# 3 bedroom end of terrace house for sale (HU13 9EQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 85 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE HU13 9EQ |
| Price | £185,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 95 m² |
| Last sold | £173,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 01/12/2034
- **Current heating cost:** £1,928/year
- **Est. upgrade cost to C:** £20,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2170-5802-2040-8098-2501)

## Description

No Onward Chain!

This extended end of terrace property is offered to the market with no onward chain, situated in a sought after location on First Lane, well placed to access a host of local amenities and benefits from great local schools making this a great option for the growing family.

The main features include - porch, entrance hall, open plan lounge / diner, fitted kitchen and further sitting room with French doors that open out to the garden. The first floor boasts three good bedrooms (beds one and two with fitted wardrobes) together with the well appointed family bathroom suite.

Externally there are wrap around gardens to three sides, the front garden is low maintenance by design with side plot, the rear garden is enclosed to the boundary with a paved patio seating area to enjoy the sun in the warmer months and the rest is laid to lawn together with the garage.

Early viewings are advised.

**The Accommodation Comprises** - 

**Porch** - Upvc double glazed front door and tiled flooring.

**Hallway** - Upvc double glazed window, central heating radiator and under stairs storage.

**Lounge** - 4.06m x 3.55m (13'3" x 11'7") - Upvc double glazed bay window, central heating radiator and electric fire.

**Dining Room** - 3.60m x 5.29m (11'9" x 17'4") - Upvc double glazed window, central heating radiator and under stairs storage.

**Kitchen** - 3.58m x 2.64m (11'8" x 8'7") - Upvc double glazed window, window through to sun room, central heating radiator, laminate flooring and fitted with a range of floor and eye level units, worktops with splashback tiles above, sink and cooker hood.

**Sun Room** - 3.48m x 2.31m (11'5" x 7'6") - Upvc double glazed French doors leading to the garden and central heating radiator.

**First Floor** - 

**Landing** - Upvc double glazed window and loft hatch.

**Bedroom One** - 4.06m x 3.35m  (13'3" x 10'11" ) - Upvc double glazed window, central heating radiator and fitted wardrobes.

**Bedroom Two** - 3.36m x 2.87m (11'0" x 9'4") - Upvc double glazed window, central heating radiator and fitted wardrobes.

**Bedroom Three** - 2.03m x 1.75m (6'7" x 5'8") - Upvc double glazed window and central heating radiator.

**Shower Room** - Upvc double glazed window, central heating radiator, tiled walls and fitted with a three piece suite comprising walk in shower enclosure with electric shower, vanity sink and low flush W.C.

**External** - Externally there are wrap around gardens to three sides, the front garden is low maintenance by design with side plot, the rear garden is enclosed to the boundary with a paved patio seating area to enjoy the sun in the warmer months and the rest is laid to lawn together with the garage.

**Epc** - EPC - D

**Tenure** - This property is held under Freehold tenureship.

**Council Tax** - Local Authority - East Riding Of Yorkshire

Council Tax band - B

**Additional Services** - Whitaker Estate Agents offer additional services via third parties: surveying, financial services, investment insurance, conveyancing and other services associated with the sale and purchase of your property.

We are legally obliged to advise a vendor of any additional services a buyer has applied to use in connection with their purchase. We will do so in our memorandum of sale when the sale is instructed to both parties solicitors, the vendor and the buyer.

**Agents Notes** - Services, fittings & equipment referred to in these sale particulars have not been tested ( unless otherwise stated ) and no warranty can be given as to their condition. Please note that all measurements are approximate and for general guidance purposes only.

**Free Market Appraisals / Valuations** - We offer a free sales valuation service, as an Independent company we have a strong interest in making sure you achieve a quick sale. If you need advice on any aspect of buying or selling please do not hesitate to ask.

**Material Information** - Construction - Standard

Conservation Area - No

Flood Risk -Low

Mobile Coverage / Signal - EE Vodafone Three O2

Broadband - Basic 7 Mbps Ultrafast 1000 Mbp

Coastal Erosion -N/A

Coalfield or Mining Area - N/A

**Whitakers Estate Agent Declaration** - Whitakers Estate Agents for themselves and for the lessors of the property, whose agents they are give notice that these particulars are produced in good faith, are set out as a general guide only & do not constitute any part of a contract. No person in the employ of Whitakers Estate Agents has any authority to make or give any representation or warranty in relation to this property.

