Sold STC Terraced

20 WOODLANDS TERRACE

PUDSEY, STANNINGLEY, WEST YORKSHIRE LS28 6QD

2 beds 1 baths 81 m² Listed 10 Nov 2025 (-222d)

£215,000

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# 2 bedroom terraced house for sale (LS28 6QD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 20 WOODLANDS TERRACE, PUDSEY, STANNINGLEY, WEST YORKSHIRE LS28 6QD |
| Price | £215,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £215,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 30/01/2032
- **Current heating cost:** £821/year
- **Est. upgrade cost to C:** £21,620

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2761-3911-0251-5520-3142)

## Description

Benefitting from gas central heating and uPVC double glazing, the accommodation comprises in brief, to the ground floor; entrance into a welcoming living room with modern decorative themes and wood burner set in exposed brick fireplace recess, a smart open plan dining kitchen with a range of modern fitted units with complementary wooden work surfaces over, double oven, 5-ring gas hob, integrated dishwasher and washing machine, ceramic sink, understairs storage and an extension to the rear creating space for a dining table and with access out to the garden.

To the first floor, the landing has feature half-height panelling, there is a double bedroom with built in storage and an impressive bathroom with four piece white suite to include WC, wash basin with floating vanity unit, bath and separate corner shower enclosure, stylish splash back tiling and ceiling spotlights.  To the second floor is a further good size double bedroom with fitted wardrobe and dormer window to the front elevation.  Externally, the rear garden is mainly laid to lawn with paved patio and garden shed and there is permit parking on street to the front of the property.

Stanningley is a popular area of West Leeds and is compressed between the areas of Pudsey, Farsley, Bramley and Rodley and dissected by Stanningley Road that forms an arterial route towards Leeds City Centre and out to Bradford.  This area is ideal for the business commuter as there are various bus routes that run to both city centres and surrounding districts, as well as New Pudsey and Bramley Railway Stations.  Conveniently placed a short distance away is the Owlcotes Shopping Centre that provides the consumer with both Asda and Marks & Spencer superstores and ample car parking.

Anti-Money Laundering (AML) Checks - As part of making an offer, we're required by law to complete Anti-Money Laundering (AML) checks to confirm the identity of all purchasers. To cover the cost of this process, a fee of £48 inc VAT per buyer is payable when your offer is accepted. This is a standard requirement for all buyers and helps us ensure your offer can be progressed as quickly and smoothly as possible.

## Property Photos

- ![Picture No. 19](/listings/photos/169191110/697112) - Picture No. 19
- ![Picture No. 11](/listings/photos/169191110/697113) - Picture No. 11
- ![Picture No. 12](/listings/photos/169191110/697114) - Picture No. 12
- ![Picture No. 14](/listings/photos/169191110/697115) - Picture No. 14
- ![Picture No. 04](/listings/photos/169191110/697116) - Picture No. 04
- ![Picture No. 06](/listings/photos/169191110/697117) - Picture No. 06
- ![Picture No. 07](/listings/photos/169191110/697118) - Picture No. 07
- ![Picture No. 16](/listings/photos/169191110/697119) - Picture No. 16
- ![Picture No. 08](/listings/photos/169191110/697120) - Picture No. 08
- ![Picture No. 03](/listings/photos/169191110/697121) - Picture No. 03
- ![Picture No. 05](/listings/photos/169191110/697122) - Picture No. 05
- ![Picture No. 09](/listings/photos/169191110/697123) - Picture No. 09
- ![Picture No. 10](/listings/photos/169191110/697124) - Picture No. 10
- ![Picture No. 13](/listings/photos/169191110/697125) - Picture No. 13
- ![Picture No. 15](/listings/photos/169191110/697126) - Picture No. 15
- ![Picture No. 17](/listings/photos/169191110/697127) - Picture No. 17
- ![Picture No. 18](/listings/photos/169191110/697129) - Picture No. 18

## Floorplans

- ![Floorplan](/listings/photos/169191110/697130) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/169191110/697132) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £215,000 | 13/03/2026 | Terraced |
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £211,500 | 14/04/2022 | Terraced |
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £146,500 | 15/06/2017 | Terraced |
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £110,000 | 15/03/2013 | Terraced |
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £127,500 | 07/09/2007 | Terraced |
| 20 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £95,000 | 23/03/2006 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ | £144,443 | 24/09/2025 | Terraced |
| 229 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB | £210,000 | 06/08/2025 | Terraced |
| 2 SOUTH VIEW, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6BB | £117,500 | 15/11/2023 | Terraced |
| 221 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB | £200,000 | 27/10/2023 | Terraced |
| [Same street] 3 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £170,000 | 26/05/2023 | Terraced |
| [Same street] 11 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £208,000 | 15/12/2022 | Terraced |
| 7 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ | £285,375 | 09/12/2022 | Terraced |
| [Same street] 1 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £184,000 | 28/11/2022 | Terraced |
| 3 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ | £270,000 | 21/11/2022 | Terraced |
| 51 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ | £365,000 | 23/09/2022 | Terraced |
| [Same street] 9 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £192,995 | 28/01/2022 | Terraced |
| [Same street] 21 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £215,000 | 27/01/2022 | Terraced |
| 223 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB | £184,000 | 29/09/2021 | Terraced |
| 221 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB | £110,000 | 29/09/2021 | Terraced |
| 16 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ | £163,000 | 24/09/2021 | Terraced |
| [Same street] 7 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD | £180,000 | 23/09/2021 | Terraced |
| 2 WOODNOOK TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6BE | £162,000 | 27/08/2021 | Terraced |
| 17 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ | £210,000 | 20/08/2021 | Terraced |
| 201 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB | £180,500 | 14/07/2021 | Terraced |

