For sale Flat

FLAT 4

1 COX TERRACE, READING, READING RG1 8FY

1 beds 1 baths Listed 24 Sep 2026 (-37d)

£265,000

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# 1 bedroom apartment for sale (RG1 8FY)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 4, 1 COX TERRACE, READING, READING RG1 8FY |
| Price | £265,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £279,950 Sep 2022 |

## Description

**Communal Entrance** - A spacious and well maintained entrance hall leading to the stairs and lifts to other floors along with the front door of the property.

**Hallway** - A bright and welcoming hallway with LVT flooring and doors to the living room, bedroom and bathroom with a large built in storage cupboard.

**Living Room** - 5.78 x 4.87 (18'11" x 15'11") - Large living room with two floor to ceiling windows providing lots of natural light, built in cupboard housing the boiler and LVT flooring.

**Kitchen Area** - A well equipped and modern kitchen area with built in fridge freezer, dishwasher, washing machine, oven, gas hob and extractor with under cupboard lighting, plenty of base and eye level units and work surfaces.

**Bathroom** - 2.15 x 1.93 (7'0" x 6'3") - Modern and stylish bathroom with sink, wc and bath with shower.

**Bedroom** - 3.79 x 3.5 (12'5" x 11'5") - A very good sized double bedroom with two floor to ceiling windows providing plenty of natural light and LVT flooring.

**Communal Garden** - A well maintained and smart communal garden that includes a courtyard garden, playground and well presented grounds surrounding and between the blocks of the development.

**Parking** - The property benefits from one allocated external parking space to the front of the property.

**Services** - Water. Mains

Drainage. Mains

Electricity. Mains

Heating. Gas

Mobile phone. The vendor is not aware of any specific restricted mobile phone coverage

Broadband. Ultrafast, information obtained from Ofcom

All appliances and services are untested.

**Tenure** - Lease term: 999 years from 1st August 2021

Ground rent: £0

Service charge: £1984.38 per annum

## Property Photos

- ![1524797 (7).JPG](/listings/photos/93540963/2498028) - 1524797 (7).JPG
- ![1524797 (10).JPG](/listings/photos/93540963/2498029) - 1524797 (10).JPG
- ![Living room](/listings/photos/93540963/2498030) - Living room
- ![1524797 (9).JPG](/listings/photos/93540963/2498031) - 1524797 (9).JPG
- ![1524797 (11).JPG](/listings/photos/93540963/2498032) - 1524797 (11).JPG
- ![Kitchen area](/listings/photos/93540963/2498034) - Kitchen area
- ![1524797 (8).JPG](/listings/photos/93540963/2498035) - 1524797 (8).JPG
- ![1524797 (12).JPG](/listings/photos/93540963/2498037) - 1524797 (12).JPG
- ![Bathroom](/listings/photos/93540963/2498039) - Bathroom
- ![Bedroom](/listings/photos/93540963/2498041) - Bedroom
- ![1524797 (5).JPG](/listings/photos/93540963/2498043) - 1524797 (5).JPG
- ![Communal garden](/listings/photos/93540963/2498045) - Communal garden

