Sold STC Terraced

131 ALBERT STREET

MILLOM, CUMBERLAND LA18 4AD

2 beds 1 baths 95 m² Listed 16 May 2025 (-433d)

£79,995

Reduced on 18 Aug 2025

Save

# 2 bedroom terraced house for sale (LA18 4AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 131 ALBERT STREET, MILLOM, CUMBERLAND LA18 4AD |
| Price | £79,995 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £77,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 16/06/2031
- **Current heating cost:** £1,020/year
- **Est. upgrade cost to C:** £28,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5700-7132-0822-2097-3693)

## Description

Situated in a popular location, this property is just a stone's throw away from local amenities, schools, and park.

This delightful home is ideal for first-time buyers looking to step onto the property ladder, or investors seeking a valuable addition to their portfolio.

Don't miss out on the opportunity to own this lovely terraced home.

EPC Rating E

Council Tax Band A

**Entrance Vestibule**

Upvc part glazed panel front door opening into the entrance vestibule, neutral decoration and feature wallpaper below the dado rail. Part glazed door opening into the hallway.

**Hallway**

The neutral decoration continues through into the hallway, where there are stairs to the first floor and doorway to the open plan lounge/dining room.

**Open Plan Lounge/Dining Room** 7.39m (24'3") x 3.17m (10'5")

This lovely open plan lounge/dining room has dual aspect Upvc double glazed windows, two radiators and central ceiling lights to both the lounge and dining area. There is a feature fireplace with the gas fire to the lounge and a further fireplace to the rear of the room. Cottage style wood door leads into the kitchen.

**Kitchen/Breakfast Room** 5.33m (17'6") x 2.06m (6'9")

This lovely kitchen breakfast room is filled with lots of natural light from the two Upvc double glazed windows to the side elevation. Fitted with a range of white gloss base and wall units, quirky handles add a splash of colour and contrasting dark worktops complete the look. Stainless steel sink with drainer and space for free standing appliances. At the end of the units the kitchen area widens providing a lovely space for a dining table and chairs.. Door to the rear hallway.

**Downstairs Cloakroom** 1.60m (5'3") x 1.40m (4'7")

The rear hallway gives access to the rear yard, door to the downstairs cloakroom which has a sink, w/c and radiator.

**Stairs To First Floor Landing**

Stairs from the hallway lead to the first floor landing, where is access to the loft. Doors to all upstairs room.

**Bedroom** 3.20m (10'6") x 4.01m (13'2")

A larger than expected neutrally decorated  double bedroom with Upvc window to the front elevation, central ceiling light and radiator.

**Bedroom** 2.57m (8'5") x 4.14m (13'7")

A further double bedroom, neutrally decorated with the pretty feature papered wall. Upvc double glazed window to the rear elevation, with central ceiling light and radiator.

**Shower Room** 2.13m (7'0") x 2.77m (9'1")

Comprising of a large shower cubicle, sink set into a white vanity cupboard and wc. Upvc double glazed opaque window, white clad ceiling and radiator. The shower also benefits from a large storage cupboard which houses the boiler but is also ideal for storing towels and bedding.

**Outside**

Enclosed walled and gated rear yard with access to the rear lane.

## Property Photos

- ![Main Picture](/listings/photos/162043445/902356) - Main Picture
- ![Entrance Vestibule](/listings/photos/162043445/902357) - Entrance Vestibule
- ![Hallway](/listings/photos/162043445/902360) - Hallway
- ![Open Plan](/listings/photos/162043445/902362) - Open Plan
- ![Kitchen/Breakfast](/listings/photos/162043445/902363) - Kitchen/Breakfast
- ![Downstairs Cloakroom](/listings/photos/162043445/902365) - Downstairs Cloakroom
- ![Stairs To First](/listings/photos/162043445/902366) - Stairs To First
- ![Bedroom](/listings/photos/162043445/902367) - Bedroom
- ![Bedroom](/listings/photos/162043445/902368) - Bedroom
- ![Shower Room](/listings/photos/162043445/902369) - Shower Room
- ![Outside](/listings/photos/162043445/902370) - Outside
- ![Photo](/listings/photos/162043445/902371)
- ![Photo](/listings/photos/162043445/902373)
- ![Photo](/listings/photos/162043445/902374)
- ![Photo](/listings/photos/162043445/902375)

