# 1 bedroom ground floor flat for sale (CT9 5RT)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 1, 41 RAMSGATE ROAD, MARGATE, KENT CT9 5RT |
| Price | £105,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 46 m² |
| Last sold | £90,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/05/2021 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £373/year
- **Est. upgrade cost to C:** £14,915

### Recommendations
- E (£15)
- G (£350 - £450)
- O (£2,500 - £6,500)
- Q (£5,500 - £14,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0087-2862-6052-9699-1411)

## Description

Cosy one bedroom, ground floor flat situated minutes from the QEQM and a short walk into the Old Town and Seafront. This lovely apartment benefits from a lounge/diner, modern compact kitchen with freestanding fridge/freezer and electric oven/hob, double bedroom with a floor to ceiling wardrobe and a spacious bathroom. Further features include; double glazing throughout, gas central heating, and a large storage cupboard. EPC rating C. Council Tax Band A. Available now!

## Property Photos

- ![Photo](/listings/photos/170377214/1644809)
- ![Lounge](/listings/photos/170377214/1644811) - Lounge
- ![Lounge](/listings/photos/170377214/1644818) - Lounge
- ![Bedroom](/listings/photos/170377214/1644826) - Bedroom
- ![Bathroom](/listings/photos/170377214/1644832) - Bathroom
- ![Kitchen](/listings/photos/170377214/1644837) - Kitchen
- ![Photo](/listings/photos/170377214/1644839)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 FLAT 1 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £90,000 | 22/05/2025 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 41 FLAT 2 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £102,500 | 03/12/2025 | Flat |
| [Same street] 25 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £340,000 | 22/05/2025 | Terraced |
| [Same street] 27A RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £170,000 | 20/10/2023 | Terraced |
| [Same street] 51 FLAT 2 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £85,000 | 31/03/2022 | Flat |
| 12A ALEXANDRA ROAD, MARGATE, THANET, KENT, CT9 5SP | £200,000 | 18/03/2022 | Flat |
| [Same street] 33 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £345,000 | 04/02/2022 | Terraced |
| 26 FLAT 2 VICARAGE CRESCENT, MARGATE, THANET, KENT, CT9 1LH | £128,000 | 14/01/2022 | Flat |
| [Same street] 53 TOP FLAT RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £150,000 | 01/10/2021 | Flat |
| [Same street] 41 FLAT 2 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £99,000 | 24/09/2021 | Flat |
| [Same street] 13 RAMSGATE ROAD, MARGATE, THANET, KENT, CT9 5RT | £370,000 | 21/09/2021 | Terraced |

**Street average:** £207,688 (8 sales)
**Area average:** £164,000 (2 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £170,482 (59 Flat, CT9, 2024–2026)
- **Deviation:** -38.4%

## Rental Range

*ONS Price Index of Private Rents (Thanet). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £999/mo
- **Realistic:** £1,110/mo
- **Optimistic:** £1,221/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Thanet (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £138,750
- **Target investor price (1%):** £111,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £2,283/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.9%
- **10y growth:** 38.7%

## House Price Index (HM Land Registry)

*Official index for Thanet; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -7.3%
- **5y growth (index):** -3.1%
- **10y growth (index):** 27.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)