## Floorplans

- ![Flat 4, 1 Cox Terrace-high.jpg](/listings/photos/93540963/2498046) - Flat 4, 1 Cox Terrace-high.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/93540963/2498048) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 FLAT 4 COX TERRACE, READING, RG1 8FY | £279,950 | 02/09/2022 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 1 FLAT 7 COX TERRACE, READING, RG1 8FY | £352,000 | 30/09/2022 | Flat |
| [Same street] 1 FLAT 9 COX TERRACE, READING, RG1 8FY | £352,000 | 31/08/2022 | Flat |
| [Same street] 1 FLAT 5 COX TERRACE, READING, RG1 8FY | £362,500 | 31/08/2022 | Flat |
| [Same street] 1 FLAT 16 COX TERRACE, READING, RG1 8FY | £357,000 | 10/08/2022 | Flat |
| 8 PRINTERS ROAD, READING, RG1 8GF | £505,000 | 22/07/2022 | Flat |
| [Same street] 1 FLAT 17 COX TERRACE, READING, RG1 8FY | £347,500 | 13/07/2022 | Flat |
| [Same street] 1 FLAT 23 COX TERRACE, READING, RG1 8FY | £355,000 | 30/06/2022 | Flat |
| [Same street] 1 FLAT 21 COX TERRACE, READING, RG1 8FY | £390,000 | 30/06/2022 | Flat |
| [Same street] 1 FLAT 26 COX TERRACE, READING, RG1 8FY | £280,000 | 30/06/2022 | Flat |
| [Same street] 1 FLAT 25 COX TERRACE, READING, RG1 8FY | £355,000 | 30/06/2022 | Flat |
| [Same street] 1 FLAT 20 COX TERRACE, READING, RG1 8FY | £290,000 | 27/06/2022 | Flat |
| [Same street] 1 FLAT 24 COX TERRACE, READING, RG1 8FY | £352,500 | 22/06/2022 | Flat |
| [Same street] 1 FLAT 14 COX TERRACE, READING, RG1 8FY | £435,600 | 17/06/2022 | Flat |
| [Same street] 1 FLAT 15 COX TERRACE, READING, RG1 8FY | £352,000 | 17/06/2022 | Flat |
| [Same street] 1 FLAT 3 COX TERRACE, READING, RG1 8FY | £405,000 | 17/06/2022 | Flat |
| [Same street] 1 FLAT 12 COX TERRACE, READING, RG1 8FY | £365,000 | 17/06/2022 | Flat |

**Street average:** £356,740 (15 sales)
**Area average:** £505,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £233,536 (76 Flat, RG1, 2024–2026)
- **Deviation:** +13.5%

## Rental Range

*ONS Price Index of Private Rents (South East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,294/mo
- **Realistic:** £1,438/mo
- **Optimistic:** £1,582/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Newport Road, RG1 | £1,150/mo | 1 | 0.17 miles | OpenRent |
| 1 Bed Flat, William Street, RG1 | £1,200/mo | 1 | 0.33 miles | OpenRent |
| 1 Bed Flat, Malthouse Lane, RG1 | £1,300/mo | 1 | 0.37 miles | OpenRent |
| 1 Bed Flat, Oaklands, RG1 | £999/mo | 1 | 0.4 miles | OpenRent |
| 1 Bed Flat, The Malthouse, RG1 | £950/mo | 1 | 0.4 miles | OpenRent |
| 1 Bed Flat, Chatham Street, RG1 | £950/mo | 1 | 0.4 miles | OpenRent |
| 1 Bed Flat, The Malthouse, RG1 | £950/mo | 1 | 0.4 miles | OpenRent |
| 1 Bed Flat, Stanley Grove, RG1 | £1,150/mo | 1 | 0.47 miles | OpenRent |
| 1 Bed Flat, George Street, RG1 | £1,050/mo | 1 | 0.47 miles | OpenRent |
| 1 Bed Flat, Zinzan Street, RG1 | £975/mo | 1 | 0.53 miles | OpenRent |
| Studio Flat, Russell St, RG1 | £980/mo | 1 | 0.58 miles | OpenRent |

**Average rent: £1,059/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £124,875
- **Target investor price (1%):** £99,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £999/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.1×
- **Monthly cashflow:** £-169/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.5%
- **10y growth:** -6.6%

## House Price Index (HM Land Registry)

*Official index for South East; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -2.7%
- **5y growth (index):** 2%
- **10y growth (index):** 8.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

1524797 (7).JPG 1524797 (10).JPG Living room 1524797 (9).JPG 1524797 (11).JPG Kitchen area 1524797 (8).JPG 1524797 (12).JPG Bathroom Bedroom 1524797 (5).JPG Communal garden

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Property details

Tenure

LEASEHOLD (994 years remaining on lease)

