Sold STC Detached

39 TROW CLOSE

BEDFORD, COTTON END, BEDFORD MK45 3BF

5 beds 3 baths 163 m² Listed 11 Apr 2025 (-467d)

£550,000

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# 5 bedroom detached house for sale (MK45 3BF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 TROW CLOSE, BEDFORD, COTTON END, BEDFORD MK45 3BF |
| Price | £550,000 |
| Bedrooms | 5 |
| Bathrooms | 3 |
| Council tax | F |
| Last sold | £542,500 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 25/04/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £722/year
- **Est. upgrade cost to C:** £11,560

### Recommendations
- E (£60)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2668-3032-7244-4046-3914)

## Description

Upstairs, you’ll find five well-proportioned bedrooms, including two with stylish en-suites, providing comfort for family members or guests. A contemporary family bathroom serves the remaining bedrooms, completing the upstairs with both practicality and elegance.

The property is thoughtfully designed with bright, spacious living areas that feel both homely and sophisticated. The beautifully finished kitchen is a true centrepiece, ideal for daily living and hosting. A convenient downstairs cloakroom adds to the functionality of the ground floor, as well as a utility room and a study.

Outside, a beautifully maintained garden offers the perfect setting for outdoor entertaining or relaxing in the sun, while a garage provides additional storage.

This exceptional home is the perfect blend of comfort, style, and space. Don’t miss your chance to make it yours—contact us today to arrange a viewing and experience all it has to offer.

## Property Photos

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## Floorplans

- ![Floorplan](/listings/photos/160568105/840910) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/160568105/840911) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £542,500 | 30/01/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 45 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £535,000 | 17/12/2025 | Detached |
| [Same street] 17 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £412,000 | 07/11/2025 | Detached |
| 4 BELL LANE, COTTON END, BEDFORD, MK45 3AD | £572,500 | 27/01/2023 | Detached |
| [Same street] 2 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £420,000 | 18/07/2022 | Detached |
| 32A WOOD LANE, COTTON END, BEDFORD, MK45 3AN | £460,000 | 10/06/2022 | Detached |
| 16 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £400,000 | 19/05/2022 | Detached |
| 155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA | £565,000 | 18/02/2022 | Detached |
| [Same street] 33 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF | £492,500 | 13/01/2022 | Detached |
| 26 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY | £475,000 | 13/12/2021 | Detached |
| 41 WOOD LANE, COTTON END, BEDFORD, MK45 3AP | £372,500 | 03/12/2021 | Detached |

**Street average:** £464,875 (4 sales)
**Area average:** £474,167 (6 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £626,427 (94 Detached, MK45, 2024–2026)
- **Deviation:** -12.2%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,051/mo
- **Realistic:** £1,168/mo
- **Optimistic:** £1,285/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,296/mo

## 1% Rule

- **Rent ratio:** 0.21% (weak for cashflow)
- **Max investor price (0.8%):** £146,000
- **Target investor price (1%):** £116,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,374/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.8%
- **10y growth:** 27.6%

## House Price Index (HM Land Registry)

*Official index for Bedford; Detached series; as of April 2026.*

- **1y growth (index):** 4.9%
- **5y growth (index):** 21.7%
- **10y growth (index):** 43.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

163 m²

Council tax band

EPC rating

Last sold

£542,500 Jan 2026

Price per m²

£3,374/m²

Local average

£626,427 (-12.2%)

Street crime

3 incidents within 1 mile (May 2026)

Key features

Five Bedroom
Detached
Open Plan Kitchen/Dining Area
Reception Room
Study
Utility Room
Garage
Driveway
Enclosed Rear Garden
Two En Suites

Additional details

Parking: Yes
Garden: Yes

Description

Welcome to this stunning modern detached house, perfectly situated in a highly sought-after neighbourhood. This luxurious home offers five generously sized bedrooms, ideal for a growing family or those who love to entertain.

