Sold STC Semi-detached

38 GOLDFINCH CLOSE

CONGLETON, CHESHIRE EAST CW12 3FB

3 beds 2 baths 904 sq ft Listed 23 Nov 2024 (-569d)

£280,000

Save

# 3 bedroom semi-detached house for sale (CW12 3FB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 38 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST CW12 3FB |
| Price | £280,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | D |
| Floor area | 84 m² |
| Last sold | £280,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** B
- **Expiry date:** 26/07/2027
- **Current heating cost:** £235/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2638-4084-7383-5533-1920)

## Description

Features:

•	Parking: Driveway.

•	Kitchen/dining room. Modern kitchen/diner with plenty of space for family meals.

•	Utility Room: Convenient utility room for laundry and extra storage.

•	Downstairs WC: Additional convenience with a ground floor WC.

•	Living Room: Large lounge perfect for family gatherings and relaxation.

•	Bedrooms: Three good-sized bedrooms, providing comfortable living space.

•	Bathroom: Family bathroom with modern fittings and fixtures.

•	Outdoor Space: Garden offering private outdoor space for recreation and leisure.

•	Corner Plot: Positioned on a spacious corner plot, providing additional privacy and space.

Description:

This charming 3-bedroom semi-detached house at 38 Goldfinch Close offers a fantastic opportunity for families or first-time buyers. The property features a large lounge, a modern kitchen diner, and a utility room with a downstairs WC. With three generously sized bedrooms and a family bathroom, it provides ample space for comfortable living. The driveway offers ample parking, and the garden provides a private outdoor area. Situated on a corner plot, this home offers additional privacy and space.

Location:

Located in a desirable area of Congleton, this home is close to local amenities in high town or the town centre, bus routes for high schools and schools Mossley primary and marlfields close by, and public transport links, making it a convenient choice for families and commuters alike.

Contact:

For more information or to arrange a viewing, please contact Cliona at Congleton BJB.

Don’t miss out on this wonderful home at 38 Goldfinch Close!

The Bowland Dimensions: Metric | Imperial

Downstairs

Lounge W: 4379mm x L: 4197mm | W: 14'4" x L: 13'9"

Kitchen/Dining W: 4102mm x L: 3340mm | W: 13'5" x L: 10'11"

Utility W: 1259mm x L: 1721mm | W: 4'1" x L: 5'7"

WC W: 1259mm x L: 1298mm | W: 4'1" x L: 4'3"

First floor

Master W: 3278mm x L: 2957mm | W: 10'9" x L: 9'8"

En Suite W: 2357mm x L: 1410mm | W: 7'8" x L: 4'7"

Bedroom 2 W: 3278mm x L: 3077mm | W: 10'9" x L: 10'1"

Bedroom 3 W: 2120mm x L: 2257mm | W: 6'11" x L: 7'4"

Bathroom W: 2120mm x L: 1985mm | W: 6'11" x L: 6'6"

## Property Photos

- ![Photo](/listings/photos/155293526/219870)
- ![Photo](/listings/photos/155293526/219871)
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- ![Photo](/listings/photos/155293526/219877)
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- ![Photo](/listings/photos/155293526/219881)
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- ![Photo](/listings/photos/155293526/219890)
- ![Photo](/listings/photos/155293526/219891)

## Floorplans

- ![Floorplan 1](/listings/photos/155293526/219892) - Floorplan 1
- ![Floorplan 2](/listings/photos/155293526/219893) - Floorplan 2

