# 2 bedroom terraced house for sale (CA12 4HS) ## Property Details | Key | Value | |-----|-------| | Address | 4 GRETA STREET, KESWICK, CUMBRIA CA12 4HS | | Price | £235,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Construction age | England and Wales: before 1900 | | Floor area | 77 m² | | Last sold | £235,000 Oct 2019 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 25/06/2029 - **Current heating cost:** £655/year ### Recommendations - A2 (1,500) - B (1,500) - Q (14,000) - N (6,000) - O (6,500) - U (5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8741-7226-6310-7506-7926) ## Description Situated within easy walking distance of the popular town of Keswick this attractive terraced house provides well appointed accommodation with a modern kitchen/diner, 2 double bedrooms, modern kitchen and private enclosed rear garden. To the front there are beautiful views over Latrigg and Skiddaw. An early viewing is advised. ## Property Photos - ![Photo 20](/listings/photos/67605861/625677) - Photo 20 - ![Photo 3](/listings/photos/67605861/625681) - Photo 3 - ![Photo 5](/listings/photos/67605861/625685) - Photo 5 - ![Photo 4](/listings/photos/67605861/625692) - Photo 4 - ![Photo 2](/listings/photos/67605861/625697) - Photo 2 - ![Photo 6](/listings/photos/67605861/625701) - Photo 6 - ![Photo 12](/listings/photos/67605861/625704) - Photo 12 - ![Photo 9](/listings/photos/67605861/625708) - Photo 9 - ![Photo 10](/listings/photos/67605861/625709) - Photo 10 - ![Photo 7](/listings/photos/67605861/625713) - Photo 7 - ![Photo 16](/listings/photos/67605861/625715) - Photo 16 - ![Photo 11](/listings/photos/67605861/625719) - Photo 11 - ![Photo 13](/listings/photos/67605861/625724) - Photo 13 - ![Photo 15](/listings/photos/67605861/625727) - Photo 15 - ![Photo 14](/listings/photos/67605861/625729) - Photo 14 - ![Photo 8](/listings/photos/67605861/625731) - Photo 8 - ![Photo 18](/listings/photos/67605861/625732) - Photo 18 - ![Photo 19](/listings/photos/67605861/625733) - Photo 19 ## Floorplans - ![4 Greta Street](/listings/photos/67605861/625734) - 4 Greta Street ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 GRETA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HS | £235,000 | 31/10/2019 | Terraced | | 4 GRETA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HS | £98,500 | 27/01/2000 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 6 LEONARD STREET, KESWICK, CUMBERLAND, CA12 4EJ | £345,000 | 07/11/2025 | Terraced | | 31 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP | £500,000 | 10/07/2025 | Terraced | | 39 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP | £414,000 | 25/04/2025 | Terraced | | 45 BLENCATHRA STREET, KESWICK, CUMBERLAND, CA12 4HX | £350,000 | 24/11/2023 | Terraced | | 10 GRETA STREET, KESWICK, CUMBERLAND, CA12 4HS | £382,500 | 02/05/2023 | Terraced | | 30 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £495,000 | 11/11/2022 | Terraced | | 1 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £418,250 | 16/09/2022 | Terraced | | 31 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £450,000 | 06/09/2022 | Terraced | | PITCAIRN HOUSE, 7 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HW | £650,000 | 06/09/2022 | Terraced | | 32 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £470,000 | 05/09/2022 | Terraced | | OLD WORKSHOP COTTAGE SHORLEY LANE, KESWICK, CUMBERLAND, CA12 4HN | £265,000 | 05/09/2022 | Terraced | | 28 ESKIN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DG | £428,500 | 28/07/2022 | Terraced | | 16 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BY | £425,000 | 06/07/2022 | Terraced | | 27 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ | £550,000 | 17/06/2022 | Terraced | | 4 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BX | £436,000 | 29/04/2022 | Terraced | | 20 SOUTHEY STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EF | £470,999 | 15/03/2022 | Terraced | | 72 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX | £520,000 | 24/02/2022 | Terraced | | 53 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX | £500,000 | 28/01/2022 | Terraced | | 21 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF | £327,500 | 21/01/2022 | Terraced | | 35 HELVELLYN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EP | £470,000 | 01/12/2021 | Terraced | **Area average:** £443,387 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £335,667 (9 Terraced, CA12, 2024–2026) - **Deviation:** -30% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Ambleside Road, CA12 | £900/mo | 2 | 0.19 miles | OpenRent | | 2 Bed Flat, Castlehead Close, CA12 | £840/mo | 2 | 0.27 miles | OpenRent | | 2 Bed Flat, Stanger Street, CA12 | £975/mo | 2 | 0.27 miles | OpenRent | | 2 Bed Flat, Castlehead Close, CA12 | £1,000/mo | 2 | 0.28 miles | OpenRent | | 2 Bed Maisonette, Mountain View, CA12 | £1,200/mo | 2 | 0.6 miles | OpenRent | **Average rent: £983/mo (5 listings)** ## 1% Rule - **Rent ratio:** 0.41% (weak for cashflow) - **Max investor price (0.8%):** £121,875 - **Target investor price (1%):** £97,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £975/mo).* - **Gross yield:** 5% - **Cost-to-rent:** 20.1× - **Monthly cashflow:** £-73/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,052/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -12.4% - **10y growth:** 266.4% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)