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ST5","price_pcm":270000,"bedrooms":null,"property_type":"Detached","source_label":"Rightmove","distance_miles":3.88,"show_url":"http:\/\/87.117.209.195:8080\/listings\/d3059aa"}],"average_price":218327,"count":11,"availability":"ready","bedrooms_filter":4,"bedrooms_filter_relaxed":false,"bedrooms_filter_source":"listing"},"property_markdown":"# 4 bedroom terraced house for rent (ST5 6JJ)\n\n## Property Details\n\n| Key | Value |\n|-----|-------|\n| Address | 91 CHURCH STREET, NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6JJ |\n| Price | \u00a31,610 pcm |\n| Bedrooms | 4 |\n| Bathrooms | 1 |\n| Last sold | \u00a3110,000 Jun 2023 |\n\n## Description\n\nNicholas Humphreys are pleased to offer this beautifully presented four bedroom, one bathroom student house in Newcastle-Under-Lyme available for the 2026\/2027 academic year! EPC rating: D.\n\n## Property Photos\n\n- ![Photo](\/listings\/photos\/168043592\/10314)\n- ![Photo](\/listings\/photos\/168043592\/10316)\n- ![Photo](\/listings\/photos\/168043592\/10317)\n- ![Photo](\/listings\/photos\/168043592\/10324)\n- ![Photo](\/listings\/photos\/168043592\/10327)\n- ![Photo](\/listings\/photos\/168043592\/10328)\n- ![Photo](\/listings\/photos\/168043592\/10331)\n- ![Photo](\/listings\/photos\/168043592\/10332)\n- ![Photo](\/listings\/photos\/168043592\/10333)\n- ![Photo](\/listings\/photos\/168043592\/10335)\n\n## EPC Graphs\n\n- ![EPC Certificate](\/listings\/photos\/168043592\/10336) - EPC Certificate\n\n## FENSA Certificates\n\nThis property has 1 FENSA certificate(s) on record.\n\n### FENSA Certificate #8212603\n- **Address:** 91 Church Street, Silverdale, ST5 6JJ\n- **Certificate Issued:** 13\/06\/2011\n- **Work Completed:** 24\/01\/2011\n- **Items:** 1 door(s)\n\n## Sales History\n\n*Recorded sales for this property. Data from Land Registry Price Paid.*\n\n| Address | Price | Date | Type |\n|---------|-------|------|------|\n| 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3110,000 | 02\/06\/2023 | Terraced |\n| 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a362,000 | 30\/11\/2015 | Terraced |\n\n## Sold Comparables\n\n*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*\n\n| Address | Price | Date | Type |\n|---------|-------|------|------|\n| 116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | \u00a3145,000 | 20\/11\/2025 | Terraced |\n| 103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | \u00a3121,000 | 31\/10\/2025 | Terraced |\n| 34 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3111,000 | 12\/05\/2025 | Terraced |\n| 10 MAY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LZ | \u00a3126,000 | 14\/10\/2024 | Terraced |\n| 26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3140,000 | 27\/09\/2024 | Terraced |\n| 4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a370,000 | 04\/09\/2024 | Terraced |\n| 34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB | \u00a3175,000 | 01\/12\/2023 | Terraced |\n| 47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3145,000 | 27\/10\/2023 | Terraced |\n| 55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | \u00a350,000 | 18\/08\/2023 | Terraced |\n| 14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS | \u00a350,000 | 10\/08\/2023 | Terraced |\n| 27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a385,500 | 01\/08\/2023 | Terraced |\n| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3128,000 | 26\/07\/2023 | Terraced |\n| 12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB | \u00a380,000 | 18\/07\/2023 | Terraced |\n| 18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT | \u00a381,000 | 07\/07\/2023 | Terraced |\n| 8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL | \u00a3132,000 | 02\/06\/2023 | Terraced |\n| 