Council tax band

Last sold

£279,950 Sep 2022

Local average

£233,536 (+13.5%)

Street crime

865 incidents within 1 mile (Aug 2026)

Key features

Only moments from Reading train station
Allocated parking & communal gardens
Modern and stylish development built in 2022
999 year lease & peppercorn ground rent
One large double bedroom
Modern kitchen with integrated appliances and open plan living
Stylish, fully tiled bathroom
Idea first time buy or rental investment
Council tax band C
EPC rating B

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Communal
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No

Description

A spacious and well-presented one-bedroom ground floor apartment offering approximately 558sq ft of accommodation, ideally situated in a quiet residential area within easy reach of Reading station, town centre and Caversham riverside. The modern apartment features a particularly generous open-plan living/kitchen area, large double bedroom, modern bathroom, high energy efficiency, allocated parking and a 994-year lease with a peppercorn ground rent. To appreciate the space available, call to arrange a viewing.

Communal Entrance - A spacious and well maintained entrance hall leading to the stairs and lifts to other floors along with the front door of the property.

Hallway - A bright and welcoming hallway with LVT flooring and doors to the living room, bedroom and bathroom with a large built in storage cupboard.

Living Room - 5.78 x 4.87 (18'11" x 15'11") - Large living room with two floor to ceiling windows providing lots of natural light, built in cupboard housing the boiler and LVT flooring.

Kitchen Area - A well equipped and modern kitchen area with built in fridge freezer, dishwasher, washing machine, oven, gas hob and extractor with under cupboard lighting, plenty of base and eye level units and work surfaces.

Bathroom - 2.15 x 1.93 (7'0" x 6'3") - Modern and stylish bathroom with sink, wc and bath with shower.

Bedroom - 3.79 x 3.5 (12'5" x 11'5") - A very good sized double bedroom with two floor to ceiling windows providing plenty of natural light and LVT flooring.

Communal Garden - A well maintained and smart communal garden that includes a courtyard garden, playground and well presented grounds surrounding and between the blocks of the development.

Parking - The property benefits from one allocated external parking space to the front of the property.

Services - Water. Mains
Drainage. Mains
Electricity. Mains
Heating. Gas

Mobile phone. The vendor is not aware of any specific restricted mobile phone coverage

Broadband. Ultrafast, information obtained from Ofcom

All appliances and services are untested.

Tenure - Lease term: 999 years from 1st August 2021
Ground rent: £0
Service charge: £1984.38 per annum

Listed by

Caversham

Nicholas Estate Agents

Reference: 93540963

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Building plot (shared): ~5,678 m² (1.40 acres) (area is for the building, not the flat)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Flat 4, 1 Cox Terrace-high.jpg

EPC Graphs

EE Rating

Price history

Event	Date	Price	% change
Listed for sale	—	£265,000	-5.3%
Sold	02/09/2022 (4 years ago)	£279,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 1 FLAT 7 COX TERRACE, READING, RG1 8FY	£352,000	30/09/2022	Flat
Same street 1 FLAT 9 COX TERRACE, READING, RG1 8FY	£352,000	31/08/2022	Flat
Same street 1 FLAT 5 COX TERRACE, READING, RG1 8FY	£362,500	31/08/2022	Flat
Same street 1 FLAT 16 COX TERRACE, READING, RG1 8FY	£357,000	10/08/2022	Flat
8 PRINTERS ROAD, READING, RG1 8GF	£505,000	22/07/2022	Flat
Same street 1 FLAT 17 COX TERRACE, READING, RG1 8FY	£347,500	13/07/2022	Flat
Same street 1 FLAT 23 COX TERRACE, READING, RG1 8FY	£355,000	30/06/2022	Flat
Same street 1 FLAT 21 COX TERRACE, READING, RG1 8FY	£390,000	30/06/2022	Flat
Same street 1 FLAT 26 COX TERRACE, READING, RG1 8FY	£280,000	30/06/2022	Flat
Same street 1 FLAT 25 COX TERRACE, READING, RG1 8FY	£355,000	30/06/2022	Flat
Same street 1 FLAT 20 COX TERRACE, READING, RG1 8FY	£290,000	27/06/2022	Flat
Same street 1 FLAT 24 COX TERRACE, READING, RG1 8FY	£352,500	22/06/2022	Flat
Same street 1 FLAT 14 COX TERRACE, READING, RG1 8FY	£435,600	17/06/2022	Flat
Same street 1 FLAT 15 COX TERRACE, READING, RG1 8FY	£352,000	17/06/2022	Flat
Same street 1 FLAT 3 COX TERRACE, READING, RG1 8FY	£405,000	17/06/2022	Flat
Same street 1 FLAT 12 COX TERRACE, READING, RG1 8FY	£365,000	17/06/2022	Flat