## EPC Graphs

- ![EPC 1](/listings/photos/155293526/219894) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3FB | £280,000 | 23/05/2025 | Semi-detached |
| 38 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3FB | £245,000 | 30/09/2021 | Semi-detached |
| 38 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3FB | £192,950 | 25/08/2017 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 TUDOR WAY, CONGLETON, CHESHIRE EAST, CW12 4AS | £535,000 | 05/01/2026 | Semi-detached |
| 100 KESTREL CLOSE, CONGLETON, CHESHIRE EAST, CW12 3QX | £284,000 | 17/12/2025 | Semi-detached |
| 97 KESTREL CLOSE, CONGLETON, CHESHIRE EAST, CW12 3QX | £150,000 | 28/03/2025 | Semi-detached |
| 57 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £84,248 | 18/10/2023 | Semi-detached |
| 59 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £84,248 | 18/10/2023 | Semi-detached |
| 45 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £121,957 | 31/08/2023 | Semi-detached |
| [Same street] 29 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3FB | £283,000 | 02/05/2023 | Detached |
| 1 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £279,995 | 27/02/2023 | Semi-detached |
| 19 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £254,995 | 22/12/2022 | Semi-detached |
| 21 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £254,995 | 21/12/2022 | Semi-detached |
| 39 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £262,500 | 26/10/2022 | Semi-detached |
| 41 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £264,995 | 20/10/2022 | Semi-detached |
| 14 NEW STREET, CONGLETON, CHESHIRE EAST, CW12 3AH | £195,000 | 29/09/2022 | Semi-detached |
| 25 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £229,000 | 18/08/2022 | Semi-detached |
| 23 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £219,000 | 12/08/2022 | Semi-detached |
| 27 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £229,995 | 01/07/2022 | Semi-detached |
| 29 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £225,000 | 30/06/2022 | Semi-detached |
| 7 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £239,995 | 30/05/2022 | Semi-detached |
| 5 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ | £239,995 | 27/05/2022 | Semi-detached |
| 16 BULLFINCH PLACE, CONGLETON, CHESHIRE EAST, CW12 3UH | £75,000 | 14/01/2022 | Semi-detached |
| 64 CANAL ROAD, CONGLETON, CHESHIRE EAST, CW12 3AN | £170,000 | 30/09/2021 | Semi-detached |

**Street average:** £283,000 (1 sale)
**Area average:** £219,996 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £259,877 (65 Semi-detached, CW12, 2024–2026)
- **Deviation:** +7.7%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £693/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Canal Road, Congleton, CW12](http://87.117.209.195:8080/listings/5f94ea5) | £1,300/mo | 3 | 0.25 miles | Rightmove |
| [Annan Close, Congleton](http://87.117.209.195:8080/listings/248943e) | £1,300/mo | 3 | 0.52 miles | Rightmove |
| [Moss Road, Astbury, CW12](http://87.117.209.195:8080/listings/94bcc99) | £1,500/mo | 3 | 0.64 miles | Rightmove |
| [Boundary Lane, Congleton](http://87.117.209.195:8080/listings/5b678eb) | £1,350/mo | 3 | 0.92 miles | Rightmove |
| [Dobson Way, Congleton, CW12](http://87.117.209.195:8080/listings/bef992e) | £2,200/mo | 3 | 1.5 miles | Rightmove |
| [Ormiston Way, Congleton](http://87.117.209.195:8080/listings/05e7379) | £1,495/mo | 3 | 1.81 miles | Rightmove |
| [Burgess Place, Congleton, CW12](http://87.117.209.195:8080/listings/4cadafa) | £1,400/mo | 3 | 1.81 miles | Rightmove |
| [Loachbrook Farm Way, Congleton, CW12](http://87.117.209.195:8080/listings/7973c23) | £1,300/mo | 3 | 1.96 miles | Rightmove |
| [Overton Road, Congleton, CW12](http://87.117.209.195:8080/listings/8396a46) | £1,350/mo | 3 | 2.19 miles | Rightmove |
| [Wallhill Lane, Brownlow, CW12](http://87.117.209.195:8080/listings/3894533) | £1,500/mo | 3 | 2.22 miles | Rightmove |
| [Congleton, Staffordshire](http://87.117.209.195:8080/listings/d9636ca) | £2,000/mo | 3 | 2.9 miles | Rightmove |

**Average rent: £1,518/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £132/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,333/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.9%
- **10y growth:** 59.9%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.3%
- **5y growth (index):** 25.2%
- **10y growth (index):** 56.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