49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3140,000 | 27\/03\/2023 | Terraced |\n| 18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF | \u00a3140,000 | 20\/03\/2023 | Terraced |\n| 7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3130,000 | 10\/02\/2023 | Terraced |\n| [Same street] 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3110,000 | 09\/11\/2022 | Terraced |\n| 12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT | \u00a3143,000 | 28\/10\/2022 | Terraced |\n| 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | \u00a3128,000 | 28\/10\/2022 | Terraced |\n| [Same street] 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3104,000 | 21\/10\/2022 | Terraced |\n| 150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | \u00a385,000 | 21\/10\/2022 | Terraced |\n| [Same street] 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a392,000 | 11\/10\/2022 | Terraced |\n| [Same street] 99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3130,000 | 30\/09\/2022 | Terraced |\n| [Same street] 131 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3125,000 | 23\/06\/2022 | Terraced |\n| [Same street] 117 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3127,150 | 27\/05\/2022 | Terraced |\n| [Same street] 93 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3106,500 | 29\/04\/2022 | Terraced |\n| [Same street] 79 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a390,000 | 11\/02\/2022 | Terraced |\n| [Same street] 109 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a3145,000 | 20\/09\/2021 | Semi-detached |\n| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a378,000 | 01\/09\/2021 | Terraced |\n| [Same street] 89 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | \u00a380,000 | 25\/08\/2021 | Terraced |\n\n**Street average:** \u00a3109,638 (12 sales)\n**Area average:** \u00a3113,875 (20 sales)\n\n## Price vs local average\n\n*Outcode + property type (HousePrices, last 2 years).*\n\n- **Local average:** \u00a3142,060 (109 Terraced, ST5, 2024\u20132026)\n- **Deviation:** -98.9%\n\n## Rental Range\n\n*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low \/ Realistic \/ Optimistic = conservative \/ average \/ best case.*\n\n- **Low:** \u00a3744\/mo\n- **Realistic:** \u00a3827\/mo\n- **Optimistic:** \u00a3910\/mo\n\n## LHA (Local Housing Allowance)\n\n*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 \u2013 Mar 2026).*\n\n- **LHA floor (this property size):** \u00a3798\/mo\n\n## Rental Comparables\n\n*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*\n\n| Title | Rent | Beds | Distance | As seen on |\n|------|------|------|------|------|\n| [Sutton Avenue, Newcastle-Under-Lyme, ST5](http:\/\/87.117.209.195:8080\/listings\/5831bc6) | \u00a31,700\/mo | 4 | 0.32 miles | Rightmove |\n| [Snowgoose Way, Newcastle](http:\/\/87.117.209.195:8080\/listings\/0acee5e) | \u00a31,600\/mo | 4 | 1.1 miles | Rightmove |\n| [Vickers Close, Newcastle Under Lyme, ST5](http:\/\/87.117.209.195:8080\/listings\/bce0627) | \u00a31,550\/mo | 4 | 1.17 miles | Rightmove |\n| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http:\/\/87.117.209.195:8080\/listings\/bced143) | \u00a31\/mo | \u2014 | 1.35 miles | Rightmove |\n| [Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/2ae0ad7) | \u00a31,995\/mo | 4 | 1.82 miles | Rightmove |\n| [Beresford Crescent, Newcastle-Under-Lyme, ST5](http:\/\/87.117.209.195:8080\/listings\/c0ffc5e) | \u00a33,950\/mo | 4 | 1.85 miles | Rightmove |\n| [First Floor Flat, 65 High Street, Newcastle, ST5 1PN](http:\/\/87.117.209.195:8080\/listings\/111aff4) | \u00a3725\/mo | \u2014 | 1.88 miles | Rightmove |\n| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/9c3c8f4) | \u00a34,995\/mo | 4 | 2.69 miles | Rightmove |\n| [The Coach House, Butterton, ST5](http:\/\/87.117.209.195:8080\/listings\/51f5948) | \u00a33,000\/mo | 4 | 2.7 miles | Rightmove |\n| [Whitmore Heath, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/b4d8ac9) | \u00a31,800\/mo | 4 | 3.7 miles | Rightmove |\n| [Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5](http:\/\/87.117.209.195:8080\/listings\/d3059aa) | \u00a32,700\/mo | \u2014 | 3.88 miles | Rightmove |\n\n**Average rent: \u00a32,183\/mo (11 listings)**\n\n## 1% Rule\n\n- **Rent ratio:** 111.8% (strong)\n- **Max investor price (0.8%):** \u00a3225,000\n- **Target investor price (1%):** \u00a3180,000\n\n*Monthly rent \u00f7 price. 