## Property Photos

- ![External](/listings/photos/155293055/713703) - External
- ![Kitchen](/listings/photos/155293055/713706) - Kitchen
- ![Lounge](/listings/photos/155293055/713708) - Lounge
- ![Sun Room](/listings/photos/155293055/713711) - Sun Room
- ![Dining Room](/listings/photos/155293055/713713) - Dining Room
- ![Bedroom One](/listings/photos/155293055/713715) - Bedroom One
- ![Bedroom Three](/listings/photos/155293055/713717) - Bedroom Three
- ![Bedroom Two](/listings/photos/155293055/713720) - Bedroom Two
- ![Shower Room](/listings/photos/155293055/713723) - Shower Room
- ![External](/listings/photos/155293055/713726) - External

## Floorplans

- ![Floorplan.jpg](/listings/photos/155293055/713729) - Floorplan.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/155293055/713733) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5599802
- **Address:** 85 First Lane, HESSLE, HU13 9EQ
- **Certificate Issued:** 14/04/2008
- **Work Completed:** 02/04/2008
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EQ | £173,000 | 23/05/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £165,000 | 28/11/2025 | Terraced |
| 13 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £215,000 | 28/11/2025 | Terraced |
| 29 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EF | £120,000 | 24/11/2025 | Terraced |
| 9 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JH | £219,950 | 12/11/2025 | Terraced |
| 39 COTTESMORE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JQ | £177,500 | 26/08/2025 | Terraced |
| 7 SWITHIN CLOSE, HULL, CITY OF KINGSTON UPON HULL, HU4 7DL | £100,000 | 16/07/2025 | Terraced |
| 12 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EA | £65,000 | 31/10/2023 | Terraced |
| 2 YARMOUTH AVENUE, HULL, CITY OF KINGSTON UPON HULL, HU4 7ES | £134,000 | 18/10/2023 | Terraced |
| 40 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JJ | £180,000 | 13/10/2023 | Terraced |
| 26 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EH | £169,950 | 28/07/2023 | Terraced |
| 32 WINTHORPE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EX | £165,000 | 05/07/2023 | Terraced |
| 34 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JJ | £215,000 | 16/06/2023 | Terraced |
| 8 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EA | £121,000 | 06/06/2023 | Terraced |
| 92 SEATON ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9EJ | £160,000 | 02/06/2023 | Terraced |
| 55 BELVEDERE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JH | £215,000 | 05/05/2023 | Terraced |
| 13 FIRST LANE, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9ED | £147,500 | 05/05/2023 | Terraced |
| 9 ULVERSTON ROAD, HULL, CITY OF KINGSTON UPON HULL, HU4 7HL | £155,000 | 28/04/2023 | Terraced |
| 29 COTTESMORE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JQ | £138,056 | 11/04/2023 | Terraced |
| 76 SALTASH ROAD, HULL, CITY OF KINGSTON UPON HULL, HU4 7EX | £125,000 | 24/03/2023 | Terraced |
| 118 COTTESMORE ROAD, HESSLE, EAST RIDING OF YORKSHIRE, HU13 9JG | £115,000 | 16/01/2023 | Terraced |

**Area average:** £155,148 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £169,036 (25 Terraced, HU13, 2024–2026)
- **Deviation:** +9.4%

## Rental Range

*ONS Price Index of Private Rents (East Riding of Yorkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £649/mo
- **Realistic:** £721/mo
- **Optimistic:** £793/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Tilbury Rd, HU4 | £700/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £87,500
- **Target investor price (1%):** £70,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £700/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22×
- **Monthly cashflow:** £-124/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,947/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.9%
- **10y growth:** 70.5%

## House Price Index (HM Land Registry)

*Official index for East Riding of Yorkshire; Terraced series; as of March 2026.*

- **1y growth (index):** 0%
- **5y growth (index):** 15.8%
- **10y growth (index):** 45.4%

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)