# 2 bedroom bungalow for sale (CA2 6QS) ## Property Details | Key | Value | |-----|-------| | Address | 4 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND CA2 6QS | | Price | £185,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: 1996-2002 | | Floor area | 63 m² | | Last sold | £180,000 Oct 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 15/05/2035 - **Current heating cost:** £640/year - **Est. upgrade cost to C:** £10,500 ### Recommendations - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2601-4925-5002-1495-0806) ## Description Perfect for those looking for quiet, single storey living and within walking distance of local amenities.  This spacious two bedroom detached bungalow is situated in a quiet cul-de-sac location with low maintenance gardens, conservatory, driveway and garage. Well presented throughout the property is double glazed and gas centrally heated and comprises of a welcoming entrance hall, spacious dining kitchen with access into the garage and leading through to the cosy lounge and conservatory with French doors to the rear garden.  The master bedroom has a range of fitted bedroom furniture, there is also a single bedroom and a four piece bathroom. Externally the low maintenance wrap around garden is laid to paving and stone chippings providing plenty of space to relax and enjoy the outdoors without too much maintenance. To the front of the property is a block paved driveway leading up to the single garage. Robert Chance Gardens is situated just a stones throw from the local shops, chemist and doctors surgery with pleasant walks along Chances Park and on regular bus routes to the city centre. The property would suit those looking to downsize or for single storey living and is sold with no onward chain. The accommodation with approximate measurements briefly comprises: Entry via UPVC double glazed door into entrance hall. ## Property Photos - ![Front external](/listings/photos/161994002/462254) - Front external - ![Dining Kitchen ](/listings/photos/161994002/462255) - Dining Kitchen - ![Lounge ](/listings/photos/161994002/462258) - Lounge - ![Rear garden ](/listings/photos/161994002/462259) - Rear garden - ![Dining Kitchen ](/listings/photos/161994002/462260) - Dining Kitchen - ![Dining Kitchen ](/listings/photos/161994002/462262) - Dining Kitchen - ![Lounge ](/listings/photos/161994002/462264) - Lounge - ![Conservatory ](/listings/photos/161994002/462265) - Conservatory - ![Conservatory](/listings/photos/161994002/462266) - Conservatory - ![Entrance Hall](/listings/photos/161994002/462267) - Entrance Hall - ![Bedroom 1](/listings/photos/161994002/462268) - Bedroom 1 - ![Bedroom 1 ](/listings/photos/161994002/462269) - Bedroom 1 - ![Bedroom 2](/listings/photos/161994002/462271) - Bedroom 2 - ![Bedroom 2 ](/listings/photos/161994002/462272) - Bedroom 2 - ![Bathroom](/listings/photos/161994002/462274) - Bathroom - ![Garden](/listings/photos/161994002/462276) - Garden - ![Garden ](/listings/photos/161994002/462281) - Garden - ![Garden ](/listings/photos/161994002/462286) - Garden ## Floorplans - ![Floorplan 1](/listings/photos/161994002/462292) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/161994002/462299) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND, CA2 6QS | £180,000 | 30/10/2025 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 10 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND, CA2 6QS | £190,000 | 28/11/2023 | Detached | | [Same street] 19 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £180,000 | 14/09/2022 | Detached | | [Same street] 5 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £175,000 | 22/08/2022 | Detached | | [Same street] 8 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £155,000 | 16/08/2021 | Detached | **Street average:** £175,000 (4 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £226,225 (20 Detached, CA2, 2024–2026) - **Deviation:** -18.2% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £865/mo - **Realistic:** £961/mo - **Optimistic:** £1,057/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Edmunds Terrace, CA2 | £750/mo | 2 | 0.19 miles | OpenRent | | 2 Bed Flat, Reeth Road, CA2 | £645/mo | 2 | 0.67 miles | OpenRent | **Average rent: £698/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.38% (weak for cashflow) - **Max investor price (0.8%):** £87,250 - **Target investor price (1%):** £69,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £698/mo).* - **Gross yield:** 4.5% - **Cost-to-rent:** 22.1× - **Monthly cashflow:** £-125/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,937/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -17.1% - **10y growth:** -1.5% ## House Price Index (HM Land Registry) *Official index for North West; Detached series; as of April 2026.* - **1y growth (index):** 5.5% - **5y growth (index):** 24.2% - **10y growth (index):** 53.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)