Street average: £356,740 (15 sales)

Area average: £505,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -5.5%

10y growth -6.6%

House Price Index (HM Land Registry — official index, not sold-price averages): South East. Series: Flats and maisonettes. As of July 2026.

1y (index) -2.7%

5y (index) 2%

10y (index) 8.1%

Rental Range

Estimated market rent for South East. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,294/mo

Realistic £1,438/mo

Optimistic £1,582/mo

Based on Postcode area RG → South East.

Location

Map view View on Google Maps View on OpenStreetMap Street View RG1 8FY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Turbo Electric Ltd	0.1 miles
Shop	Pack & Send	0.1 miles
Bus stop	Caversham Road Fire Station	0.2 miles
Bus stop	Rivermead Leisure Centre	0.2 miles
Train station	Reading	0.4 miles
Train station	Reading West	0.7 miles
Hospital	Princes House	1.2 miles
University	University of Reading, London Road Campus	1.2 miles
Hospital	Royal Berkshire Hospital	1.3 miles
University	University of Reading - Whiteknights Campus	2.1 miles

Street-level crime

Category	Count
Violence and sexual offences	240
Shoplifting	175
Other theft	86
Anti-social behaviour	85
Public order	75
Criminal damage and arson	60
Drugs	36
Vehicle crime	31
Robbery	22
Burglary	17
Bicycle theft	14
Theft from the person	14
Other crime	5
Possession of weapons	5
Total incidents	865

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
E P Collier Primary School	Primary	0.1 miles	Good — 21 Mar 2023
Civitas Academy	Primary	0.3 miles	Good — 11 Oct 2018
Thameside Primary School	Primary	0.5 miles	Good — 22 Mar 2016
Oxford Road Community School	Primary	0.5 miles	Good — 10 Nov 2014
St Anne's Catholic Primary School	Primary	0.8 miles	Good — 8 Dec 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Newport Road, RG1	£1,150/mo	1	0.17 miles	OpenRent
1 Bed Flat, William Street, RG1	£1,200/mo	1	0.33 miles	OpenRent
1 Bed Flat, Malthouse Lane, RG1	£1,300/mo	1	0.37 miles	OpenRent
1 Bed Flat, Oaklands, RG1	£999/mo	1	0.4 miles	OpenRent
1 Bed Flat, The Malthouse, RG1	£950/mo	1	0.4 miles	OpenRent
1 Bed Flat, Chatham Street, RG1	£950/mo	1	0.4 miles	OpenRent
1 Bed Flat, The Malthouse, RG1	£950/mo	1	0.4 miles	OpenRent
1 Bed Flat, Stanley Grove, RG1	£1,150/mo	1	0.47 miles	OpenRent
1 Bed Flat, George Street, RG1	£1,050/mo	1	0.47 miles	OpenRent
1 Bed Flat, Zinzan Street, RG1	£975/mo	1	0.53 miles	OpenRent
Studio Flat, Russell St, RG1	£980/mo	1	0.58 miles	OpenRent

Average rent: £1,059/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £124,875

Target investor price (1%) £99,900

Gross yield 4.5%

Cost-to-rent ratio 22.1×

Monthly cashflow £-169/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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