**Street average:** £191,666 (6 sales)
**Area average:** £200,140 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £237,004 (70 Terraced, LS28, 2024–2026)
- **Deviation:** -9.3%

## Rental Range

*ONS Price Index of Private Rents (Leeds). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,020/mo
- **Realistic:** £1,133/mo
- **Optimistic:** £1,246/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leeds (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Savoy Court, LS28 | £795/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Richardshaw Lane, LS28 | £850/mo | 2 | 0.84 miles | OpenRent |
| 2 Bed Flat, Chapeltown, LS28 | £875/mo | 2 | 1.02 miles | OpenRent |
| 2 Bed Flat, Chapeltown, LS28 | £900/mo | 2 | 1.04 miles | OpenRent |

**Average rent: £855/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £107,875
- **Target investor price (1%):** £86,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £863/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-95/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,654/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.9%
- **10y growth:** 72.3%

## House Price Index (HM Land Registry)

*Official index for Leeds; Terraced series; as of March 2026.*

- **1y growth (index):** 2.8%
- **5y growth (index):** 23%
- **10y growth (index):** 63%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 19 Picture No. 11 Picture No. 12 Picture No. 14 Picture No. 04 Picture No. 06 Picture No. 07 Picture No. 16 Picture No. 08 Picture No. 03 Picture No. 05 Picture No. 09 Picture No. 10 Picture No. 13 Picture No. 15 Picture No. 17 Picture No. 18

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Property details

Tenure

FREEHOLD

Floor area

81 m²

Council tax band

EPC rating

Last sold

£215,000 Mar 2026

Price per m²

£2,654/m²

Local average

£237,004 (-9.3%)

Deprivation

Decile 7 (21,889 of 33,755)

Street crime

176 incidents within 1 mile (Apr 2026)

Key features

Stunning two bedroom through terrace
Spacious accommodation over three floors
Contemporary, extended dining kitchen
Living room with wood burner
Luxurious bathroom with bath and shower
Two well-proportioned double bedrooms
Lawned rear garden, permit parking
Close to New Pudsey train station

Additional details

Parking: Yes
Garden: Yes

Description

A stunning two bedroom through terrace property situated in a prime location for accessing New Pudsey train station and nearby Farsley. Presented to a high standard throughout and arranged over three floors with extended open plan dining kitchen, living room with wood burner, luxurious bathroom, two well-proportioned double bedrooms, enclosed lawned garden and permit parking on street, this is a fabulous first time buy and early viewing is going to be essential!

Benefitting from gas central heating and uPVC double glazing, the accommodation comprises in brief, to the ground floor; entrance into a welcoming living room with modern decorative themes and wood burner set in exposed brick fireplace recess, a smart open plan dining kitchen with a range of modern fitted units with complementary wooden work surfaces over, double oven, 5-ring gas hob, integrated dishwasher and washing machine, ceramic sink, understairs storage and an extension to the rear creating space for a dining table and with access out to the garden.

To the first floor, the landing has feature half-height panelling, there is a double bedroom with built in storage and an impressive bathroom with four piece white suite to include WC, wash basin with floating vanity unit, bath and separate corner shower enclosure, stylish splash back tiling and ceiling spotlights. To the second floor is a further good size double bedroom with fitted wardrobe and dormer window to the front elevation. Externally, the rear garden is mainly laid to lawn with paved patio and garden shed and there is permit parking on street to the front of the property.

Stanningley is a popular area of West Leeds and is compressed between the areas of Pudsey, Farsley, Bramley and Rodley and dissected by Stanningley Road that forms an arterial route towards Leeds City Centre and out to Bradford. This area is ideal for the business commuter as there are various bus routes that run to both city centres and surrounding districts, as well as New Pudsey and Bramley Railway Stations. Conveniently placed a short distance away is the Owlcotes Shopping Centre that provides the consumer with both Asda and Marks & Spencer superstores and ample car parking.

