# 2 bedroom flat for sale (ST15 8YU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 62 NAVIGATION LOOP, STONE, STONE, STAFFORDSHIRE ST15 8YU |
| Price | £125,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1996-2002 |
| Floor area | 58 m² |
| Last sold | £113,000 Apr 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £589/year
- **Est. upgrade cost to C:** £1,500

### Recommendations
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5635-6727-4400-0349-7296)

## Description

Call us **9AM - 9PM** -**7 **days a week, **365** days a year!

Ready to find your way home? Set your sights on Navigation Loop - where your property journey comes full circle! Situated on the sought-after Navigation Loop in the highly regarded area of Stone, this well-presented two-bedroom apartment offers an excellent opportunity for first-time buyers and investors in particular.

The property enjoys a convenient location just a short distance from Stone Town Centre, which provides a wide range of amenities including shops, cafes, pubs, and a train station, making it ideal for commuters and those seeking easy access to local facilities.

Offered with no upward chain, the accommodation comprises of an entrance hallway with useful storage space, two well-proportioned bedrooms, a bathroom, a spacious living/dining room, and a fitted kitchen.

Externally, the apartment benefits from an allocated parking space located within a private car park to the rear of the building.

This is a fantastic opportunity to acquire a property in a desirable location with strong appeal for both owner-occupiers and rental investment.

 

EPC Rating: C

## Property Photos

- ![Photo](/listings/photos/174543284/128393)
- ![Photo](/listings/photos/174543284/128394)
- ![Photo](/listings/photos/174543284/128395)
- ![Photo](/listings/photos/174543284/128396)
- ![Photo](/listings/photos/174543284/128397)
- ![Photo](/listings/photos/174543284/128398)
- ![Photo](/listings/photos/174543284/128399)
- ![Photo](/listings/photos/174543284/128400)

## Floorplans

- ![All](/listings/photos/174543284/128401) - All

## EPC Graphs

- ![EPC 1](/listings/photos/174543284/128402) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3904589
- **Address:** 62 Navigation Loop, STONE, ST15 8YU
- **Certificate Issued:** 18/07/2006
- **Work Completed:** 05/07/2006
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £113,000 | 30/04/2007 | Flat |
| 62 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £82,500 | 21/02/2003 | Flat |
| 62 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £69,950 | 21/12/2001 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 46 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £100,000 | 28/04/2023 | Flat |
| [Same street] 34 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £90,000 | 14/03/2023 | Flat |
| [Same street] 46 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £100,000 | 16/12/2022 | Flat |
| [Same street] 36 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £105,000 | 22/07/2022 | Flat |
| [Same street] 22 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £98,500 | 29/10/2021 | Flat |
| [Same street] 66 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £85,000 | 28/09/2021 | Flat |
| [Same street] 9 NAVIGATION LOOP, STONE, STAFFORD, STAFFORDSHIRE, ST15 8YU | £220,000 | 13/08/2021 | Semi-detached |

**Street average:** £114,071 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £146,600 (5 Flat, ST15, 2024–2026)
- **Deviation:** -14.7%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £799/mo
- **Realistic:** £888/mo
- **Optimistic:** £977/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Maisonette, Navigation Loop, ST15 | £760/mo | 2 | 0.03 miles | OpenRent |
| 2 Bed Terraced House, St Vincent Mews, ST15 | £1,395/mo | 2 | 0.5 miles | OpenRent |
| 2 Bed Terraced House, Old Road, ST15 | £875/mo | 2 | 0.52 miles | OpenRent |
| 2 Bed Terraced House, Old Road, ST15 | £950/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Flat, Whitemill Lane, ST15 | £625/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Flat, Manor Rise, ST15 | £600/mo | 2 | 1.08 miles | OpenRent |

**Average rent: £868/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.65% (weak for cashflow)
- **Max investor price (0.8%):** £102,250
- **Target investor price (1%):** £81,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £818/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.7×
- **Monthly cashflow:** £219/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,155/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.6%
- **10y growth:** 111.5%

## House Price Index (HM Land Registry)

*Official index for Stafford; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 11.8%
- **10y growth (index):** 31.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)