# 2 bedroom terraced house for sale (LA18 4AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 131 ALBERT STREET, MILLOM, CUMBERLAND LA18 4AD |
| Price | £79,995 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £77,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 16/06/2031
- **Current heating cost:** £1,020/year
- **Est. upgrade cost to C:** £28,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5700-7132-0822-2097-3693)

## Description

Welcome to this charming terraced property, which is beautifully presented  and neutrally decorated, this delightful house offers a warm and inviting atmosphere that would make anyone feel right at home. The property boasts two comfortable bedrooms, with the first being a spacious double room that's perfect for a restful night's sleep. The home is serviced by a well-appointed upstairs bathroom featuring a large shower.The heart of the home is undoubtedly the kitchen, which is bathed in natural light. It offers ample space for whipping up your favourite meals and even includes a cosy breakfast area where you can enjoy your morning coffee.A standout feature of this home is the open-plan lounge/dining area, which makes it perfect for hosting and entertaining. The property also benefits from a convenient downstairs cloakroom. While to the outside there is an enclosed rear yard.

Situated in a popular location, this property is just a stone's throw away from local amenities, schools, and park.

This delightful home is ideal for first-time buyers looking to step onto the property ladder, or investors seeking a valuable addition to their portfolio. 

Don't miss out on the opportunity to own this lovely terraced home.

EPC Rating E

Council Tax Band A

**Entrance Vestibule** 

Upvc part glazed panel front door opening into the entrance vestibule, neutral decoration and feature wallpaper below the dado rail. Part glazed door opening into the hallway.

**Hallway** 

The neutral decoration continues through into the hallway, where there are stairs to the first floor and doorway to the open plan lounge/dining room.

**Open Plan Lounge/Dining Room** 7.39m (24'3") x 3.17m (10'5")

This lovely open plan lounge/dining room has dual aspect Upvc double glazed windows, two radiators and central ceiling lights to both the lounge and dining area. There is a feature fireplace with the gas fire to the lounge and a further fireplace to the rear of the room. Cottage style wood door leads into the kitchen.

**Kitchen/Breakfast Room** 5.33m (17'6") x 2.06m (6'9")

This lovely kitchen breakfast room is filled with lots of natural light from the two Upvc double glazed windows to the side elevation. Fitted with a range of white gloss base and wall units, quirky handles add a splash of colour and contrasting dark worktops complete the look. Stainless steel sink with drainer and space for free standing appliances. At the end of the units the kitchen area widens providing a lovely space for a dining table and chairs.. Door to the rear hallway.

**Downstairs Cloakroom** 1.60m (5'3") x 1.40m (4'7")

The rear hallway gives access to the rear yard, door to the downstairs cloakroom which has a sink, w/c and radiator.

**Stairs To First Floor Landing** 

Stairs from the hallway lead to the first floor landing, where is access to the loft. Doors to all upstairs room.

**Bedroom** 3.20m (10'6") x 4.01m (13'2")

A larger than expected neutrally decorated  double bedroom with Upvc window to the front elevation, central ceiling light and radiator.

**Bedroom** 2.57m (8'5") x 4.14m (13'7")

A further double bedroom, neutrally decorated with the pretty feature papered wall. Upvc double glazed window to the rear elevation, with central ceiling light and radiator.

**Shower Room** 2.13m (7'0") x 2.77m (9'1")

Comprising of a large shower cubicle, sink set into a white vanity cupboard and wc. Upvc double glazed opaque window, white clad ceiling and radiator. The shower also benefits from a large storage cupboard which houses the boiler but is also ideal for storing towels and bedding.

**Outside** 

Enclosed walled and gated rear yard with access to the rear lane.

## Property Photos

- ![Main Picture](/listings/photos/162043445/902356) - Main Picture
- ![Entrance Vestibule](/listings/photos/162043445/902357) - Entrance Vestibule
- ![Hallway](/listings/photos/162043445/902360) - Hallway
- ![Open Plan](/listings/photos/162043445/902362) - Open Plan
- ![Kitchen/Breakfast](/listings/photos/162043445/902363) - Kitchen/Breakfast
- ![Downstairs Cloakroom](/listings/photos/162043445/902365) - Downstairs Cloakroom
- ![Stairs To First](/listings/photos/162043445/902366) - Stairs To First
- ![Bedroom](/listings/photos/162043445/902367) - Bedroom
- ![Bedroom](/listings/photos/162043445/902368) - Bedroom
- ![Shower Room](/listings/photos/162043445/902369) - Shower Room
- ![Outside](/listings/photos/162043445/902370) - Outside
- ![Photo](/listings/photos/162043445/902371)
- ![Photo](/listings/photos/162043445/902373)
- ![Photo](/listings/photos/162043445/902374)
- ![Photo](/listings/photos/162043445/902375)

## Floorplans

- ![Floorplan 1](/listings/photos/162043445/902377) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/162043445/902378) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £77,000 | 18/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £213,500 | 06/10/2025 | Terraced |
| [Same street] 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £72,000 | 19/08/2025 | Terraced |
| [Same street] 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £68,000 | 17/03/2025 | Terraced |
| 14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £130,000 | 15/12/2023 | Terraced |
| 46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £79,000 | 08/12/2023 | Terraced |
| 101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH | £59,000 | 23/11/2023 | Terraced |
| [Same street] 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £74,000 | 17/11/2023 | Terraced |
| 87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £93,000 | 19/10/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 17/10/2023 | Terraced |
| 42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD | £61,000 | 17/10/2023 | Terraced |
| 25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £70,000 | 16/10/2023 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 13/10/2023 | Terraced |
| 69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN | £50,000 | 05/10/2023 | Terraced |
| 74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £95,000 | 03/10/2023 | Terraced |
| 30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL | £37,500 | 28/09/2023 | Terraced |
| 67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £45,000 | 16/06/2023 | Terraced |
| 21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £49,000 | 16/06/2023 | Terraced |
| 24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE | £90,000 | 09/05/2023 | Terraced |
| 5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR | £77,500 | 27/04/2023 | Terraced |
| [Same street] 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £58,000 | 06/04/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £44,000 | 31/03/2023 | Terraced |
| 58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £150,000 | 22/03/2023 | Terraced |
| 48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 16/03/2023 | Terraced |
| 53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 10/03/2023 | Terraced |
| 44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL | £82,000 | 03/03/2023 | Terraced |
| 56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £90,000 | 17/02/2023 | Terraced |
| 22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR | £72,500 | 20/12/2022 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £77,000 | 01/07/2022 | Terraced |
| [Same street] 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £83,000 | 03/12/2021 | Terraced |
| [Same street] 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £75,000 | 17/09/2021 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £85,000 | 08/09/2021 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £58,000 | 03/09/2021 | Terraced |

**Street average:** £73,167 (12 sales)
**Area average:** £82,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £131,391 (23 Terraced, LA18, 2024–2026)
- **Deviation:** -39.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Lord St, LA18 | £700/mo | 2 | 0.03 miles | OpenRent |
| 2 Bed Terraced House, Lonsdale Road, LA18 | £650/mo | 2 | 0.15 miles | OpenRent |
| 2 Bed Terraced House, Oxford Street, LA18 | £725/mo | 2 | 0.25 miles | OpenRent |
| 2 Bed Terraced House, Newton Terrace, LA18 | £650/mo | 2 | 0.57 miles | OpenRent |

**Average rent: £681/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £84,375
- **Target investor price (1%):** £67,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £675/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £267/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £842/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.6%
- **10y growth:** 61.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)