# Studio flat for sale (WD25 9AR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 OSPREY CLOSE, WATFORD, HERTFORDSHIRE WD25 9AR |
| Price | £145,000 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £140,000 Aug 2025 |

## Description

Delightful studio flat with 2 parking spaces.

This lovely property has a good sized living room/bedroom as well as a separate kitchen. There is also a modern bathroom and storage cupboard.

The property also benefits from 2 parking spaces. 

Due to its brilliant location; the flat is in close proximity to excellent schools, has easy access to the major road links of the M1 & M25 and is only a short distance to all local amenities

Lease Expires - 31/8/2180 

Service Charge - (for 2024) £1,648.34  which includes water rates 

Ground Rent - Peppercorn (£0pa)

## Property Photos

- ![Exterior](/listings/photos/160261940/370375) - Exterior
- ![Kitchen](/listings/photos/160261940/370376) - Kitchen
- ![LivingSleeping Ar...](/listings/photos/160261940/370377) - LivingSleeping Ar...
- ![livingsleeping Ar...](/listings/photos/160261940/370378) - livingsleeping Ar...
- ![Bathroom](/listings/photos/160261940/370379) - Bathroom

## Floorplans

- ![Floorplan](/listings/photos/160261940/370380) - Floorplan

## EPC Graphs

- ![EPC 1](/listings/photos/160261940/370381) - EPC 1
- ![EPC Front Page](/listings/photos/160261940/370382) - EPC Front Page

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #11816354
- **Address:** 4 Osprey Close, Falcon Way, WD25 9AR
- **Certificate Issued:** 08/08/2016
- **Work Completed:** 04/08/2016
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £140,000 | 29/08/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 RAVENSCROFT, WATFORD, HERTFORDSHIRE, WD25 9AG | £145,000 | 01/12/2023 | Flat |
| 57 RAVENSCROFT, WATFORD, HERTFORDSHIRE, WD25 9AG | £225,000 | 09/10/2023 | Flat |
| 114 PEREGRINE CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AQ | £215,000 | 01/09/2023 | Flat |
| 68 RAVENSCROFT, WATFORD, HERTFORDSHIRE, WD25 9AG | £205,000 | 15/12/2022 | Flat |
| [Same street] 66 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £272,500 | 25/11/2022 | Flat |
| 84 PEREGRINE CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AQ | £245,000 | 18/11/2022 | Flat |
| 118 PEREGRINE CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AQ | £250,000 | 04/11/2022 | Flat |
| [Same street] 45 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £195,000 | 28/10/2022 | Flat |
| [Same street] 57 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £210,000 | 23/09/2022 | Flat |
| 104 PEREGRINE CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AQ | £245,000 | 22/06/2022 | Flat |
| 47 COATES DELL, WATFORD, HERTFORDSHIRE, WD25 9RL | £210,000 | 14/06/2022 | Flat |
| 6A BOVINGDON CRESCENT, WATFORD, HERTFORDSHIRE, WD25 9RA | £283,500 | 28/02/2022 | Flat |
| 69 RAVENSCROFT, WATFORD, HERTFORDSHIRE, WD25 9AG | £163,000 | 04/02/2022 | Flat |
| [Same street] 12 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £157,000 | 14/10/2021 | Flat |
| 8 BOVINGDON CRESCENT, WATFORD, HERTFORDSHIRE, WD25 9RA | £279,500 | 31/08/2021 | Flat |
| [Same street] 8 OSPREY CLOSE, WATFORD, HERTSMERE, HERTFORDSHIRE, WD25 9AR | £158,000 | 27/08/2021 | Flat |

**Street average:** £198,500 (5 sales)
**Area average:** £224,182 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £290,417 (18 Flat, WD25, 2024–2026)
- **Deviation:** -50.1%

## Rental Range

*ONS Price Index of Private Rents (Hertsmere). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,616/mo
- **Realistic:** £1,796/mo
- **Optimistic:** £1,976/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South West Herts (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Peregrine Close, WD25 | £1,400/mo | 2 | 0.02 miles | OpenRent |
| 2 Bed Maisonette, St. Albans Road, WD25 | £1,500/mo | 2 | 0.4 miles | OpenRent |
| Studio Flat, St. Albans Road, WD25 | £825/mo | 1 | 0.41 miles | OpenRent |
| 2 Bed Flat, Evolution, WD25 | £1,425/mo | 2 | 0.41 miles | OpenRent |
| 3 Bed Terraced House, Ivinghoe Close, WD25 | £1,850/mo | 3 | 0.5 miles | OpenRent |
| 3 Bed Terraced House, Lea Bushes, WD25 | £1,950/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £1,492/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 1.01% (strong)
- **Max investor price (0.8%):** £182,875
- **Target investor price (1%):** £146,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,463/mo).*

- **Gross yield:** 12.1%
- **Cost-to-rent:** 8.3×
- **Monthly cashflow:** £721/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 20.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 29.9%
- **10y growth:** 31.2%

## House Price Index (HM Land Registry)

*Official index for Hertsmere; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** -0.8%
- **10y growth (index):** 6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)