# 2 bedroom end of terrace house for sale (LU5 4HL) ## Property Details | Key | Value | |-----|-------| | Address | 5 BERNARD CLOSE, DUNSTABLE, CENTRAL BEDFORDSHIRE LU5 4HL | | Price | £330,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Last sold | £325,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 18/10/2031 - **Current heating cost:** £445/year - **Est. upgrade cost to C:** £14,500 ### Recommendations - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2180-9100-8090-4093-1891) ## Description This extended, two bedroom house is set on a large corner plot within a quiet cul-de-sac in Central Dunstable, with the added benefit of No Upper Chain. The accommodation includes entrance hall, lounge, dining room, refitted kitchen, cloak/utility room, landing, two bedrooms and refitted bathroom. Externally there is a block paved driveway, garage and large corner plot, rear garden with timber shed and gated side access. The property is situated within walking distance of Dunstable Town Centre and has excellent access to the Guided Busway leading to Luton train station. The nearby amenities include the Leisure Centre, Library, Grove Theatre and Supermarket. ## Property Photos - ![Front](/listings/photos/168129524/1687689) - Front - ![Kitchen](/listings/photos/168129524/1687690) - Kitchen - ![Kitchen](/listings/photos/168129524/1687691) - Kitchen - ![Cloak/Utility Room](/listings/photos/168129524/1687692) - Cloak/Utility Room - ![Rear Aspect](/listings/photos/168129524/1687693) - Rear Aspect - ![Rear Garden](/listings/photos/168129524/1687694) - Rear Garden - ![Lounge](/listings/photos/168129524/1687695) - Lounge - ![Dining Area](/listings/photos/168129524/1687696) - Dining Area - ![Bedroom](/listings/photos/168129524/1687697) - Bedroom - ![Bathroom](/listings/photos/168129524/1687698) - Bathroom - ![Bedroom](/listings/photos/168129524/1687699) - Bedroom - ![Rear Garden](/listings/photos/168129524/1687700) - Rear Garden - ![Kitchen](/listings/photos/168129524/1687701) - Kitchen - ![Lounge](/listings/photos/168129524/1687702) - Lounge - ![Bedroom](/listings/photos/168129524/1687703) - Bedroom - ![1362389-20-68e67a...](/listings/photos/168129524/1687704) - 1362389-20-68e67a... ## Floorplans - ![1362389.jpg](/listings/photos/168129524/1687705) - 1362389.jpg ## EPC Graphs - ![EPC Rating Graph](/listings/photos/168129524/1687706) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 5 BERNARD CLOSE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HL | £325,000 | 09/03/2026 | Terraced | | 5 BERNARD CLOSE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HL | £320,000 | 18/03/2022 | Terraced | | 5 BERNARD CLOSE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HL | £250,000 | 06/12/2016 | Terraced | | 5 BERNARD CLOSE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HL | £159,995 | 19/08/2011 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 37 BAGSHAWE WAY, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FJ | £360,000 | 15/12/2025 | Terraced | | 35 FAUNA FIELD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FP | £320,000 | 12/12/2025 | Terraced | | 51 ST PETERS ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HY | £271,000 | 08/08/2025 | Terraced | | 12 KINGSCROFT AVENUE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HQ | £354,000 | 30/06/2025 | Terraced | | 45 ST PETERS ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HY | £230,000 | 24/11/2023 | Terraced | | 15 BIGTHAN ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HX | £325,000 | 25/05/2023 | Terraced | | 27 BAGSHAWE WAY, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FJ | £287,000 | 18/11/2022 | Terraced | | 77 BAGSHAWE WAY, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FJ | £405,000 | 18/11/2022 | Terraced | | 29 ST PETERS ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HY | £277,500 | 14/10/2022 | Terraced | | [Same street] 16 BERNARD CLOSE, DUNSTABLE, BEDFORD, LU5 4HL | £330,000 | 29/09/2022 | Terraced | | 16 ALFRED STREET, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HZ | £305,000 | 26/08/2022 | Terraced | | 35 BAGSHAWE WAY, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FJ | £325,000 | 08/07/2022 | Terraced | | 26 ALFRED STREET, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HZ | £295,000 | 11/04/2022 | Terraced | | 77 TILLING GREEN, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FL | £201,950 | 18/03/2022 | Terraced | | 7 DUKEMINSTER ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FF | £330,000 | 25/02/2022 | Terraced | | 40 ALFRED STREET, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HZ | £290,000 | 10/01/2022 | Terraced | | 71 TILLING GREEN, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4FL | £198,950 | 23/12/2021 | Terraced | | 69 ST PETERS ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HY | £325,000 | 17/12/2021 | Terraced | | 9 ST PETERS ROAD, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HY | £377,000 | 30/09/2021 | Terraced | | 33 ALFRED STREET, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HZ | £282,000 | 30/09/2021 | Terraced | | 9 ENGLANDS LANE, DUNSTABLE, CENTRAL BEDFORDSHIRE, LU5 4HT | £250,000 | 29/09/2021 | Terraced | **Street average:** £330,000 (1 sale) **Area average:** £300,470 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £291,940 (57 Terraced, LU5, 2024–2026) - **Deviation:** +13% ## Rental Range *ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,125/mo - **Realistic:** £1,250/mo - **Optimistic:** £1,375/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £873/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Eastgate Court, LU5 | £1,195/mo | 2 | 0.11 miles | OpenRent | | 2 Bed Flat, Queens Court, LU5 | £1,100/mo | 2 | 0.15 miles | OpenRent | | 2 Bed Flat, Church Street, LU5 | £1,350/mo | 2 | 0.16 miles | OpenRent | | 2 Bed Flat, High St South, LU6 | £1,250/mo | 2 | 0.24 miles | OpenRent | **Average rent: £1,224/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.37% (weak for cashflow) - **Max investor price (0.8%):** £152,875 - **Target investor price (1%):** £122,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,223/mo).* - **Gross yield:** 4.4% - **Cost-to-rent:** 22.5× - **Monthly cashflow:** £-224/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £5,000/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 20.4% - **10y growth:** 37.7% ## House Price Index (HM Land Registry) *Official index for Central Bedfordshire; Terraced series; as of May 2026.* - **1y growth (index):** 2% - **5y growth (index):** 17% - **10y growth (index):** 31.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)