Sold STC Bungalow

4 ROBERT CHANCE GARDENS

CARLISLE, CUMBERLAND CA2 6QS

2 beds 1 baths 63 m² Listed 15 May 2025 (-443d)

£185,000

Reduced on 1 Jul 2025

Save

# 2 bedroom bungalow for sale (CA2 6QS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND CA2 6QS |
| Price | £185,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £180,000 Oct 2025 |

## Description

Perfect for those looking for quiet, single storey living and within walking distance of local amenities.  This spacious two bedroom detached bungalow is situated in a quiet cul-de-sac location with low maintenance gardens, conservatory, driveway and garage. Well presented throughout the property is double glazed and gas centrally heated and comprises of a welcoming entrance hall, spacious dining kitchen with access into the garage and leading through to the cosy lounge and conservatory with French doors to the rear garden.  The master bedroom has a range of fitted bedroom furniture, there is also a single bedroom and a four piece bathroom. Externally the low maintenance wrap around garden is laid to paving and stone chippings providing plenty of space to relax and enjoy the outdoors without too much maintenance. To the front of the property is a block paved driveway leading up to the single garage. Robert Chance Gardens is situated just a stones throw from the local shops, chemist and doctors surgery with pleasant walks along Chances Park and on regular bus routes to the city centre. The property would suit those looking to downsize or for single storey living and is sold with no onward chain.

The accommodation with approximate measurements briefly comprises:

Entry via UPVC double glazed door into entrance hall.

## Property Photos

- ![Front external](/listings/photos/161994002/462254) - Front external
- ![Dining Kitchen ](/listings/photos/161994002/462255) - Dining Kitchen 
- ![Lounge ](/listings/photos/161994002/462258) - Lounge 
- ![Rear garden ](/listings/photos/161994002/462259) - Rear garden 
- ![Dining Kitchen ](/listings/photos/161994002/462260) - Dining Kitchen 
- ![Dining Kitchen ](/listings/photos/161994002/462262) - Dining Kitchen 
- ![Lounge ](/listings/photos/161994002/462264) - Lounge 
- ![Conservatory ](/listings/photos/161994002/462265) - Conservatory 
- ![Conservatory](/listings/photos/161994002/462266) - Conservatory
- ![Entrance Hall](/listings/photos/161994002/462267) - Entrance Hall
- ![Bedroom 1](/listings/photos/161994002/462268) - Bedroom 1
- ![Bedroom 1 ](/listings/photos/161994002/462269) - Bedroom 1 
- ![Bedroom 2](/listings/photos/161994002/462271) - Bedroom 2
- ![Bedroom 2 ](/listings/photos/161994002/462272) - Bedroom 2 
- ![Bathroom](/listings/photos/161994002/462274) - Bathroom
- ![Garden](/listings/photos/161994002/462276) - Garden
- ![Garden ](/listings/photos/161994002/462281) - Garden 
- ![Garden ](/listings/photos/161994002/462286) - Garden

## Floorplans

- ![Floorplan 1](/listings/photos/161994002/462292) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/161994002/462299) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND, CA2 6QS | £180,000 | 30/10/2025 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 10 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND, CA2 6QS | £190,000 | 28/11/2023 | Detached |
| [Same street] 19 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £180,000 | 14/09/2022 | Detached |
| [Same street] 5 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £175,000 | 22/08/2022 | Detached |
| [Same street] 8 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS | £155,000 | 16/08/2021 | Detached |

**Street average:** £175,000 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £226,225 (20 Detached, CA2, 2024–2026)
- **Deviation:** -18.2%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Edmunds Terrace, CA2 | £750/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Reeth Road, CA2 | £645/mo | 2 | 0.67 miles | OpenRent |

**Average rent: £698/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £87,250
- **Target investor price (1%):** £69,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £698/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22.1×
- **Monthly cashflow:** £-125/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -14%
- **10y growth:** -1.5%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front external Dining Kitchen Lounge Rear garden Dining Kitchen Dining Kitchen Lounge Conservatory Conservatory Entrance Hall Bedroom 1 Bedroom 1 Bedroom 2 Bedroom 2 Bathroom Garden Garden Garden