84 m²

Council tax band

EPC rating

Last sold

£280,000 May 2025

Price per m²

£3,333/m²

Local average

£259,877 (+7.7%)

Deprivation

Decile 6 (19,544 of 33,755)

Street crime

145 incidents within 1 mile (Apr 2026)

Key features

3 Bedroom Semi Detached
Modern Open Plan Dining Kitchen
Utility room
Downstairs Cloakroom
Master Bedroom with Ensuite
Driveway

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Double glazing, Open fire
Parking: Driveway
Garden: Yes

Description

Features:
• Parking: Driveway.
• Kitchen/dining room. Modern kitchen/diner with plenty of space for family meals.
• Utility Room: Convenient utility room for laundry and extra storage.
• Downstairs WC: Additional convenience with a ground floor WC.
• Living Room: Large lounge perfect for family gatherings and relaxation.
• Bedrooms: Three good-sized bedrooms, providing comfortable living space.
• Bathroom: Family bathroom with modern fittings and fixtures.
• Outdoor Space: Garden offering private outdoor space for recreation and leisure.
• Corner Plot: Positioned on a spacious corner plot, providing additional privacy and space.

Description:
This charming 3-bedroom semi-detached house at 38 Goldfinch Close offers a fantastic opportunity for families or first-time buyers. The property features a large lounge, a modern kitchen diner, and a utility room with a downstairs WC. With three generously sized bedrooms and a family bathroom, it provides ample space for comfortable living. The driveway offers ample parking, and the garden provides a private outdoor area. Situated on a corner plot, this home offers additional privacy and space.

Location:
Located in a desirable area of Congleton, this home is close to local amenities in high town or the town centre, bus routes for high schools and schools Mossley primary and marlfields close by, and public transport links, making it a convenient choice for families and commuters alike.

Contact:
For more information or to arrange a viewing, please contact Cliona at Congleton BJB.

Don’t miss out on this wonderful home at 38 Goldfinch Close!

The Bowland Dimensions: Metric | Imperial

Downstairs

Lounge W: 4379mm x L: 4197mm | W: 14'4" x L: 13'9"

Kitchen/Dining W: 4102mm x L: 3340mm | W: 13'5" x L: 10'11"

Utility W: 1259mm x L: 1721mm | W: 4'1" x L: 5'7"

WC W: 1259mm x L: 1298mm | W: 4'1" x L: 4'3"

First floor

Master W: 3278mm x L: 2957mm | W: 10'9" x L: 9'8"

En Suite W: 2357mm x L: 1410mm | W: 7'8" x L: 4'7"

Bedroom 2 W: 3278mm x L: 3077mm | W: 10'9" x L: 10'1"

Bedroom 3 W: 2120mm x L: 2257mm | W: 6'11" x L: 7'4"

Bathroom W: 2120mm x L: 1985mm | W: 6'11" x L: 6'6"

