# 2 bedroom terraced house for sale (BB2 2RT) ## Property Details | Key | Value | |-----|-------| | Address | 19 HENRY WHALLEY STREET, BLACKBURN, BLACKBURN WITH DARWEN BB2 2RT | | Price | £79,949 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £75,000 Aug 2023 | ## Description **** **** Ainsworth lord estates are proud to bring this stunning 2 bed property in mill hill, located on a quiet tucked away street, looking out on to playing fields and cute garden patches. Arriving at the property you have on road parking, double glazed windows and a white UVPC front door. Entering the property, you start off in the living room this room is a good spacious size with built in fire and alcove above the fire, the living room. Now leading on to the kitchen comes with ample storage space and integrated oven with 4 ring gas hob, boiler is also located in the kitchen, door to rear yard, the kitchen is decorated with white walls and laminated floor. Moving up the stairs to the first floor to the landing which branches off to the family bathroom and two bedrooms the stairs and landing is decorated with white walls and a patterned red carpet. Starting off in the Large Master bedroom this room has all the space you will need for all your bedroom furniture the room is decorated with white walls and carpeted. Following on to the second double bedroom this is also a particularly good sized second bedroom finished with white walls and carpeted. Finishing off in the family bathroom which comes with W/C, sink and a walk in shower. FREE - MORTGAGE ADVICE: For Re-Mortgages, Buy-To-Let Mortgages, and other Residential Mortgages. (Even for people with a poor credit rating). NEVER PAY FOR MORTGAGE ADVICE. THERE IS NO NEED TO. Our Mortgage Advisors - London & Country are one of the largest mortgage brokers in the UK, and have access to more lenders than other local mortgage providers, giving you more choice and potentially saving you thousands of pounds. PLUS... Our clients receive a FREE INSURANCE VOUCHER to cover your survey and legal fees in the event your purchase falls through. We are not aware of any other agent offering this extra bonus. Contact us to arrange a call from our mortgage brokers - at a time to suit you, including evenings and weekends. PLEASE NOTE AT THIS TIME STAMP DUTY HAS BEEN SUSPENDED UP TO £500,000 ON 1ST HOMES Stamp Duty: 0% up to £125,000, 2% of the amount between £125,001 & £250,000, 5% of the amount between £250,001 & £925,000, 10% of the amount between £925,001 & £1,500,000. For some purchases, an additional 3% surcharge may be payable on properties with a sale price of £40,000 and over. Please call us for any clarification on the new Stamp Duty system or to find out what this means for your purchase. Disclaimer - Unless stated otherwise, these details may be in a draft format subject to approval by the property's owners. Your attention is drawn to the fact that we have been unable to confirm whether certain items included with this property are in full working order. Any prospective purchaser must satisfy themselves as to the condition of any particular item and no employee of Ainsworth Lord Estates has the authority to make any guarantees in any regard. The dimensions stated have been measured electronically and as such may have a margin of error, nor should they be relied upon for the purchase or placement of furnishings, floor coverings etc. Details provided within these property particulars are subject to potential errors, but have been approved by the vendor(s) and in any event, errors and omissions are excepted. These property details do not in any way, constitute any part of an offer or contract, nor should they be relied upon solely or as a statement of fact. In the event of any structural changes or developments to the property, any prospective purchaser should satisfy themselves that all appropriate approvals from Planning, Building Control etc, have been obtained and complied with. Edit | D  ## Property Photos - ![FRONT EXTERNAL ](/listings/photos/132239207/385410) - FRONT EXTERNAL - ![LIVING ROOM ](/listings/photos/132239207/385411) - LIVING ROOM - ![KITCHEN](/listings/photos/132239207/385412) - KITCHEN - ![BATHROOM](/listings/photos/132239207/385413) - BATHROOM - ![MASTER BEDROOM](/listings/photos/132239207/385414) - MASTER BEDROOM - ![BEDROOM 2](/listings/photos/132239207/385415) - BEDROOM 2 - ![YARD](/listings/photos/132239207/385416) - YARD - ![VIEWS](/listings/photos/132239207/385417) - VIEWS ## Floorplans - ![FLOORPLAN](/listings/photos/132239207/385418) - FLOORPLAN ## EPC Graphs - ![EPC 1](/listings/photos/132239207/385419) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #9496923 - **Address:** 19 Henry Whalley Street, BLACKBURN, BB2 2RT - **Certificate Issued:** 22/04/2013 - **Work Completed:** 05/04/2013 - **Items:** 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 HENRY WHALLEY STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RT | £75,000 | 11/08/2023 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 32 STANLEY RANGE, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DF | £76,000 | 05/12/2025 | Terraced | | 146 BONSALL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DD | £75,000 | 17/09/2025 | Terraced | | 48 QUEEN VICTORIA STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RZ | £67,000 | 29/08/2025 | Terraced | | 21 FRANCIS STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DP | £125,000 | 08/08/2025 | Terraced | | 3 JESSEL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RQ | £68,400 | 17/11/2023 | Terraced | | 92 BONSALL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DD | £63,000 | 20/10/2023 | Terraced | | 16 YOUNG STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RG | £95,000 | 08/09/2023 | Terraced | | 27 BONSALL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DB | £98,000 | 30/08/2023 | Terraced | | 56 STEPHEN STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DW | £80,000 | 30/08/2023 | Terraced | | 9 JESSEL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RQ | £95,000 | 21/07/2023 | Terraced | | [Same street] 1 HENRY WHALLEY STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RT | £90,000 | 27/06/2023 | Terraced | | 40 GRANGE ROAD, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2TW | £100,000 | 15/06/2023 | Terraced | | 18 MILL HILL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RB | £63,500 | 07/06/2023 | Terraced | | 9 MAYFLOWER STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RX | £78,000 | 05/06/2023 | Terraced | | 28 FRANCIS STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DP | £70,500 | 15/05/2023 | Terraced | | 2 MATTHEW STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DR | £77,000 | 03/05/2023 | Terraced | | 7 JESSEL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RQ | £81,000 | 28/04/2023 | Terraced | | 125 BONSALL STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DD | £67,000 | 06/01/2023 | Terraced | | 14 RAILWAY VIEW, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RE | £80,000 | 15/12/2022 | Terraced | | 14 ST GEORGES AVENUE, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DH | £74,000 | 06/12/2022 | Terraced | | 6 STANLEY RANGE, BLACKBURN, BLACKBURN WITH DARWEN, BB2 4DF | £62,000 | 11/11/2022 | Terraced | | [Same street] 5 HENRY WHALLEY STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RT | £102,000 | 27/05/2022 | Terraced | | [Same street] 39 HENRY WHALLEY STREET, BLACKBURN, BLACKBURN WITH DARWEN, BB2 2RT | £75,000 | 29/10/2021 | Terraced | **Street average:** £89,000 (3 sales) **Area average:** £79,770 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £131,590 (92 Terraced, BB2, 2024–2026) - **Deviation:** -39.2% ## Rental Range *ONS Price Index of Private Rents (Blackburn with Darwen). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £638/mo - **Realistic:** £709/mo - **Optimistic:** £780/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Wolseley Street, BB2 | £750/mo | 2 | 0.82 miles | OpenRent | | 2 Bed Terraced House, Wolseley Street, BB2 | £750/mo | 2 | 0.83 miles | OpenRent | **Average rent: £750/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.94% (okay) - **Max investor price (0.8%):** £93,750 - **Target investor price (1%):** £75,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £750/mo).* - **Gross yield:** 11.3% - **Cost-to-rent:** 8.9× - **Monthly cashflow:** £335/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 17.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 30.2% - **10y growth:** 44.8% ## House Price Index (HM Land Registry) *Official index for Blackburn with Darwen; Terraced series; as of March 2026.* - **1y growth (index):** -1.3% - **5y growth (index):** 26.7% - **10y growth (index):** 64.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)