Let Terraced

Ashford Street

Stoke-On-Trent, ST4 2EH

2 baths Listed 12 Dec 2025 (-187d)

£412 pcm

Save

# 6 bedroom terraced house for rent (ST4 2EH)

## Property Details

| Key | Value |
|-----|-------|
| Address | Ashford Street, Stoke-On-Trent, ST4 2EH |
| Price | £412 pcm |
| Bathrooms | 2 |
| Council tax | A |

## Description

STUDENT PROPERTY AVAILABLE 2026-27: A six bedroom terraced property, close to Stoke town centre and railway station with easy access to the A500. The property briefly comprises entrance hallway, two bedrooms, lounge, kitchen, utility and bathroom to the ground floor with a further four bedrooms and bathroom to the first floor. The property also benefits from gas central heating and double glazing.

## Property Photos

- ![Photo 2](/listings/photos/170250479/8844) - Photo 2
- ![Photo 14](/listings/photos/170250479/8852) - Photo 14
- ![Photo 12](/listings/photos/170250479/8858) - Photo 12
- ![Photo 15](/listings/photos/170250479/8861) - Photo 15
- ![Photo 13](/listings/photos/170250479/8866) - Photo 13
- ![Photo 9](/listings/photos/170250479/8869) - Photo 9
- ![Photo 10](/listings/photos/170250479/8872) - Photo 10

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/170250479/8877) - Energy Performance Certificate

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £140,000 | 10/12/2025 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced |
| 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced |
| 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced |
| 29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £121,500 | 13/03/2025 | Terraced |
| 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced |
| 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced |
| 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced |
| 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced |
| [Same street] 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced |
| [Same street] 58 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 28/11/2023 | Semi-detached |
| 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced |
| 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £140,000 | 17/11/2023 | Terraced |
| 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £68,000 | 25/10/2023 | Terraced |
| 30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £50,000 | 12/09/2023 | Terraced |
| [Same street] 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 30/08/2023 | Terraced |
| [Same street] 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £145,000 | 30/08/2023 | Terraced |
| 86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £180,000 | 30/08/2023 | Terraced |
| 13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £138,000 | 11/08/2023 | Terraced |
| [Same street] 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £118,000 | 28/07/2023 | Terraced |
| [Same street] 36 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £130,000 | 13/06/2023 | Semi-detached |
| [Same street] 1A ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,500 | 16/02/2023 | Other |
| [Same street] 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £500,000 | 18/01/2023 | Other |
| [Same street] 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £500,000 | 18/01/2023 | Other |
| [Same street] 45 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £172,000 | 04/10/2022 | Terraced |
| [Same street] 47 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £172,000 | 04/10/2022 | Terraced |
| [Same street] 18 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £159,000 | 27/08/2021 | Terraced |

**Street average:** £207,375 (12 sales)
**Area average:** £111,288 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -99.6%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/a48a1a5) | £841/mo | 1 | 0.08 miles | Rightmove |
| [Cauldon Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/7477687) | £425/mo | 1 | 0.11 miles | Rightmove |
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.13 miles | Rightmove |
| [Spencer Road, Stoke, ST4](http://87.117.209.195:8080/listings/6b4c851) | £850/mo | 2 | 0.18 miles | Rightmove |
| [St Andrews Square, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/0e47a12) | £675/mo | 1 | 0.42 miles | Rightmove |
| [Northcote Avenue, Hartshill, Stoke-On-Trent](http://87.117.209.195:8080/listings/654c027) | £895/mo | 3 | 0.42 miles | Rightmove |
| [Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD](http://87.117.209.195:8080/listings/930f6c8) | £795/mo | 2 | 0.43 miles | Rightmove |
| [Tolkein Way, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c6a7bf7) | £915/mo | 2 | 0.45 miles | Rightmove |
| [Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent](http://87.117.209.195:8080/listings/6075842) | £675/mo | 1 | 0.45 miles | Rightmove |
| [Penstock  Drive, Trent Vale, Staffordshire](http://87.117.209.195:8080/listings/8ea379b) | £695/mo | 1 | 0.48 miles | Rightmove |
| [Penstock Drive, Etruria](http://87.117.209.195:8080/listings/e8bba03) | £675/mo | 1 | 0.48 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.48 miles | Rightmove |
| [Glebe Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/ecf1fac) | £500/mo | 1 | 0.5 miles | Rightmove |
| [Church Street, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/7e4bc9b) | £700/mo | 1 | 0.55 miles | Rightmove |
| [Oxford Street, Penkhull, ST4](http://87.117.209.195:8080/listings/2d5db37) | £750/mo | 2 | 0.55 miles | Rightmove |
| [Wadham Street, ST4](http://87.117.209.195:8080/listings/7ffd45a) | £400/mo | 1 | 0.59 miles | Rightmove |
| [Oriel Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/dfc02c0) | £1,150/mo | 4 | 0.59 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 0.6 miles | Rightmove |
| [Quarry Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/11c0e0f) | £800/mo | 2 | 0.62 miles | Rightmove |
| [Westland Street, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6ef42a7) | £750/mo | 2 | 0.63 miles | Rightmove |

