# 3 bedroom semi-detached house for sale (CA12 4HS) ## Property Details | Key | Value | |-----|-------| | Address | 1 GRETA STREET, KESWICK, KESWICK, CUMBRIA CA12 4HS | | Price | £425,000 | | Bedrooms | 3 | | Bathrooms | 3 | | Council tax | D | | Last sold | £250,000 May 2007 | ## Description Set in the highly sought-after town of Keswick, this exceptional and deceptively spacious three-bedroom, three-bathroom semi-detached house offers an unparalleled opportunity to enjoy life in one of the Lake Districts most vibrant and scenic locations. Spread over two floors, this beautifully designed property features a spacious reception room, perfect for family time or hosting friends.  Upon entering, you are welcomed into an inviting entrance porch that leads to a delightful living room complete with wooden beams and a feature fireplace, situated at the front of the property. Beyond this, a hallway guides you to a generously sized double bedroom and a contemporary shower room. Following the corridor further, you will discover a spacious and charming kitchen/dining area, the perfect hub for family meals and gatherings. Off the kitchen, there's a laundry room and an additional double bedroom, complete with its own en-suite bathroom. Ascending the stairs to the second floor, where you will find a truly fantastic large bedroom with fitted wardrobes, dressing table and a comfortable seating area with views of the Lakeland Fells. This room is accompanied by a well-proportioned and elegant en-suite bathroom, offering a private retreat within the home. The expansive back garden is a standout feature, providing ample space for summer barbecues, outdoor gatherings, or simply relaxing in the fresh air surrounded by the beauty of the Lake District. It is rare to find this size garden in such a popular town centre location. There is even the additional benefit of off road parking and an outhouse currently housing a pool table but could be changed to suit your needs, into a home office or gym. Keswick is celebrated as a thriving tourist destination, offering breathtaking walks, an abundance of local amenities, and a lively atmosphere. With an array of restaurants, pubs, and cafes just moments away, you will have everything you need for a convenient and enjoyable lifestyle. This home is the ideal choice for those looking to settle down, use as a second home or for investors wanting a holiday let in a prime location. Get in touch to arrange your viewing today to fully appreciate everything this sensational property has to offer!   **Living Room** - 4.97m x 3.71m (16'3" x 12'2") **Kitchen/Diner **- 2.88m x 5.83m (9'5" x 19'1") **Bedroom One ** - 2.03m x 3.92m (6'7" x 12'10") **En-suite** - 2.02m x 0.84m (6'7" x 2'9") **Bedroom Two** - 2.49m x 4.49m (8'2" x 14'8") **En-suite** - 1.54m x 2.84m (5'0" x 9'3") **Bedroom Three** - 2.83m x 6.4m (9'3" x 20'11") **Bathroom** - 1.88m x 2.6m (6'2" x 8'6") **Externally** To the rear of the property there is a low maintenance garden, and a decked seating area for alfresco dining. There is also access to an outhouse currently used as a billiards room. To the side of the property there is off road parking for a small vehicle. **Outhouse** - 5.6m x 2.94m (18'4" x 9'7") Fitted with lighting.**Services** Mains electricity, gas, water and drainage. **Tenure** Freehold. ## Property Photos - ![Photo](/listings/photos/157495643/625755) - ![Photo](/listings/photos/157495643/625760) - ![Photo](/listings/photos/157495643/625763) - ![Photo](/listings/photos/157495643/625764) - ![Photo](/listings/photos/157495643/625766) - ![Photo](/listings/photos/157495643/625767) - ![Photo](/listings/photos/157495643/625768) - ![Photo](/listings/photos/157495643/625770) - ![Photo](/listings/photos/157495643/625772) - ![Photo](/listings/photos/157495643/625779) - ![Photo](/listings/photos/157495643/625784) - ![Photo](/listings/photos/157495643/625785) - ![Photo](/listings/photos/157495643/625786) - ![Photo](/listings/photos/157495643/625790) - ![Photo](/listings/photos/157495643/625792) - ![Photo](/listings/photos/157495643/625793) - ![Photo](/listings/photos/157495643/625794) - ![Photo](/listings/photos/157495643/625796) ## Floorplans - ![Floorplan 1](/listings/photos/157495643/625797) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/157495643/625800) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 1 GRETA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HS | £250,000 | 11/05/2007 | Semi-detached | | 1 GRETA STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4HS | £84,500 | 06/11/1998 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 10 GRETA STREET, KESWICK, CUMBERLAND, CA12 4HS | £382,500 | 02/05/2023 | Terraced | | 18 CHURCH STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DT | £305,000 | 27/05/2022 | Semi-detached | | 9 MYERS STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4EW | £386,000 | 05/05/2022 | Semi-detached | | 32 ESKIN STREET, KESWICK, ALLERDALE, CUMBRIA, CA12 4DG | £370,000 | 07/09/2021 | Semi-detached | **Street average:** £382,500 (1 sale) **Area average:** £353,667 (3 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £701,667 (3 Semi-detached, CA12, 2024–2026) - **Deviation:** -39.4% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £588/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Detached House, Manesty View, CA12 | £2,300/mo | 3 | 0.24 miles | OpenRent | | 3 Bed Semi-Detached House, Manor Cottages, CA12 | £2,100/mo | 3 | 0.43 miles | OpenRent | | 3 Bed Maisonette, Penrith Road, CA12 | £1,500/mo | 3 | 0.6 miles | OpenRent | **Average rent: £1,967/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.49% (weak for cashflow) - **Max investor price (0.8%):** £262,500 - **Target investor price (1%):** £210,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,100/mo).* - **Gross yield:** 5.9% - **Cost-to-rent:** 16.9× - **Monthly cashflow:** £191/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 119.6% - **10y growth:** 193.1% ## House Price Index (HM Land Registry) *Official index for North West; Semi-detached series; as of March 2026.* - **1y growth (index):** 0.7% - **5y growth (index):** 24.5% - **10y growth (index):** 66.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)