1%+ = strong, 0.8\u20131% = okay, <0.8% = weak. Max investor price = rent \u00f7 0.8% (Stoke-style target). Target investor price = rent \u00f7 1% (strong cashflow band). Based on OpenRent comparables.*\n\n## Rent-driven metrics\n\n*Based on OpenRent comparables (median \u00a31,800\/mo).*\n\n- **Gross yield:** 1341.6%\n- **Cost-to-rent:** 0.1\u00d7\n- **Monthly cashflow:** \u00a31,589\/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)\n- **Cash-on-cash ROI:** 4083.1%\n\n*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price \u00f7 annual rent (from OpenRent comparables); under 14\u00d7 = strong, 14\u201316\u00d7 = acceptable, 17\u00d7+ = compressed. Cashflow = rent \u2212 mortgage \u2212 10% maintenance \u2212 \u00a325\/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit \u00f7 cash in (deposit + 4% purchase costs).*\n\n## Capital growth trend\n\n*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*\n\n- **5y growth:** 14.7%\n- **10y growth:** 35.1%\n\n## House Price Index (HM Land Registry)\n\n*Official index for Newcastle-under-Lyme; Terraced series; as of May 2026.*\n\n- **1y growth (index):** 3.5%\n- **5y growth (index):** 30.9%\n- **10y growth (index):** 59.2%\n\n## Flood risk\n\n- **Zone:** 1\n- **Risk:** Low\n- **Source:** Job (default Low)\n\n[Check long-term flood risk (GOV.UK)](https:\/\/check-long-term-flood-risk.service.gov.uk\/postcode)\n","energy_certificate":null,"fensa_certificates_count":1,"page_data":{"listing":{"id":750,"reference":"168043592","slug":"6d1b0f1","slug_hash":"6d1b0f1090c8708916f111426103f59f7ef522e1","portal":"rightmove","channel":"STU_LET","meta":{"agentBranchId":153797,"agentBranchName":"Stoke-on-Trent","agentCompanyName":"The Property Franchise Group","shortDescription":"4 bedroom terraced house for rent","listingUpdateReason":"Reduced on 08\/09\/2025","isCommercial":false,"propertySubType":"Terraced","propertyTypeDisplay":"Terraced","bedrooms":4,"bathrooms":1,"addedDate":"2025-10-09","soldSTC":false,"latitude":53.01712,"longitude":-2.27036,"primaryPrice":"\u00a31,610 pcm","price":1610,"displayPriceQualifier":null,"postcode":"ST5 6JJ","displayAddress":"Church Street, Silverdale, ST5","encId":"PiRE5D70ImvnzUTfSItiFg2vMw24PaCwdmu5SA==","councilTaxBand":null,"brochure":null,"description":"Nicholas Humphreys are pleased to offer this beautifully presented four bedroom, one bathroom student house in Newcastle-Under-Lyme available for the 2026\/2027 academic year! EPC rating: D.","floorplans":[],"epcGraphs":[{"url":"https:\/\/media.rightmove.co.uk\/property-epc\/924280524\/168043592\/924280524365b825eb0c62691fc06452.pdf","caption":"EPC Certificate"}],"tenure":{"tenureType":null,"yearsRemainingOnLease":null,"message":null},"keyFeatures":["Four Bedroom House","Close to Keele University","Short Journey to Newcastle","Available for Immediate Move In"],"features":{"featuresTable":{"Electricity":"\u2014","Broadband":"\u2014","Water":"\u2014","Sewerage":"\u2014","Heating":"\u2014","Accessibility":"\u2014","Parking":"\u2014","Garden":"Private garden","Listed property":"\u2014","Restrictions":"\u2014","Required access":"\u2014","Rights of way":"\u2014","Flooded in last 5 years":"\u2014","Flood defences":"\u2014","Source of flood":"Ask 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