**Average rent: £791/mo (120 listings)**

## 1% Rule

- **Rent ratio:** 182.04% (strong)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 2184.5%
- **Monthly cashflow:** £648/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6512%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 18.6%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 2 Photo 14 Photo 12 Photo 15 Photo 13 Photo 9 Photo 10

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Property details

Council tax band

Local average

£112,840 (-99.6%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

527 incidents within 1 mile (Apr 2026)

Key features

STUDENT RENTAL AVAILABLE 2026-27
Six Bedroom Terrace Property
Gas Central Heating, Double Glazing
Rent £95 per week each including bills
EPC Band D, Rating 68. Council Tax A
Please Ask One Of Our Advisors For Further Details

Additional details

Garden: Yes

Description

Listed by

Stoke On Trent

Keates Hulme

Reference: 170250479

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
1 Ashford Street, Shelton, STOKE-ON-TRENT	58	79	111 m²	England and Wales: 1900-1929	Flat
10 Ashford Street	63	85	96 m²	England and Wales: 1900-1929	House
10 Ashford Street, STOKE-ON-TRENT	63	85	96 m²	England and Wales: 1900-1929	Terraced
10, Ashford Street, STOKE-ON-TRENT	67	89	91 m²	England and Wales: 1900-1929	Terraced
11 Ashford Street, STOKE-ON-TRENT	64	77	109 m²	England and Wales: 1900-1929	Terraced
12, Ashford Street, STOKE-ON-TRENT	70	85	95 m²	England and Wales: 1900-1929	Terraced
12, Ashford Street, STOKE-ON-TRENT	45	84	102 m²	England and Wales: before 1900	Terraced
14 Ashford Street, STOKE-ON-TRENT	46	75	92 m²	England and Wales: before 1900	Terraced
15 ASHFORD STREET, STOKE-ON-TRENT	1	65	103 m²	England and Wales: 1900-1929	Terraced
16, Ashford Street, STOKE-ON-TRENT	74	81	134 m²	England and Wales: 1900-1929	Terraced
17 Ashford Street, STOKE-ON-TRENT	77	82	77 m²	England and Wales: 1900-1929	Terraced
17, Ashford Street, STOKE-ON-TRENT	62	83	96 m²	England and Wales: before 1900	Terraced
17, Ashford Street, STOKE-ON-TRENT	16	81	90 m²	England and Wales: before 1900	Terraced
18 Ashford Street, STOKE-ON-TRENT	69	79	116 m²	England and Wales: 1900-1929	Terraced
18, Ashford Street, STOKE-ON-TRENT	40	69	115 m²	England and Wales: 1900-1929	Terraced

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

Energy Performance Certificate

Price history

No sales history found for this property in Land Registry Price Paid data.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER	£140,000	10/12/2025	Terraced
114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£115,000	22/09/2025	Terraced
62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£88,000	05/09/2025	Terraced
23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£137,000	18/08/2025	Terraced
57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,250	14/07/2025	Terraced
130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£150,000	20/06/2025	Terraced
17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB	£75,000	07/05/2025	Terraced
29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER	£121,500	13/03/2025	Terraced
64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£90,000	14/02/2025	Terraced
65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£96,000	18/10/2024	Terraced
156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£162,000	12/08/2024	Terraced
27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£175,000	27/03/2024	Terraced
30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£80,000	20/12/2023	Terraced
74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,000	20/12/2023	Terraced
Same street 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£131,000	18/12/2023	Terraced
Same street 58 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£165,000	28/11/2023	Semi-detached
42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£50,000	28/11/2023	Terraced
22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ	£140,000	17/11/2023	Terraced
30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£68,000	25/10/2023	Terraced
30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£50,000	12/09/2023	Terraced
Same street 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£165,000	30/08/2023	Terraced
Same street 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£145,000	30/08/2023	Terraced
86 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£180,000	30/08/2023	Terraced
13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX	£138,000	11/08/2023	Terraced
Same street 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£118,000	28/07/2023	Terraced
Same street 36 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£130,000	13/06/2023	Semi-detached
Same street 1A ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£131,500	16/02/2023	Other
Same street 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£500,000	18/01/2023	Other
Same street 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£500,000	18/01/2023	Other
Same street 45 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£172,000	04/10/2022	Terraced
Same street 47 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£172,000	04/10/2022	Terraced
Same street 18 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£159,000	27/08/2021	Terraced

