For sale Terraced

97 IONA WAY

MANCHESTER, URMSTON, GREATER MANCHESTER M41 7HB

3 beds 1 baths 710 sq ft Listed 10 Sep 2026 (-4d)

£269,950

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# 3 bedroom terraced house for sale (M41 7HB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 97 IONA WAY, MANCHESTER, URMSTON, GREATER MANCHESTER M41 7HB |
| Price | £269,950 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 66 m² |
| Last sold | £80,000 Feb 2003 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/09/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £583/year

### Recommendations
- A (350)
- B (1,500)
- W2 (6,000)
- I (3,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8008-8093-6929-3997-5153)

## Description

Trading Places Estate Agents are pleased to offer for sale a well presented conveniently located THREE BEDROOM mid terrace property located in Davyhulme. Situated in close proximity to amenities, major road networks and the Trafford centre and metrolink this property would make an ideal first time purchase. The well presented accomodation briefly comprises; porch, spacious lounge,  fitted kitchen/diner. To the first floor there are THREE well proportioned bedrooms and an three piece bathroom suite. Externally to the front of the property there is a mainly lawned garden. To the rear, which benefits from not being overlooked & enjoys a sunny aspect. There is a mainly lawned garden, mature beds & is fenced for privacy. Ideally placed for the well regarded schools & transport links. A well located and tastefully presented property that would make an ideal first time purchase. Viewings are strongly recommended.

## Property Photos

- ![Three Bedroom Terrace](/listings/photos/92973540/2297171) - Three Bedroom Terrace
- ![DSC 0052](/listings/photos/92973540/2297172) - DSC 0052
- ![DSC 0070](/listings/photos/92973540/2297173) - DSC 0070
- ![Back](/listings/photos/92973540/2297174) - Back
- ![DSC 0055](/listings/photos/92973540/2297175) - DSC 0055
- ![DSC 0071](/listings/photos/92973540/2297176) - DSC 0071
- ![DSC 0072](/listings/photos/92973540/2297177) - DSC 0072
- ![DSC 0073](/listings/photos/92973540/2297178) - DSC 0073
- ![DSC 0058](/listings/photos/92973540/2297179) - DSC 0058
- ![DSC 0061](/listings/photos/92973540/2297180) - DSC 0061
- ![DSC 0059](/listings/photos/92973540/2297181) - DSC 0059
- ![DSC 0063](/listings/photos/92973540/2297182) - DSC 0063

## EPC Graphs

- ![EPC](/listings/photos/92973540/2297183) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 97 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £137,000 | 04/12/2015 | Terraced |
| 97 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £80,000 | 25/02/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 364 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF | £255,000 | 06/04/2023 | Terraced |
| [Same street] 87 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £252,000 | 05/08/2022 | Terraced |
| 396 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF | £285,000 | 27/07/2022 | Terraced |
| [Same street] 101 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £282,000 | 29/06/2022 | Terraced |
| [Same street] 119 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB | £248,000 | 12/05/2022 | Terraced |
| 3 QUEENSWAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7EH | £197,000 | 15/10/2021 | Terraced |

**Street average:** £260,667 (3 sales)
**Area average:** £245,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £315,629 (29 Terraced, M41, 2024–2026)
- **Deviation:** -14.5%

## Rental Range

*ONS Price Index of Private Rents (Trafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,230/mo
- **Realistic:** £1,367/mo
- **Optimistic:** £1,504/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hoy Drive, M41 | £1,350/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Hoy Drive, M41 | £1,350/mo | 3 | 0.32 miles | OpenRent |

**Average rent: £1,350/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,090/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.4%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for Trafford; Terraced series; as of June 2026.*

- **1y growth (index):** 10.7%
- **5y growth (index):** 26.8%
- **10y growth (index):** 65.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Three Bedroom Terrace DSC 0052 DSC 0070 Back DSC 0055 DSC 0071 DSC 0072 DSC 0073 DSC 0058 DSC 0061 DSC 0059 DSC 0063