/ 18

Property details

Tenure

FREEHOLD

Floor area

63 m²

Council tax band

Last sold

£180,000 Oct 2025

Local average

£226,225 (-18.2%)

Deprivation

Decile 2 (5,007 of 33,755)

Street crime

205 incidents within 1 mile (May 2026)

Key features

Detached bungalow
Popular residential area
2 bedrooms
Conservatory
Parking and garage
Low maintenance gardens

Additional details

Parking: Yes
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Perfect for those looking for quiet, single storey living and within walking distance of local amenities. This spacious two bedroom detached bungalow is situated in a quiet cul-de-sac location with low maintenance gardens, conservatory, driveway and garage. Well presented throughout the property is double glazed and gas centrally heated and comprises of a welcoming entrance hall, spacious dining kitchen with access into the garage and leading through to the cosy lounge and conservatory with French doors to the rear garden. The master bedroom has a range of fitted bedroom furniture, there is also a single bedroom and a four piece bathroom. Externally the low maintenance wrap around garden is laid to paving and stone chippings providing plenty of space to relax and enjoy the outdoors without too much maintenance. To the front of the property is a block paved driveway leading up to the single garage. Robert Chance Gardens is situated just a stones throw from the local shops, chemist and doctors surgery with pleasant walks along Chances Park and on regular bus routes to the city centre. The property would suit those looking to downsize or for single storey living and is sold with no onward chain.
The accommodation with approximate measurements briefly comprises:
Entry via UPVC double glazed door into entrance hall.

Listed by

Carlisle

Cumbrian Properties

Reference: 161994002

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	30/10/2025 (9 months ago)	£180,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 10 ROBERT CHANCE GARDENS, CARLISLE, CUMBERLAND, CA2 6QS	£190,000	28/11/2023	Detached
Same street 19 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS	£180,000	14/09/2022	Detached
Same street 5 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS	£175,000	22/08/2022	Detached
Same street 8 ROBERT CHANCE GARDENS, CARLISLE, CUMBRIA, CA2 6QS	£155,000	16/08/2021	Detached

Street average: £175,000 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -14%

10y growth -1.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of April 2026.

1y (index) 5.5%

5y (index) 24.2%

10y (index) 53.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 6QS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Newlaithes Top Stop	0.1 miles
Shop	Unknown	0.1 miles
Bus stop	Castlerigg Drive	0.1 miles
Shop	Asda Express	0.3 miles
Train station	Carlisle	1.4 miles
Hospital	Eden Valley Hospice	1.5 miles
University	University of Cumbria	1.8 miles
Train station	Dalston	2.6 miles
Hospital	Brampton War Memorial Hospital	10.2 miles

Street-level crime

Category	Count
Violence and sexual offences	83
Public order	38
Criminal damage and arson	21
Drugs	19
Other theft	11
Possession of weapons	8
Anti-social behaviour	7
Other crime	6
Shoplifting	5
Burglary	3
Vehicle crime	3
Robbery	1
Total incidents	205

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Newlaithes Infant School	Primary	0.1 miles	Good — 8 Feb 2023
Newlaithes Junior School	Primary	0.1 miles	Good — 10 Mar 2020
Richard Rose Morton Academy	Secondary	0.4 miles	Requires improvement — 16 Jan 2023
St Bede's Catholic Primary School	Primary	0.7 miles	Good — 7 May 2015
Cummersdale School	Primary	0.9 miles	Good — 5 Jul 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed End Terrace, Edmunds Terrace, CA2	£750/mo	2	0.19 miles	OpenRent
2 Bed Flat, Reeth Road, CA2	£645/mo	2	0.67 miles	OpenRent

Average rent: £698/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.38%

Max investor price (0.8%) £87,250

Target investor price (1%) £69,800

Gross yield 4.5%

Cost-to-rent ratio 22.1×

Monthly cashflow £-125/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).