# 5 bedroom detached house for sale (MK45 3BF) ## Property Details | Key | Value | |-----|-------| | Address | 39 TROW CLOSE, BEDFORD, COTTON END, BEDFORD MK45 3BF | | Price | £550,000 | | Bedrooms | 5 | | Bathrooms | 3 | | Council tax | F | | Last sold | £542,500 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 25/04/2026 — **EXPIRED** (no longer valid for marketing or letting) - **Current heating cost:** £722/year - **Est. upgrade cost to C:** £11,560 ### Recommendations - E (£60) - N (£4,000 - £6,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2668-3032-7244-4046-3914) ## Description Welcome to this stunning modern detached house, perfectly situated in a highly sought-after neighbourhood. This luxurious home offers five generously sized bedrooms, ideal for a growing family or those who love to entertain. Upstairs, you’ll find five well-proportioned bedrooms, including two with stylish en-suites, providing comfort for family members or guests. A contemporary family bathroom serves the remaining bedrooms, completing the upstairs with both practicality and elegance. The property is thoughtfully designed with bright, spacious living areas that feel both homely and sophisticated. The beautifully finished kitchen is a true centrepiece, ideal for daily living and hosting. A convenient downstairs cloakroom adds to the functionality of the ground floor, as well as a utility room and a study. Outside, a beautifully maintained garden offers the perfect setting for outdoor entertaining or relaxing in the sun, while a garage provides additional storage. This exceptional home is the perfect blend of comfort, style, and space. Don’t miss your chance to make it yours—contact us today to arrange a viewing and experience all it has to offer. ## Property Photos - ![1275885 (1).jpg](/listings/photos/160568105/840888) - 1275885 (1).jpg - ![1275885 (10).jpg](/listings/photos/160568105/840889) - 1275885 (10).jpg - ![1275885 (2).jpg](/listings/photos/160568105/840890) - 1275885 (2).jpg - ![1275885 (3).jpg](/listings/photos/160568105/840891) - 1275885 (3).jpg - ![1275885 (5).jpg](/listings/photos/160568105/840892) - 1275885 (5).jpg - ![1275885 (4).jpg](/listings/photos/160568105/840893) - 1275885 (4).jpg - ![1275885 (21).jpg](/listings/photos/160568105/840894) - 1275885 (21).jpg - ![1275885 (6).jpg](/listings/photos/160568105/840895) - 1275885 (6).jpg - ![1275885 (13).jpg](/listings/photos/160568105/840896) - 1275885 (13).jpg - ![1275885 (7).jpg](/listings/photos/160568105/840897) - 1275885 (7).jpg - ![1275885 (8).jpg](/listings/photos/160568105/840898) - 1275885 (8).jpg - ![1275885 (12).jpg](/listings/photos/160568105/840899) - 1275885 (12).jpg - ![1275885 (14).jpg](/listings/photos/160568105/840900) - 1275885 (14).jpg - ![1275885 (15).jpg](/listings/photos/160568105/840901) - 1275885 (15).jpg - ![1275885 (19).jpg](/listings/photos/160568105/840902) - 1275885 (19).jpg - ![1275885 (16).jpg](/listings/photos/160568105/840903) - 1275885 (16).jpg - ![1275885 (17).jpg](/listings/photos/160568105/840904) - 1275885 (17).jpg - ![1275885 (18).jpg](/listings/photos/160568105/840905) - 1275885 (18).jpg - ![1275885 (20).jpg](/listings/photos/160568105/840906) - 1275885 (20).jpg - ![1275885 (22).jpg](/listings/photos/160568105/840907) - 1275885 (22).jpg - ![1275885 (9).jpg](/listings/photos/160568105/840908) - 1275885 (9).jpg - ![1275885 (11).jpg](/listings/photos/160568105/840909) - 1275885 (11).jpg ## Floorplans - ![Floorplan](/listings/photos/160568105/840910) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/160568105/840911) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 39 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £542,500 | 30/01/2026 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 45 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £535,000 | 17/12/2025 | Detached | | [Same street] 17 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £412,000 | 07/11/2025 | Detached | | 4 BELL LANE, COTTON END, BEDFORD, MK45 3AD | £572,500 | 27/01/2023 | Detached | | [Same street] 2 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £420,000 | 18/07/2022 | Detached | | 32A WOOD LANE, COTTON END, BEDFORD, MK45 3AN | £460,000 | 10/06/2022 | Detached | | 16 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £400,000 | 19/05/2022 | Detached | | 155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA | £565,000 | 18/02/2022 | Detached | | [Same street] 33 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £492,500 | 13/01/2022 | Detached | | 26 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £475,000 | 13/12/2021 | Detached | | 41 WOOD LANE, COTTON END, BEDFORD, MK45 3AP | £372,500 | 03/12/2021 | Detached | **Street average:** £464,875 (4 sales) **Area average:** £474,167 (6 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £626,427 (94 Detached, MK45, 2024–2026) - **Deviation:** -12.2% ## Rental Range *ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,051/mo - **Realistic:** £1,168/mo - **Optimistic:** £1,285/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,296/mo ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £146,000 - **Target investor price (1%):** £116,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £3,374/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 22.7% - **10y growth:** 27.6% ## House Price Index (HM Land Registry) *Official index for Bedford; Detached series; as of April 2026.* - **1y growth (index):** 4.9% - **5y growth (index):** 21.7% - **10y growth (index):** 43.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)