Listed by

Congleton

Spicerhaart

Reference: 155293526

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: B

Inspection date: 27/07/2017

Expiry date: 26/07/2027

Current heating cost: £235/year

Potential heating cost: £235/year

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

EPC Graphs

EPC 1

Price history

45% since 2017

Event	Date	Price	% change
Sold	23/05/2025 (1 year ago)	£280,000	+14.3%
Sold	30/09/2021 (4 years ago)	£245,000	+27%
Sold	25/08/2017 (8 years ago)	£192,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
14 TUDOR WAY, CONGLETON, CHESHIRE EAST, CW12 4AS	£535,000	05/01/2026	Semi-detached
100 KESTREL CLOSE, CONGLETON, CHESHIRE EAST, CW12 3QX	£284,000	17/12/2025	Semi-detached
97 KESTREL CLOSE, CONGLETON, CHESHIRE EAST, CW12 3QX	£150,000	28/03/2025	Semi-detached
57 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£84,248	18/10/2023	Semi-detached
59 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£84,248	18/10/2023	Semi-detached
45 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£121,957	31/08/2023	Semi-detached
Same street 29 GOLDFINCH CLOSE, CONGLETON, CHESHIRE EAST, CW12 3FB	£283,000	02/05/2023	Detached
1 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£279,995	27/02/2023	Semi-detached
19 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£254,995	22/12/2022	Semi-detached
21 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£254,995	21/12/2022	Semi-detached
39 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£262,500	26/10/2022	Semi-detached
41 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£264,995	20/10/2022	Semi-detached
14 NEW STREET, CONGLETON, CHESHIRE EAST, CW12 3AH	£195,000	29/09/2022	Semi-detached
25 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£229,000	18/08/2022	Semi-detached
23 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£219,000	12/08/2022	Semi-detached
27 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£229,995	01/07/2022	Semi-detached
29 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£225,000	30/06/2022	Semi-detached
7 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£239,995	30/05/2022	Semi-detached
5 FALCON DRIVE, CONGLETON, CHESHIRE EAST, CW12 3UJ	£239,995	27/05/2022	Semi-detached
16 BULLFINCH PLACE, CONGLETON, CHESHIRE EAST, CW12 3UH	£75,000	14/01/2022	Semi-detached
64 CANAL ROAD, CONGLETON, CHESHIRE EAST, CW12 3AN	£170,000	30/09/2021	Semi-detached

Street average: £283,000 (1 sale)

Area average: £219,996 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.9%

10y growth 59.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Semi-detached. As of March 2026.

1y (index) 2.3%

5y (index) 25.2%

10y (index) 56.5%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £878/mo

Realistic £975/mo

Optimistic £1,073/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for Oldham & Rochdale: £693/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CW12 3FB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Amery Garage Services	0.2 miles
Bus stop	Congleton, Canal Road / Daven Road	0.2 miles
Hospital	Congleton War Memorial Hospital	0.2 miles
Shop	Burns Garages	0.3 miles
Train station	Congleton	0.6 miles
Train station	Kidsgrove	5.1 miles
Hospital	John Munroe Hospital	5.6 miles
University	Buxton & Leek College	8.4 miles
University	Tovell Building, Buxton & Leek College	8.4 miles

Street-level crime

Category	Count
Violence and sexual offences	69
Public order	21
Anti-social behaviour	10
Criminal damage and arson	9
Burglary	7
Drugs	7
Other crime	6
Shoplifting	5
Vehicle crime	5
Other theft	3
Bicycle theft	2
Robbery	1
Total incidents	145

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Daven Primary School	Primary	0.3 miles	Requires improvement — 8 Nov 2023
Marlfields Primary School	Primary	0.5 miles	Requires improvement — 7 May 2024
Aidenswood School	Other	0.7 miles	Good — 24 Apr 2024
Saint Mary's Catholic Primary School	Primary	0.8 miles	Requires improvement — 1 Jul 2024
Esland Daven School	Other	0.9 miles	Requires improvement — 6 Mar 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Canal Road, Congleton, CW12	£1,300/mo	3	0.25 miles	Rightmove
Annan Close, Congleton	£1,300/mo	3	0.52 miles	Rightmove
Moss Road, Astbury, CW12	£1,500/mo	3	0.64 miles	Rightmove
Boundary Lane, Congleton	£1,350/mo	3	0.92 miles	Rightmove
Dobson Way, Congleton, CW12	£2,200/mo	3	1.5 miles	Rightmove
Ormiston Way, Congleton	£1,495/mo	3	1.81 miles	Rightmove
Burgess Place, Congleton, CW12	£1,400/mo	3	1.81 miles	Rightmove
Loachbrook Farm Way, Congleton, CW12	£1,300/mo	3	1.96 miles	Rightmove
Overton Road, Congleton, CW12	£1,350/mo	3	2.19 miles	Rightmove
Wallhill Lane, Brownlow, CW12	£1,500/mo	3	2.22 miles	Rightmove
Congleton, Staffordshire	£2,000/mo	3	2.9 miles	Rightmove

Average rent: £1,518/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £132/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).