Upstairs, you’ll find five well-proportioned bedrooms, including two with stylish en-suites, providing comfort for family members or guests. A contemporary family bathroom serves the remaining bedrooms, completing the upstairs with both practicality and elegance.

The property is thoughtfully designed with bright, spacious living areas that feel both homely and sophisticated. The beautifully finished kitchen is a true centrepiece, ideal for daily living and hosting. A convenient downstairs cloakroom adds to the functionality of the ground floor, as well as a utility room and a study.

Outside, a beautifully maintained garden offers the perfect setting for outdoor entertaining or relaxing in the sun, while a garage provides additional storage.

This exceptional home is the perfect blend of comfort, style, and space. Don’t miss your chance to make it yours—contact us today to arrange a viewing and experience all it has to offer.

Listed by

Bedford

Leaders and Romans Group

Reference: 160568105

EPC Rating & Upgrade Cost

This certificate expired on 25/04/2026. A new EPC may be required before the property can be marketed or let.

Current rating: C

Potential rating: B

Inspection date: 26/04/2016

Expiry date: 25/04/2026 (expired)

Current heating cost: £722/year

Potential heating cost: £734/year

Est. upgrade cost to C: £11,560

Recommendations

Low energy lighting for all fixed outlets (£60)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	30/01/2026 (5 months ago)	£542,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 45 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£535,000	17/12/2025	Detached
Same street 17 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£412,000	07/11/2025	Detached
4 BELL LANE, COTTON END, BEDFORD, MK45 3AD	£572,500	27/01/2023	Detached
Same street 2 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£420,000	18/07/2022	Detached
32A WOOD LANE, COTTON END, BEDFORD, MK45 3AN	£460,000	10/06/2022	Detached
16 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY	£400,000	19/05/2022	Detached
155 HIGH ROAD, COTTON END, BEDFORD, MK45 3BA	£565,000	18/02/2022	Detached
Same street 33 TROW CLOSE, COTTON END, BEDFORD, MK45 3BF	£492,500	13/01/2022	Detached
26 HERMITAGE GARDENS, COTTON END, BEDFORD, MK45 3AY	£475,000	13/12/2021	Detached
41 WOOD LANE, COTTON END, BEDFORD, MK45 3AP	£372,500	03/12/2021	Detached

Street average: £464,875 (4 sales)

Area average: £474,167 (6 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.8%

10y growth 27.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Bedford. Series: Detached. As of April 2026.

1y (index) 4.9%

5y (index) 21.7%

10y (index) 43.1%

Rental Range

Estimated market rent for Bedford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,051/mo

Realistic £1,168/mo

Optimistic £1,285/mo

Based on Local Authority from postcode lookup → Bedford.

LHA (30th percentile) floor for Bedford: £1,296/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK45 3BF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	1.2 miles
Shop	Morrisons Daily	1.4 miles
Shop	Tesco Express	1.4 miles
Hospital	Bedford Hospital SDEC - Same Day Emergency Care	3.2 miles
Train station	Bedford St Johns	3.2 miles
University	University of Bedfordshire Polhill Campus	3.5 miles
Train station	Kempston Hardwick	3.7 miles
Hospital	The Manor	5.1 miles
University	University of Bedfordshire	5.8 miles

Street-level crime

Category	Count
Violence and sexual offences	2
Anti-social behaviour	1
Total incidents	3

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cotton End Forest School	Primary	0.1 miles	Requires improvement — 19 Mar 2023
Shortstown Primary School	Primary	1.4 miles	Good — 21 Nov 2021
Wilstead Primary School	Primary	1.6 miles	Good — 26 Nov 2023
Lakeview School	Primary	1.7 miles	Good — 27 Nov 2022
Haynes Lower School	Primary	2.1 miles	Good — 24 Sep 2023

Rental Comparables

Rental listings exist nearby, but none matched the 5-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

This street 5.6% gross yield avg £480,400 sale, £2,238/mo rent

Rent ratio 0.21%

Max investor price (0.8%) £146,000

Target investor price (1%) £116,800

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).