# 3 bedroom semi-detached house for sale (LA19 5TF) ## Property Details | Key | Value | |-----|-------| | Address | 28 MAIN STREET, MILLOM, BOOTLE, CUMBERLAND LA19 5TF | | Price | £135,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £127,500 Sep 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** F - **Potential rating:** D - **Expiry date:** 07/10/2022 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £2,320/year - **Est. upgrade cost to C:** £28,288 ### Recommendations - Q (£4,000 - £14,000) - W (£800 - £1,200) - C (£15 - £30) - E (£15) - L (£1,500 - £2,000) - N (£4,000 - £6,000) - U (£9,000 - £14,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8202-7220-0129-6268-6902) ## Description In the rural village of Bootle, is this pretty little cottage with beautiful lawned rear garden. There is an open plan lounge dining room, with double windows to the front, kitchen and utility room, and also a very useful cellar for extra storage. Upstairs are three good sized bedrooms and a bathroom. There is also an attic room which provides extra storage. Outside there is a lawned rear garden, with mature planted borders and several potting sheds/outbuildings. Viewing highly recommended EPC Grade F.**IMPORTANT NOTE TO PURCHASERS:** We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller. WHV190101/2 ## Property Photos - ![Main Page](/listings/photos/84695891/1243877) - Main Page - ![Garden](/listings/photos/84695891/1243878) - Garden - ![Outbuilding](/listings/photos/84695891/1243879) - Outbuilding - ![Lounge/Dining Area](/listings/photos/84695891/1243880) - Lounge/Dining Area - ![Lounge/Dining Area](/listings/photos/84695891/1243881) - Lounge/Dining Area - ![Lounge/Dining Area](/listings/photos/84695891/1243882) - Lounge/Dining Area - ![Kitchen](/listings/photos/84695891/1243883) - Kitchen - ![Bedroom One](/listings/photos/84695891/1243884) - Bedroom One - ![Bedroom Two](/listings/photos/84695891/1243885) - Bedroom Two - ![Bedroom Two](/listings/photos/84695891/1243886) - Bedroom Two - ![Bedroom Three](/listings/photos/84695891/1243887) - Bedroom Three - ![Bathroom](/listings/photos/84695891/1243888) - Bathroom - ![Attic Room](/listings/photos/84695891/1243889) - Attic Room - ![Garden](/listings/photos/84695891/1243890) - Garden ## Floorplans - ![Floorplan](/listings/photos/84695891/1243891) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/84695891/1243892) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 28 MAIN STREET, BOOTLE, MILLOM, CUMBERLAND, LA19 5TF | £127,500 | 24/09/2021 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 MILL STREET, BOOTLE, MILLOM, CUMBERLAND, LA19 5UG | £225,000 | 26/09/2023 | Semi-detached | | 18 SUMMER HILL, BOOTLE, MILLOM, CUMBERLAND, LA19 5UB | £120,000 | 20/12/2022 | Semi-detached | | 5 SUMMER HILL, BOOTLE, MILLOM, COPELAND, CUMBRIA, LA19 5UB | £80,000 | 11/11/2022 | Semi-detached | | 24 SUMMER HILL, BOOTLE, MILLOM, COPELAND, CUMBRIA, LA19 5UB | £92,000 | 13/10/2022 | Semi-detached | **Area average:** £129,250 (4 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £150,000 (1 Semi-detached, LA19, 2024–2026) - **Deviation:** -10% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £859/mo - **Realistic:** £954/mo - **Optimistic:** £1,049/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £633/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Main Street, LA19 | £725/mo | 3 | 0.08 miles | OpenRent | | 3 Bed Bungalow, Ford House Bungalow, LA19 | £950/mo | 3 | 0.98 miles | OpenRent | **Average rent: £838/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.62% (weak for cashflow) - **Max investor price (0.8%):** £104,750 - **Target investor price (1%):** £83,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £838/mo).* - **Gross yield:** 7.4% - **Cost-to-rent:** 13.4× - **Monthly cashflow:** £198/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £888/m² ## House Price Index (HM Land Registry) *Official index for North West; Semi-detached series; as of April 2026.* - **1y growth (index):** 7.5% - **5y growth (index):** 27.6% - **10y growth (index):** 61.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)