Sold STC Semi-detached

8 MAGPIE AVENUE

BEDFORD, STEWARTBY, BEDFORD MK43 9NP

3 beds 1 baths 1,033 sq ft Listed 13 Nov 2019 (-2404d)

£280,000

Save

# 3 bedroom semi-detached house for sale (MK43 9NP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 8 MAGPIE AVENUE, BEDFORD, STEWARTBY, BEDFORD MK43 9NP |
| Price | £280,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 96 m² |
| Last sold | £275,000 Mar 2020 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 29/11/2029
- **Current heating cost:** £642/year

### Recommendations
- B (1,500)
- W2 (6,000)
- E (15)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8361-7029-6279-3820-1976)

## Description

This fantastic three bedroom semi detached house in Stewartby has a generous rear garden and plenty on parking.

## Property Photos

- ![Photo](/listings/photos/86587964/375962)
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- ![Photo](/listings/photos/86587964/375975)

## Floorplans

- ![Floorplan 1](/listings/photos/86587964/375976) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/86587964/375977) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4529526
- **Address:** 8 Magpie Avenue, Stewartby, MK43 9NP
- **Certificate Issued:** 06/03/2007
- **Work Completed:** 19/02/2007
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 MAGPIE AVENUE, STEWARTBY, BEDFORD, MK43 9NP | £275,000 | 20/03/2020 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 123 MONTGOMERY CLOSE, STEWARTBY, BEDFORD, MK43 9LP | £350,000 | 10/12/2025 | Semi-detached |
| 22 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £335,000 | 26/11/2025 | Semi-detached |
| 53 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £315,000 | 14/11/2025 | Semi-detached |
| 41 MILTON CRESCENT, STEWARTBY, BEDFORD, MK43 9SX | £177,000 | 30/10/2025 | Semi-detached |
| 12 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ | £300,000 | 14/02/2025 | Semi-detached |
| 22 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ | £315,000 | 14/11/2023 | Semi-detached |
| 13 OXFORD BLUE WAY, STEWARTBY, BEDFORD, MK43 9GF | £305,000 | 20/04/2023 | Semi-detached |
| 6 PILLINGE ROAD, STEWARTBY, BEDFORD, MK43 9NW | £363,500 | 31/03/2023 | Semi-detached |
| 6 CORONATION WAY, STEWARTBY, BEDFORD, MK43 9GQ | £322,500 | 22/03/2023 | Semi-detached |
| 32 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £333,000 | 22/12/2022 | Semi-detached |
| 16 CHILTERN ROAD, STEWARTBY, BEDFORD, MK43 9TJ | £407,400 | 09/12/2022 | Semi-detached |
| 4 STEWARTBY WAY, STEWARTBY, BEDFORD, MK43 9LJ | £240,000 | 06/12/2022 | Semi-detached |
| 16 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £315,000 | 30/11/2022 | Semi-detached |
| 18 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £280,000 | 30/11/2022 | Semi-detached |
| 20B PARK CRESCENT, STEWARTBY, BEDFORD, MK43 9NL | £390,000 | 30/11/2022 | Semi-detached |
| 20 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £299,000 | 25/11/2022 | Semi-detached |
| 6 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £259,000 | 31/10/2022 | Semi-detached |
| 33 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ | £418,000 | 28/10/2022 | Semi-detached |
| 4 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £280,000 | 30/09/2022 | Semi-detached |
| 31 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ | £407,400 | 04/08/2022 | Semi-detached |
| [Same street] 14 MAGPIE AVENUE, STEWARTBY, BEDFORD, MK43 9NP | £284,000 | 22/12/2021 | Semi-detached |
| [Same street] 16 MAGPIE AVENUE, STEWARTBY, BEDFORD, MK43 9NP | £281,000 | 21/12/2021 | Semi-detached |

**Street average:** £282,500 (2 sales)
**Area average:** £320,590 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £343,808 (46 Semi-detached, MK43, 2024–2026)
- **Deviation:** -18.6%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,049/mo
- **Realistic:** £1,166/mo
- **Optimistic:** £1,283/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £145,750
- **Target investor price (1%):** £116,600

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,917/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.8%
- **10y growth:** 28.6%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.6%
- **5y growth (index):** 23%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

96 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£275,000 Mar 2020

Price per m²

£2,917/m²

Local average

£343,808 (-18.6%)

Deprivation

Decile 5 (15,216 of 33,755)

Street crime

8 incidents within 1 mile (Apr 2026)

Key features

Three Bedrooms
Semi Detached House
Generous Rear Garden
Ample Parking
Garage and outbuildings
Excellent Road Links

Additional details

Parking: Yes
Garden: Yes

Description

This fantastic three bedroom semi detached house in Stewartby has a generous rear garden and plenty on parking.