## Floorplans

- ![Floorplan 1](/listings/photos/162043445/902377) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/162043445/902378) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £77,000 | 18/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £213,500 | 06/10/2025 | Terraced |
| [Same street] 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £72,000 | 19/08/2025 | Terraced |
| [Same street] 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £68,000 | 17/03/2025 | Terraced |
| 14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £130,000 | 15/12/2023 | Terraced |
| 46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £79,000 | 08/12/2023 | Terraced |
| 101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH | £59,000 | 23/11/2023 | Terraced |
| [Same street] 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £74,000 | 17/11/2023 | Terraced |
| 87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £93,000 | 19/10/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 17/10/2023 | Terraced |
| 42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD | £61,000 | 17/10/2023 | Terraced |
| 25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £70,000 | 16/10/2023 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 13/10/2023 | Terraced |
| 69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN | £50,000 | 05/10/2023 | Terraced |
| 74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £95,000 | 03/10/2023 | Terraced |
| 30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL | £37,500 | 28/09/2023 | Terraced |
| 21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £49,000 | 16/06/2023 | Terraced |
| 67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £45,000 | 16/06/2023 | Terraced |
| 24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE | £90,000 | 09/05/2023 | Terraced |
| 5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR | £77,500 | 27/04/2023 | Terraced |
| [Same street] 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £58,000 | 06/04/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £44,000 | 31/03/2023 | Terraced |
| 58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £150,000 | 22/03/2023 | Terraced |
| 48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 16/03/2023 | Terraced |
| 53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 10/03/2023 | Terraced |
| 44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL | £82,000 | 03/03/2023 | Terraced |
| 56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £90,000 | 17/02/2023 | Terraced |
| 22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR | £72,500 | 20/12/2022 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £77,000 | 01/07/2022 | Terraced |
| [Same street] 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £83,000 | 03/12/2021 | Terraced |
| [Same street] 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £75,000 | 17/09/2021 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £85,000 | 08/09/2021 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £58,000 | 03/09/2021 | Terraced |

**Street average:** £73,167 (12 sales)
**Area average:** £82,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £131,391 (23 Terraced, LA18, 2024–2026)
- **Deviation:** -39.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## 1% Rule

- **Rent ratio:** 1.19% (strong)
- **Max investor price (0.8%):** £119,250
- **Target investor price (1%):** £95,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £842/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.6%
- **10y growth:** 61.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Main Picture Entrance Vestibule Hallway Open Plan Kitchen/Breakfast Downstairs Cloakroom Stairs To First Bedroom Bedroom Shower Room Outside Photo 12 Photo 13 Photo 14 Photo 15

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Property details

Tenure

FREEHOLD

Floor area

95 m²

EPC rating

Last sold

£77,000 Feb 2026

Price per m²

£842/m²

Local average

£131,391 (-39.1%)

Deprivation

Decile 2 (5,351 of 33,755)

Street crime

35 incidents within 1 mile (May 2026)

Key features

Mid Terrace Home
Open Plan Lounge/Dining Area
Kitchen/Breakfast Room
Two Bedrooms
Shower Room
Downstairs Cloakroom
EPC Rating E

Additional details

Garden: Yes

Description

Welcome to this charming terraced property, which is beautifully presented and neutrally decorated, this delightful house offers a warm and inviting atmosphere that would make anyone feel right at home. The property boasts two comfortable bedrooms, with the first being a spacious double room that's perfect for a restful night's sleep. The home is serviced by a well-appointed upstairs bathroom featuring a large shower.The heart of the home is undoubtedly the kitchen, which is bathed in natural light. It offers ample space for whipping up your favourite meals and even includes a cosy breakfast area where you can enjoy your morning coffee.A standout feature of this home is the open-plan lounge/dining area, which makes it perfect for hosting and entertaining. The property also benefits from a convenient downstairs cloakroom. While to the outside there is an enclosed rear yard.
Situated in a popular location, this property is just a stone's throw away from local amenities, schools, and park.
This delightful home is ideal for first-time buyers looking to step onto the property ladder, or investors seeking a valuable addition to their portfolio.
Don't miss out on the opportunity to own this lovely terraced home.
EPC Rating E
Council Tax Band A

Entrance Vestibule
Upvc part glazed panel front door opening into the entrance vestibule, neutral decoration and feature wallpaper below the dado rail. Part glazed door opening into the hallway.

Hallway
The neutral decoration continues through into the hallway, where there are stairs to the first floor and doorway to the open plan lounge/dining room.

Open Plan Lounge/Dining Room 7.39m (24'3") x 3.17m (10'5")
This lovely open plan lounge/dining room has dual aspect Upvc double glazed windows, two radiators and central ceiling lights to both the lounge and dining area. There is a feature fireplace with the gas fire to the lounge and a further fireplace to the rear of the room. Cottage style wood door leads into the kitchen.