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Property details

Tenure

FREEHOLD

Floor area

66 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£80,000 Feb 2003

Price per m²

£4,090/m²

Local average

£315,629 (-14.5%)

Deprivation

Decile 5 (16,681 of 33,755)

Street crime

0 incidents within 1 mile (Jul 2026)

Key features

Kitchen-Diner
No Chain
Mature Garden
Close to Metrolink
Close to Amenities
In catchment for
Fully Double Glazed

Additional details

Garden: Yes
Required access: No
Rights of way: No

Description

Trading Places Estate Agents are pleased to offer for sale a well presented conveniently located THREE BEDROOM mid terrace property located in Davyhulme. Situated in close proximity to amenities, major road networks and the Trafford centre and metrolink this property would make an ideal first time purchase. The well presented accomodation briefly comprises; porch, spacious lounge, fitted kitchen/diner. To the first floor there are THREE well proportioned bedrooms and an three piece bathroom suite. Externally to the front of the property there is a mainly lawned garden. To the rear, which benefits from not being overlooked & enjoys a sunny aspect. There is a mainly lawned garden, mature beds & is fenced for privacy. Ideally placed for the well regarded schools & transport links. A well located and tastefully presented property that would make an ideal first time purchase. Viewings are strongly recommended.

Listed by

South Manchester

Moving Onwards Limited

Reference: 92973540

EPC Rating & Upgrade Cost

This certificate expired on 10/09/2025. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 11/09/2015

Expiry date: 10/09/2025 (expired)

Current heating cost: £583/year

Potential heating cost: £376/year

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (350)
Cavity wall insulation (1,500)
Floor insulation (solid floor) (6,000)
Replace boiler with new condensing boiler (3,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~131 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

EPC Graphs

EPC

Price history

71% since 2003

Event	Date	Price	% change
Listed for sale	—	£269,950	+97%
Sold	04/12/2015 (10 years ago)	£137,000	+71.3%
Sold	25/02/2003 (23 years ago)	£80,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
364 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF	£255,000	06/04/2023	Terraced
Same street 87 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB	£252,000	05/08/2022	Terraced
396 KINGSWAY PARK, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7FF	£285,000	27/07/2022	Terraced
Same street 101 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB	£282,000	29/06/2022	Terraced
Same street 119 IONA WAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7HB	£248,000	12/05/2022	Terraced
3 QUEENSWAY, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 7EH	£197,000	15/10/2021	Terraced

Street average: £260,667 (3 sales)

Area average: £245,667 (3 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.4%

10y growth 50%

House Price Index (HM Land Registry — official index, not sold-price averages): Trafford. Series: Terraced. As of June 2026.

1y (index) 10.7%

5y (index) 26.8%

10y (index) 65.8%

Rental Range

Estimated market rent for Trafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,230/mo

Realistic £1,367/mo

Optimistic £1,504/mo

Based on Local Authority from postcode lookup → Trafford.

LHA (30th percentile) floor for Central Greater Manchester: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View M41 7HB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Lostock, Kingsway Park / opposite Egerton High School	0.1 miles
Bus stop	Lostock, Kingsway Park / near Egerton High School	0.1 miles
Shop	Urban Outfitters	0.2 miles
Shop	Millie's Cookies	0.2 miles
Train station	Humphrey Park	0.9 miles
Train station	Urmston	1.0 miles
Hospital	Salford Gastric Bypass Surgery	2.7 miles
University	Manchester School of Art	4.4 miles
University	Manchester Metropolitan University	4.4 miles
Hospital	Altrincham Health and Wellbeing Centre	5.1 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Egerton High School	Other	0.1 miles	Good — 7 Apr 2016
Kingsway Primary School	Primary	0.3 miles	Good — 18 May 2023
Barton Clough Primary School	Primary	0.4 miles	Good — 15 May 2024
The Orchards	Other	0.5 miles	Good — 31 Jul 2019
Davyhulme Primary School	Primary	0.6 miles	Outstanding — 12 May 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Hoy Drive, M41	£1,350/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Hoy Drive, M41	£1,350/mo	3	0.32 miles	OpenRent

Average rent: £1,350/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £127/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).