Listed by

Bedford

Spicerhaart

Reference: 86587964

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 30/11/2019

Expiry date: 29/11/2029

Current heating cost: £642/year

Potential heating cost: £480/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (1,500)
Floor insulation (solid floor) (6,000)
Low energy lighting for all fixed outlets (15)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4529526

Property Details

Street: 8 Magpie Avenue

Town: Stewartby

Postcode: MK43 9NP

Installation Details

Items: 1 door

Certificate Issued: 06/03/2007

Work Completed: 19/02/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	20/03/2020 (6 years ago)	£275,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
123 MONTGOMERY CLOSE, STEWARTBY, BEDFORD, MK43 9LP	£350,000	10/12/2025	Semi-detached
22 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£335,000	26/11/2025	Semi-detached
53 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR	£315,000	14/11/2025	Semi-detached
41 MILTON CRESCENT, STEWARTBY, BEDFORD, MK43 9SX	£177,000	30/10/2025	Semi-detached
12 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ	£300,000	14/02/2025	Semi-detached
22 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ	£315,000	14/11/2023	Semi-detached
13 OXFORD BLUE WAY, STEWARTBY, BEDFORD, MK43 9GF	£305,000	20/04/2023	Semi-detached
6 PILLINGE ROAD, STEWARTBY, BEDFORD, MK43 9NW	£363,500	31/03/2023	Semi-detached
6 CORONATION WAY, STEWARTBY, BEDFORD, MK43 9GQ	£322,500	22/03/2023	Semi-detached
32 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£333,000	22/12/2022	Semi-detached
16 CHILTERN ROAD, STEWARTBY, BEDFORD, MK43 9TJ	£407,400	09/12/2022	Semi-detached
4 STEWARTBY WAY, STEWARTBY, BEDFORD, MK43 9LJ	£240,000	06/12/2022	Semi-detached
16 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£315,000	30/11/2022	Semi-detached
18 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£280,000	30/11/2022	Semi-detached
20B PARK CRESCENT, STEWARTBY, BEDFORD, MK43 9NL	£390,000	30/11/2022	Semi-detached
20 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£299,000	25/11/2022	Semi-detached
6 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£259,000	31/10/2022	Semi-detached
33 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ	£418,000	28/10/2022	Semi-detached
4 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF	£280,000	30/09/2022	Semi-detached
31 HEREWOOD GREEN, STEWARTBY, BEDFORD, CENTRAL BEDFORDSHIRE, MK43 9SZ	£407,400	04/08/2022	Semi-detached
Same street 14 MAGPIE AVENUE, STEWARTBY, BEDFORD, MK43 9NP	£284,000	22/12/2021	Semi-detached
Same street 16 MAGPIE AVENUE, STEWARTBY, BEDFORD, MK43 9NP	£281,000	21/12/2021	Semi-detached

Street average: £282,500 (2 sales)

Area average: £320,590 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.8%

10y growth 28.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Semi-detached. As of March 2026.

1y (index) 6.6%

5y (index) 23%

10y (index) 50.4%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,049/mo

Realistic £1,166/mo

Optimistic £1,283/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: £997/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK43 9NP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.3 miles
Train station	Stewartby	0.6 miles
Bus stop	Stewartby Turn	0.6 miles
Bus stop	How End Bus Stop	1.0 miles
Shop	Houghton Conquest Stores & PO	1.4 miles
Train station	Kempston Hardwick	1.5 miles
Hospital	Steppingley Hospital	4.1 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	4.2 miles
University	Cranfield University	5.1 miles
University	University of Bedfordshire Polhill Campus	5.7 miles

Street-level crime

Category	Count
Shoplifting	3
Anti-social behaviour	2
Violence and sexual offences	2
Criminal damage and arson	1
Total incidents	8

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Broadmead Lower School	Primary	0.2 miles	Good — 17 Sep 2023
Marston Vale Middle School	Primary	0.2 miles	— (Inspected (no overall grade))
Kimberley 16 - 19 Stem College	Other	0.8 miles	— (No rating)
Houghton Conquest Lower School	Primary	1.5 miles	Good — 1 Jul 2024
Marston Moreteyne VC School	Primary	1.9 miles	Good — 6 May 2024

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.42%

Max investor price (0.8%) £145,750

Target investor price (1%) £116,600

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).