Kitchen/Breakfast Room 5.33m (17'6") x 2.06m (6'9")
This lovely kitchen breakfast room is filled with lots of natural light from the two Upvc double glazed windows to the side elevation. Fitted with a range of white gloss base and wall units, quirky handles add a splash of colour and contrasting dark worktops complete the look. Stainless steel sink with drainer and space for free standing appliances. At the end of the units the kitchen area widens providing a lovely space for a dining table and chairs.. Door to the rear hallway.

Downstairs Cloakroom 1.60m (5'3") x 1.40m (4'7")
The rear hallway gives access to the rear yard, door to the downstairs cloakroom which has a sink, w/c and radiator.

Stairs To First Floor Landing
Stairs from the hallway lead to the first floor landing, where is access to the loft. Doors to all upstairs room.

Bedroom 3.20m (10'6") x 4.01m (13'2")
A larger than expected neutrally decorated double bedroom with Upvc window to the front elevation, central ceiling light and radiator.

Bedroom 2.57m (8'5") x 4.14m (13'7")
A further double bedroom, neutrally decorated with the pretty feature papered wall. Upvc double glazed window to the rear elevation, with central ceiling light and radiator.

Shower Room 2.13m (7'0") x 2.77m (9'1")
Comprising of a large shower cubicle, sink set into a white vanity cupboard and wc. Upvc double glazed opaque window, white clad ceiling and radiator. The shower also benefits from a large storage cupboard which houses the boiler but is also ideal for storing towels and bedding.

Outside
Enclosed walled and gated rear yard with access to the rear lane.

Listed by

Millom

Home & Finance Ltd

Reference: 162043445

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 17/06/2021

Expiry date: 16/06/2031

Current heating cost: £1,020/year

Potential heating cost: £517/year

Est. upgrade cost to C: £28,675

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

Price history

Event	Date	Price	% change
Sold	18/02/2026 (5 months ago)	£77,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£213,500	06/10/2025	Terraced
Same street 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£72,000	19/08/2025	Terraced
Same street 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£68,000	17/03/2025	Terraced
14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£130,000	15/12/2023	Terraced
46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£79,000	08/12/2023	Terraced
101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH	£59,000	23/11/2023	Terraced
Same street 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£74,000	17/11/2023	Terraced
87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS	£93,000	19/10/2023	Terraced
Same street 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	17/10/2023	Terraced
42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD	£61,000	17/10/2023	Terraced
25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£70,000	16/10/2023	Terraced
Same street 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	13/10/2023	Terraced
69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN	£50,000	05/10/2023	Terraced
74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£95,000	03/10/2023	Terraced
30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL	£37,500	28/09/2023	Terraced
21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£49,000	16/06/2023	Terraced
67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS	£45,000	16/06/2023	Terraced
24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE	£90,000	09/05/2023	Terraced
5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR	£77,500	27/04/2023	Terraced
Same street 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£58,000	06/04/2023	Terraced
Same street 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£44,000	31/03/2023	Terraced
58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£150,000	22/03/2023	Terraced
48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£50,000	16/03/2023	Terraced
53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£50,000	10/03/2023	Terraced
44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL	£82,000	03/03/2023	Terraced
56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£90,000	17/02/2023	Terraced
22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR	£72,500	20/12/2022	Terraced
Same street 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£77,000	01/07/2022	Terraced
Same street 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£83,000	03/12/2021	Terraced
Same street 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£75,000	17/09/2021	Terraced
Same street 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£85,000	08/09/2021	Terraced
Same street 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£58,000	03/09/2021	Terraced

Street average: £73,167 (12 sales)

Area average: £82,200 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.6%

10y growth 61.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £499/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA18 4AD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Hospital	Millom Community Hospital	0.2 miles
Shop	JT Atkinson	0.2 miles
Bus stop	Park View School	0.2 miles
Bus stop	Market Square	0.2 miles
Train station	Millom	0.3 miles
Train station	Green Road	2.5 miles
Shop	Tamar Guntrip Beauty Specialist	2.7 miles
Hospital	Furness General Hospital	5.6 miles

Street-level crime

Category	Count
Violence and sexual offences	19
Drugs	4
Other crime	4
Public order	3
Criminal damage and arson	2
Shoplifting	2
Burglary	1
Total incidents	35

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' Catholic Primary School	Primary	0.1 miles	Good — 14 Oct 2014
Millom Infant School	Primary	0.2 miles	Inadequate — 24 Sep 2023
Millom School	Secondary	0.3 miles	Good — 14 Jul 2022
Parkview Nursery School	Nursery	0.3 miles	Good — 11 Dec 2014
Black Combe Junior School	Primary	0.6 miles	Requires improvement — 10 Sep 2024

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.19%

Max investor price (0.8%) £119,250

Target investor price (1%) £95,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).