Anti-Money Laundering (AML) Checks - As part of making an offer, we're required by law to complete Anti-Money Laundering (AML) checks to confirm the identity of all purchasers. To cover the cost of this process, a fee of £48 inc VAT per buyer is payable when your offer is accepted. This is a standard requirement for all buyers and helps us ensure your offer can be progressed as quickly and smoothly as possible.

Listed by

Pudsey

The Northern Estate Agencies Group

Reference: 169191110

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 31/01/2022

Expiry date: 30/01/2032

Current heating cost: £821/year

Potential heating cost: £522/year

Est. upgrade cost to C: £21,620

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

126% since 2006

Event	Date	Price	% change
Sold	13/03/2026 (3 months ago)	£215,000	+1.7%
Sold	14/04/2022 (4 years ago)	£211,500	+44.4%
Sold	15/06/2017 (9 years ago)	£146,500	+33.2%
Sold	15/03/2013 (13 years ago)	£110,000	-13.7%
Sold	07/09/2007 (18 years ago)	£127,500	+34.2%
Sold	23/03/2006 (20 years ago)	£95,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ	£144,443	24/09/2025	Terraced
229 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB	£210,000	06/08/2025	Terraced
2 SOUTH VIEW, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6BB	£117,500	15/11/2023	Terraced
221 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB	£200,000	27/10/2023	Terraced
Same street 3 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£170,000	26/05/2023	Terraced
Same street 11 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£208,000	15/12/2022	Terraced
7 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ	£285,375	09/12/2022	Terraced
Same street 1 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£184,000	28/11/2022	Terraced
3 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ	£270,000	21/11/2022	Terraced
51 WESLEY ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6EJ	£365,000	23/09/2022	Terraced
Same street 9 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£192,995	28/01/2022	Terraced
Same street 21 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£215,000	27/01/2022	Terraced
223 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB	£184,000	29/09/2021	Terraced
221 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB	£110,000	29/09/2021	Terraced
16 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ	£163,000	24/09/2021	Terraced
Same street 7 WOODLANDS TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QD	£180,000	23/09/2021	Terraced
2 WOODNOOK TERRACE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6BE	£162,000	27/08/2021	Terraced
17 WOODLANDS GROVE, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QQ	£210,000	20/08/2021	Terraced
201 BRADFORD ROAD, STANNINGLEY, PUDSEY, LEEDS, WEST YORKSHIRE, LS28 6QB	£180,500	14/07/2021	Terraced

Street average: £191,666 (6 sales)

Area average: £200,140 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.9%

10y growth 72.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Leeds. Series: Terraced. As of March 2026.

1y (index) 2.8%

5y (index) 23%

10y (index) 63%

Rental Range

Estimated market rent for Leeds. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,020/mo

Realistic £1,133/mo

Optimistic £1,246/mo

Based on Local Authority from postcode lookup → Leeds.

LHA (30th percentile) floor for Leeds: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LS28 6QD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Bradford Road Ruskin Street	0.1 miles
Train station	New Pudsey	0.1 miles
Shop	The Corner Shop	0.1 miles
Bus stop	Cote Lane Bradford Road	0.1 miles
Shop	Rachel Thompson	0.2 miles
Train station	Bramley	1.8 miles
Hospital	Eccleshill NHS Treatment Centre	1.8 miles
University	Kirkstall Brewery Residences	3.0 miles
Hospital	Sir Karl Cohen Square	3.6 miles
University	Reception/Helpzone	4.0 miles

Street-level crime

Category	Count
Violence and sexual offences	64
Anti-social behaviour	24
Shoplifting	18
Public order	16
Other theft	11
Criminal damage and arson	10
Other crime	10
Burglary	8
Drugs	8
Vehicle crime	5
Bicycle theft	1
Robbery	1
Total incidents	176

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Farsley Farfield Primary School	Primary	0.3 miles	Good — 5 Mar 2013
Co-op Academy Priesthorpe	Secondary	0.4 miles	Good — 19 Mar 2024
Farsley Westroyd Primary School and Nursery	Primary	0.5 miles	Good — 16 Dec 2019
Pudsey Primrose Hill Primary School	Primary	0.6 miles	Outstanding — 21 Nov 2023
Pudsey Bolton Royd Primary School	Primary	0.7 miles	Good — 18 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Savoy Court, LS28	£795/mo	2	0.39 miles	OpenRent
2 Bed Flat, Richardshaw Lane, LS28	£850/mo	2	0.84 miles	OpenRent
2 Bed Flat, Chapeltown, LS28	£875/mo	2	1.02 miles	OpenRent
2 Bed Flat, Chapeltown, LS28	£900/mo	2	1.04 miles	OpenRent

Average rent: £855/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £107,875

Target investor price (1%) £86,300

Gross yield 4.8%

Cost-to-rent ratio 20.8×

Monthly cashflow £-95/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).