# 3 bedroom terraced house for sale (M41 7HB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 97 IONA WAY, MANCHESTER, URMSTON, GREATER MANCHESTER M41 7HB |
| Price | £269,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 66 m² |
| Last sold | £80,000 Feb 2003 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/09/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £583/year

### Recommendations
- A (350)
- B (1,500)
- W2 (6,000)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8008-8093-6929-3997-5153)

## Description

Trading Places Estate Agents are pleased to offer for sale a well presented conveniently located THREE BEDROOM mid terrace property located in Davyhulme. Situated in close proximity to amenities, major road networks and the Trafford centre and metrolink this property would make an ideal first time purchase. The well presented accomodation briefly comprises; porch, spacious lounge,  fitted kitchen/diner. To the first floor there are THREE well proportioned bedrooms and an three piece bathroom suite. Externally to the front of the property there is a mainly lawned garden. To the rear, which benefits from not being overlooked & enjoys a sunny aspect. There is a mainly lawned garden, mature beds & is fenced for privacy. Ideally placed for the well regarded schools & transport links. A well located and tastefully presented property that would make an ideal first time purchase. Viewings are strongly recommended.

## Property Photos

- ![Three Bedroom Terrace](/listings/photos/92973540/2297171) - Three Bedroom Terrace
- ![DSC 0052](/listings/photos/92973540/2297172) - DSC 0052
- ![DSC 0070](/listings/photos/92973540/2297173) - DSC 0070
- ![Back](/listings/photos/92973540/2297174) - Back
- ![DSC 0055](/listings/photos/92973540/2297175) - DSC 0055
- ![DSC 0071](/listings/photos/92973540/2297176) - DSC 0071
- ![DSC 0072](/listings/photos/92973540/2297177) - DSC 0072
- ![DSC 0073](/listings/photos/92973540/2297178) - DSC 0073
- ![DSC 0058](/listings/photos/92973540/2297179) - DSC 0058
- ![DSC 0061](/listings/photos/92973540/2297180) - DSC 0061
- ![DSC 0059](/listings/photos/92973540/2297181) - DSC 0059
- ![DSC 0063](/listings/photos/92973540/2297182) - DSC 0063

## EPC Graphs

- ![EPC](/listings/photos/92973540/2297183) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £137,000 | 04/12/2015 | Terraced |
| 97 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £80,000 | 25/02/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 364 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF | £255,000 | 06/04/2023 | Terraced |
| [Same street] 87 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £252,000 | 05/08/2022 | Terraced |
| 396 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF | £285,000 | 27/07/2022 | Terraced |
| [Same street] 101 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £282,000 | 29/06/2022 | Terraced |
| [Same street] 119 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £248,000 | 12/05/2022 | Terraced |
| 3 QUEENSWAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7EH | £197,000 | 15/10/2021 | Terraced |

**Street average:** £260,667 (3 sales)
**Area average:** £245,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £315,629 (29 Terraced, M41, 2024–2026)
- **Deviation:** -14.5%

## Rental Range

*ONS Price Index of Private Rents (Trafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,230/mo
- **Realistic:** £1,367/mo
- **Optimistic:** £1,504/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hoy Drive, M41 | £1,350/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Hoy Drive, M41 | £1,350/mo | 3 | 0.32 miles | OpenRent |

**Average rent: £1,350/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,090/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.4%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for Trafford; Terraced series; as of June 2026.*

- **1y growth (index):** 10.7%
- **5y growth (index):** 26.8%
- **10y growth (index):** 65.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)