Street average: £207,375 (12 sales)

Area average: £111,288 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.9%

10y growth 18.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: Apr 2025 – Mar 2026

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2EH

Address

Ashford Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Azin Gents Hairdressers	0.1 miles
Shop	Eastern Jewellers	0.1 miles
Bus stop	Station Road (Signal Radio)	0.1 miles
University	University of Staffordshire Stoke Campus	0.1 miles
Train station	Stoke-on-Trent	0.2 miles
Hospital	North Staffordshire Hospital	1.0 miles
Hospital	Hartshill Medical Centre	1.2 miles
Train station	Longton	2.4 miles

Street-level crime

Category	Count
Violence and sexual offences	150
Anti-social behaviour	96
Shoplifting	56
Public order	53
Criminal damage and arson	43
Vehicle crime	29
Other theft	28
Drugs	21
Burglary	20
Other crime	10
Possession of weapons	10
Bicycle theft	6
Robbery	5
Total incidents	527

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Excellence Girls Academy	Other	0.1 miles	Good — 16 Jun 2024
Staffordshire University	Other	0.2 miles	— (No rating)
The Registry	Other	0.2 miles	— (No rating)
Stoke-on-Trent College	Other	0.3 miles	— (No rating)
City of Stoke-On-Trent Sixth Form College	Other	0.4 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
St. Judes, Seaford Street, Stoke-On-Trent, Staffordshire, ST4	£841/mo	1	0.08 miles	Rightmove
Cauldon Road, Stoke-on-Trent, Staffordshire, ST4	£425/mo	1	0.11 miles	Rightmove
Ashford Street, Shelton, Stoke-On-Trent, ST4	£850/mo	3	0.13 miles	Rightmove
Spencer Road, Stoke, ST4	£850/mo	2	0.18 miles	Rightmove
St Andrews Square, Stoke-on-Trent, ST4	£675/mo	1	0.42 miles	Rightmove
Northcote Avenue, Hartshill, Stoke-On-Trent	£895/mo	3	0.42 miles	Rightmove
Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD	£795/mo	2	0.43 miles	Rightmove
Tolkein Way, Stoke-on-Trent, ST4	£915/mo	2	0.45 miles	Rightmove
Gerrard Street, Stoke, Stoke-on-trent, City Of Stoke-on-trent	£675/mo	1	0.45 miles	Rightmove
Penstock Drive, Trent Vale, Staffordshire	£695/mo	1	0.48 miles	Rightmove
Penstock Drive, Etruria	£675/mo	1	0.48 miles	Rightmove
Penstock Drive, Stoke-on-Trent, ST4 7GF	£675/mo	—	0.48 miles	Rightmove
Glebe Street, Stoke-On-Trent, ST4	£500/mo	1	0.5 miles	Rightmove
Church Street, Stoke-On-Trent, Staffordshire, ST4	£700/mo	1	0.55 miles	Rightmove
Oxford Street, Penkhull, ST4	£750/mo	2	0.55 miles	Rightmove
Wadham Street, ST4	£400/mo	1	0.59 miles	Rightmove
Oriel Street, STOKE-ON-TRENT	£1,150/mo	4	0.59 miles	Rightmove
Wadham Street, penkhull	£875/mo	3	0.6 miles	Rightmove
Quarry Avenue, Stoke-On-Trent, ST4	£800/mo	2	0.62 miles	Rightmove
Westland Street, Penkhull, Stoke-On-Trent, ST4	£750/mo	2	0.63 miles	Rightmove

Average rent: £791/mo (120 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 2.3% gross yield avg £207,375 sale, £395/mo rent

Rent ratio 182.04%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 2184.5%

Monthly cashflow £648/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6512%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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