natural light and room for a variety of furniture arrangements. This area flows through to a separate kitchen at the rear of the property, which is functional in design and offers direct access to the garden. Also located on the ground floor is a well-sized bathroom, conveniently positioned for easy access from the main living areas. The first floor comprises three generously sized bedrooms, each capable of accommodating a double bed along with wardrobes or other bedroom furniture. The layout is well-suited for families, professionals, or those in need of additional space for a home office or guest room. All bedrooms are arranged off a central landing, providing a clear and straightforward floor plan. Externally, the property includes an enclosed rear garden, offering a private and secure outdoor space suitable for low-maintenance use. The property is situated in a residential area with access to local amenities, schools, and public transport links, making it a practical choice for a wide range of buyers or tenants. **Exterior** Enclosed rear garden **Key Terms** Sittingbourne is a bustling town in Kent, located approximately 45 miles from London, offering a blend of modern amenities and historical charm. The town has a rich industrial heritage, with the original brickworks and paper mills still playing a significant role in its history. Today, Sittingbourne is a vibrant community with a mix of traditional and modern housing, attracting families, professionals, and retirees. Sittingbourne offers excellent local amenities, including a wide range of shops, supermarkets, restaurants, and leisure facilities. The town is home to several good schools and has a strong sense of community. Transport links are a major draw, with Sittingbourne railway station providing direct trains to London, making commuting easy. The town is also well-connected by road, with the A249 offering access to the M2 and M20 motorways. Surrounded by beautiful countryside, Sittingbourne offers a convenient, family-friendly lifestyle with excellent transport links to both urban and rural areas. ## Property Photos - ![Picture No. 15](/listings/photos/163366259/1576724) - Picture No. 15 - ![Picture No. 09](/listings/photos/163366259/1576726) - Picture No. 09 - ![Picture No. 10](/listings/photos/163366259/1576728) - Picture No. 10 - ![Picture No. 04](/listings/photos/163366259/1576731) - Picture No. 04 - ![Picture No. 11](/listings/photos/163366259/1576732) - Picture No. 11 - ![Picture No. 12](/listings/photos/163366259/1576737) - Picture No. 12 - ![Picture No. 13](/listings/photos/163366259/1576747) - Picture No. 13 - ![Picture No. 06](/listings/photos/163366259/1576757) - Picture No. 06 - ![Picture No. 08](/listings/photos/163366259/1576763) - Picture No. 08 - ![Picture No. 07](/listings/photos/163366259/1576767) - Picture No. 07 - ![Picture No. 05](/listings/photos/163366259/1576769) - Picture No. 05 - ![Picture No. 14](/listings/photos/163366259/1576770) - Picture No. 14 ## Floorplans - ![Floorplan](/listings/photos/163366259/1576772) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/163366259/1576775) - EPC Rating Graph - ![EPC](/listings/photos/163366259/1576777) - EPC ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #12331340 - **Address:** 88 Tonge Road, SITTINGBOURNE, ME10 3NR - **Certificate Issued:** 08/05/2017 - **Work Completed:** 17/02/2017 - **Items:** 6 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 88 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £203,000 | 07/01/2021 | Terraced | | 88 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £50,000 | 22/12/2000 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 52 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £246,000 | 16/01/2026 | Terraced | | [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced | | 7 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS | £205,000 | 16/06/2025 | Terraced | | [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced | | [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced | | [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced | | 9 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £300,000 | 14/08/2023 | Terraced | | [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced | | 26 COOMBE DRIVE, SITTINGBOURNE, SWALE, KENT, ME10 3DA | £315,000 | 16/03/2023 | Terraced | | [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced | | 42 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £355,000 | 26/01/2023 | Terraced | | 34 HARKNESS COURT, SITTINGBOURNE, SWALE, KENT, ME10 3LE | £255,000 | 22/12/2022 | Terraced | | 2 PLUMMER CRESCENT, SITTINGBOURNE, SWALE, KENT, ME10 3FH | £335,000 | 28/11/2022 | Terraced | | 14 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £290,000 | 28/11/2022 | Terraced | | 11 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY | £205,000 | 23/11/2022 | Terraced | | 129 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £230,000 | 18/11/2022 | Terraced | | 111 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £258,000 | 04/11/2022 | Terraced | | 28 HOMEVIEW TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3NF | £234,000 | 24/10/2022 | Terraced | | 5 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £325,000 | 16/09/2022 | Terraced | | 25 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £207,500 | 13/09/2022 | Terraced | | 1 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £240,000 | 17/08/2022 | Terraced | | 7 LANSDOWN ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BU | £316,750 | 05/08/2022 | Terraced | | 3 OAKWOOD TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3EA | £255,000 | 23/06/2022 | Terraced | | 13 FERN WALK, SITTINGBOURNE, SWALE, KENT, ME10 3QT | £240,000 | 21/06/2022 | Terraced | | 17 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £220,000 | 17/06/2022 | Terraced | | 72 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £145,000 | 01/06/2022 | Terraced | | [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced | | [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced | **Street average:** £232,063 (8 sales) **Area average:** £258,863 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £259,690 (80 Terraced, ME10, 2024–2026) - **Deviation:** -3.7% ## Rental Range *ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £986/mo - **Realistic:** £1,095/mo - **Optimistic:** £1,205/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £937/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.13 miles | OpenRent | | 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.14 miles | OpenRent | | 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.17 miles | OpenRent | | 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.24 miles | OpenRent | | 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.27 miles | OpenRent | | 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.29 miles | OpenRent | | 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.31 miles | OpenRent | **Average rent: £1,464/mo (7 listings)** ## 1% Rule - **Rent ratio:** 0.6% (weak for cashflow) - **Max investor price (0.8%):** £187,500 - **Target investor price (1%):** £150,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,500/mo).* - **Gross yield:** 7.2% - **Cost-to-rent:** 13.9× - **Monthly cashflow:** £340/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.6% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,125/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.2% - **10y growth:** 33.4% ## House Price Index (HM Land Registry) *Official index for Swale; Terraced series; as of April 2026.* - **1y growth (index):** 2% - **5y growth (index):** 11.6% - **10y growth (index):** 37% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)