Sold STC Terraced

4 GRETA STREET

KESWICK, CUMBRIA CA12 4HS

2 beds 1 baths 829 sq ft Listed 13 Jan 2020 (-2336d)

£235,000

Guide Price

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Property details

Floor area

77 m²

EPC rating

D

Year built

England and Wales: before 1900

Last sold

£235,000 Oct 2019

Price per m²

£3,052/m²

Local average

£335,667 (-30%)

Street crime

35 incidents within 1 mile (Mar 2026)

Key features

  • Terraced Cottage
  • Well appointed throughout
  • Modern kitchen/Diner
  • Open Lakeland views
  • Town centre location
  • Two double bedrooms
  • Enclosed rear garden
  • Modern bathroom

Additional details

Garden
Yes

Description

Situated within easy walking distance of the popular town of Keswick this attractive terraced house provides well appointed accommodation with a modern kitchen/diner, 2 double bedrooms, modern kitchen and private enclosed rear garden. To the front there are beautiful views over Latrigg and Skiddaw.
An early viewing is advised.

Listed by

Cockermouth

David Britton Estates

Reference: 67605861

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 26/06/2019

Current heating cost: £655/year

Potential heating cost: £472/year

Recommendations

  • Flat roof or sloping ceiling insulation (1,500)
  • Cavity wall insulation (1,500)
  • 50 mm internal or external wall insulation (14,000)
  • Solar water heating (6,000)
  • Replace single glazed windows with low-E double glazing (6,500)
  • Solar photovoltaic panels, 2.5 kWp (5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

4 Greta Street

4 Greta Street

Price history

139% since 2000

Event Date Price % change
Sold 31/10/2019 (6 years ago) £235,000 +138.6%
Sold 27/01/2000 (26 years ago) £98,500 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
6 LEONARD STREET, KESWICK, CUMBERLAND, CA12 4EJ £345,000 07/11/2025 Terraced
31 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP £500,000 10/07/2025 Terraced
39 HELVELLYN STREET, KESWICK, CUMBERLAND, CA12 4EP £414,000 25/04/2025 Terraced
45 BLENCATHRA STREET, KESWICK, CUMBERLAND, CA12 4HX £350,000 24/11/2023 Terraced
10 GRETA STREET, KESWICK, CUMBERLAND, CA12 4HS £382,500 02/05/2023 Terraced
30 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ £495,000 11/11/2022 Terraced
1 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF £418,250 16/09/2022 Terraced
31 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF £450,000 06/09/2022 Terraced
PITCAIRN HOUSE, 7 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HW £650,000 06/09/2022 Terraced
OLD WORKSHOP COTTAGE SHORLEY LANE, KESWICK, CUMBERLAND, CA12 4HN £265,000 05/09/2022 Terraced
32 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ £470,000 05/09/2022 Terraced
28 ESKIN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DG £428,500 28/07/2022 Terraced
16 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BY £425,000 06/07/2022 Terraced
27 WORDSWORTH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BZ £550,000 17/06/2022 Terraced
4 SKIDDAW STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4BX £436,000 29/04/2022 Terraced
20 SOUTHEY STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EF £470,999 15/03/2022 Terraced
72 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX £520,000 24/02/2022 Terraced
53 BLENCATHRA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HX £500,000 28/01/2022 Terraced
21 ST HERBERT STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DF £327,500 21/01/2022 Terraced
35 HELVELLYN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EP £470,000 01/12/2021 Terraced

Area average: £443,387 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -4.3%
10y growth 266.4%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA12 4HS

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Unknown 0.0 miles
Shop Keswick Garden Machinery 0.1 miles
Bus stop Greta Bank 0.1 miles
Bus stop Keswick Park Hotel 0.1 miles
Hospital Mary Hewetson Cottage Hospital 0.5 miles
Train station Threlkeld Quarry 3.6 miles
Train station Threlkeld Quarry Station 3.6 miles
Hospital Cockermouth Community Hospital 10.1 miles

Street-level crime

Category Count
Violence and sexual offences 20
Criminal damage and arson 5
Anti-social behaviour 4
Other theft 2
Shoplifting 2
Public order 1
Vehicle crime 1
Total incidents 35

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Herbert's CofE (VA) Primary and Nursery School Primary 0.3 miles Good — 25 Mar 2024
Keswick School Secondary 0.8 miles Outstanding — 9 Jun 2024
Braithwaite CofE Primary School Primary 2.3 miles Good — 25 Mar 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Ambleside Road, CA12 £900/mo 2 0.19 miles OpenRent
2 Bed Flat, Castlehead Close, CA12 £840/mo 2 0.27 miles OpenRent
2 Bed Flat, Stanger Street, CA12 £975/mo 2 0.27 miles OpenRent
2 Bed Flat, Castlehead Close, CA12 £1,000/mo 2 0.28 miles OpenRent
2 Bed Maisonette, Mountain View, CA12 £1,200/mo 2 0.6 miles OpenRent

Average rent: £983/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%
Max investor price (0.8%) £121,875
Target investor price (1%) £97,500
Gross yield 5%
Cost-to-rent ratio 20.1×
Monthly cashflow £-73/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -1.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).