# 3 bedroom terraced house for sale (CV3 4DH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 93 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS CV3 4DH |
| Price | £200,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 79 m² |
| Last sold | £207,000 May 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 27/06/2034
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6334-0426-5300-0808-9222)

## Description

*** THREE BEDROOM MID TERRACED HOME IN WHITLEY *** With two reception rooms, gardens front & rear, gas central heating, double glazing, bathroom with shower, fitted kitchen. No upward chain. Close to schools, supermarket and JLR.

## Property Photos

- ![20241113_101440.jpg](/listings/photos/159829481/1289989) - 20241113_101440.jpg
- ![20241210_130007.jpg](/listings/photos/159829481/1289990) - 20241210_130007.jpg
- ![20241210_125836.jpg](/listings/photos/159829481/1289991) - 20241210_125836.jpg
- ![20241210_125912.jpg](/listings/photos/159829481/1289992) - 20241210_125912.jpg
- ![20241210_125916.jpg](/listings/photos/159829481/1289993) - 20241210_125916.jpg
- ![20241210_125924.jpg](/listings/photos/159829481/1289994) - 20241210_125924.jpg
- ![20241210_130032.jpg](/listings/photos/159829481/1289995) - 20241210_130032.jpg
- ![20241210_125940.jpg](/listings/photos/159829481/1289996) - 20241210_125940.jpg
- ![20241210_130018.jpg](/listings/photos/159829481/1289997) - 20241210_130018.jpg
- ![20241210_130040.jpg](/listings/photos/159829481/1289999) - 20241210_130040.jpg
- ![20241210_125851.jpg](/listings/photos/159829481/1290000) - 20241210_125851.jpg
- ![20241210_130107.jpg](/listings/photos/159829481/1290001) - 20241210_130107.jpg

## Floorplans

- ![Rutherglen Avenue, C](/listings/photos/159829481/1290003) - Rutherglen Avenue, C

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #8148744
- **Address:** 93 Rutherglen Avenue, COVENTRY, CV3 4DH
- **Certificate Issued:** 09/05/2011
- **Work Completed:** 03/05/2011
- **Items:** 1 door(s)

### FENSA Certificate #4120268
- **Address:** 93 Rutherglen Avenue, COVENTRY, CV3 4DH
- **Certificate Issued:** 09/10/2006
- **Work Completed:** 18/09/2006
- **Items:** 2 door(s)

### FENSA Certificate #424131
- **Address:** 93 Rutherglen Avenue, WHITLEY, CV3 4DH
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 20/01/2003
- **Items:** 14 window(s)

### FENSA Certificate #16982267
- **Address:** 93 Rutherglen Avenue, COVENTRY, CV3 4DH
- **Certificate Issued:** 28/09/2025
- **Work Completed:** 19/09/2025
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 93 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £207,000 | 29/05/2025 | Terraced |
| 93 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £100,000 | 06/02/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 136 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DB | £275,000 | 21/11/2025 | Terraced |
| 260 LONDON ROAD, COVENTRY, WEST MIDLANDS, CV3 4BZ | £245,000 | 24/10/2025 | Terraced |
| 141 ABBEY ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4BG | £255,000 | 22/08/2025 | Terraced |
| [Same street] 39 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £250,000 | 23/07/2025 | Terraced |
| 123 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DD | £245,000 | 28/02/2025 | Terraced |
| [Same street] 75 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £267,000 | 30/09/2024 | Terraced |
| [Same street] 13 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £224,000 | 05/12/2023 | Terraced |
| 123 BURNHAM ROAD, COVENTRY, WEST MIDLANDS, CV3 4BS | £235,000 | 01/12/2023 | Terraced |
| 93 BURNHAM ROAD, COVENTRY, WEST MIDLANDS, CV3 4BS | £160,000 | 20/11/2023 | Terraced |
| 166 ABBEY ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4BH | £234,000 | 24/08/2023 | Terraced |
| 210 ABBEY ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4BE | £250,000 | 01/08/2023 | Terraced |
| 158 ABBEY ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4BH | £248,000 | 21/07/2023 | Terraced |
| 103 BURNHAM ROAD, COVENTRY, WEST MIDLANDS, CV3 4BS | £195,000 | 21/07/2023 | Terraced |
| 75 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DD | £200,000 | 17/03/2023 | Terraced |
| 117 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DD | £254,000 | 15/03/2023 | Terraced |
| 38 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DG | £210,000 | 16/12/2022 | Terraced |
| 115 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DD | £237,300 | 02/12/2022 | Terraced |
| 79 BURNHAM ROAD, COVENTRY, WEST MIDLANDS, CV3 4BS | £220,000 | 02/12/2022 | Terraced |
| 180 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DB | £252,000 | 28/11/2022 | Terraced |
| [Same street] 33 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £195,000 | 17/10/2022 | Terraced |
| 142 ABBEY ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4BH | £268,500 | 06/10/2022 | Terraced |
| [Same street] 53 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £265,000 | 01/09/2022 | Terraced |
| [Same street] 21 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £237,500 | 26/08/2022 | Terraced |
| 18 TONBRIDGE ROAD, WHITLEY, COVENTRY, WEST MIDLANDS, CV3 4AZ | £221,000 | 01/06/2022 | Terraced |
| 49 ASHINGTON GROVE, COVENTRY, WEST MIDLANDS, CV3 4DF | £210,000 | 25/05/2022 | Terraced |
| 71 BURNHAM ROAD, COVENTRY, WEST MIDLANDS, CV3 4BU | £195,000 | 16/05/2022 | Terraced |
| [Same street] 77 RUTHERGLEN AVENUE, COVENTRY, WEST MIDLANDS, CV3 4DH | £230,000 | 30/07/2021 | Terraced |

**Street average:** £238,357 (7 sales)
**Area average:** £230,490 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £235,136 (85 Terraced, CV3, 2024–2026)
- **Deviation:** -14.9%

## Rental Range

*ONS Price Index of Private Rents (Coventry). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £915/mo
- **Realistic:** £1,017/mo
- **Optimistic:** £1,119/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Coventry (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Ashington Grove, Whitley, Coventry, CV3](http://87.117.209.195:8080/listings/1224fe0) | £1,200/mo | 3 | 0.07 miles | Rightmove |
| 3 Bed Semi-Detached House, Sunbeam Way, CV3 | £1,650/mo | 3 | 0.88 miles | OpenRent |

**Average rent: £1,425/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £178,125
- **Target investor price (1%):** £142,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,425/mo).*

- **Gross yield:** 8.6%
- **Cost-to-rent:** 11.7×
- **Monthly cashflow:** £470/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,532/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 11.5%
- **10y growth:** 36.3%

## House Price Index (HM Land Registry)

*Official index for Coventry; Terraced series; as of April 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.6%
- **10y growth (index):** 48.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)